Matt Richter
Retail Branch Manager | NMLS ID# 319232
Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Lucas was amazing to work with. While he was completely transparent with what needed to happen in our home buying process, he went above our family's expectation to get us our dream property here in Coeur d'Alene. Highly recommended!
Don made our home buying experience simple and worry free, we even closed earlier than thought possible! Thank you!
Krista w/PHM is truly the BEST to work with. Ive worked with her a couple times now and she will be my go to person if i need another loan in the future. I had a ton of questions and i was difficult, Krista was always available, very knowledgeable,...
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Platinum Home Mortgage, who to me is Lisa Brown, was a pleasurable experience in every way! From my first telephone call through closing, and believe me, I changed my mind frequently regarding personal needs and choices, before making any final...
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We were recommended Don Flannery at Platinum Home Mortgage by some friends of ours that had recently bought a home. The experience was fantastic! Don is on top of everthing and extremely efficient! I definitely would recommend Don and Platinum...
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Jenifer Ward at Platinum Home Mortgage is absolutely the best!. She is kind, understanding, prompt, works very hard for her clients. This is our second home loan through Jennifer, both times she delivered great service and great rates.
From the mortgage standpoint this transaction was very easy. Krista did all of the coordination to ensure it went as smooth as it did. There were some last minute items we dealt with and to ensure it was done in a timely manner she called to...
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Don was amazing to work with! Quick, thorough and extremely helpful! I will Highly suggest everyone to work with Don and Platinum Home Mortgage!
Jennifer worked her tail off, helping me secure my loan. Friendly & so helpful, she's a rock star!!
I am a Retired Disabled Veteran, Steve went out of his way to take care of me and to insure i got the best loan for my needs. I will always use Platinum Home Mortgage.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994
Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.