

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Krista Kaufman is hands down the best lender ever. This is the second time we have used her and we couldn’t be happier! She does an amazing job making sure everything is done properly and goes smoothly. I would 100% recommend her to anyone...
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I bought a home through Matt Richter at Platinum Home Mortgage and then I refinanced it several years later. Matt was always very professional, knowledgeable and friendly to work with. When I bought my home I was on a time crunch and he was...
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what a very hassle free and pleasant experience, definitely 5 stars, and I would highly recommend them!
Lucas was great to work with. I would highly recommend him!
Lucas at Platinum Home Mortgage did an excellent job from start to finish helping us with our dream home loan. Highly recommend.
Have worked with Platinum twice, they have been great both times. They take time to explain details and options and answer all your questions. It was smooth and they kept us up to date with every part of the process.
Our loan process was handled very efficiently and professionally. We were able to contact our loan agent with any questions we had and she was very understanding of our 'first time buyer' anxiety. Would definitely do business with them again...
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Lucas Schell was friendly, knowledgeable, and provided expert advice and recommendations. He went above and beyond to ensure that I had an on time closing and they were able to get me a great interest rate. I felt really comfortable every step...
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Dan Flannery was our agent and the entire refinance process could not have been easier. Everything came through on time and as promised, actually a little lower payment than quoted. A nice surprise.
Thanks Dan and PHM.
Very professional and timely. I am in the business so I know a great lender when I see one. Jennifer is the best!
501–510 of 870
About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.