

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Excellent care and help from platinum home mortgage! Was going through another mortgage company before Platinum and they couldn’t seem to help me nearly as well as platinum did! I would highly recommend going through platinum!
Reply from Owner
July 27th, 2020 04:22 PM
We appreciate your glowing review!
Service was quick and very easy. Matt Richter was easy to deal with and made my transaction go smoothly.
Reply from Owner
July 27th, 2020 03:37 PM
Thank you very much for your review, Ric!
Thanks Lucas! I will refer you to others. It was a pleasure working with you! I appreciated your professionalism in navigating the current challenges with the Covid19. I sincerely look forward to working with you again in the near future on...
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Reply from Owner
July 25th, 2020 04:48 AM
Thank you for your wonderful feedback! We are glad you enjoyed your experience with us.
Everyone at Platinum Home Mortgage were extremely professional and super helpful. They went above and beyond to answer my questions, which there were a lot due being a first time home buyer. They explained the entire process to me and would...
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Reply from Owner
July 24th, 2020 12:15 AM
Thank you, Hailey! We are happy that your experience was a great one!
Working with Platinum was great. They were efficient, quick and a pleasure to work with! Highly recommended!
Reply from Owner
July 23rd, 2020 09:47 PM
We appreciate your glowing review!
Everyone at Platinum Home Mortgage were extremely professional and super helpful. They went above and beyond to answer my questions, which there were a lot due being a first time home buyer. They explained the entire process to me and would...
read more
Reply from Owner
February 19th, 2021 12:00 AM
Thank you, Hailey! We are happy that your experience was a great one!
Lucas is awesome!!!
Reply from Owner
July 20th, 2020 04:51 PM
Thank you very much for your review, James!
Matt Richter has received a review with 5 star rating from PETE A C W
Reply from Owner
July 16th, 2020 05:50 PM
Thank you for your wonderful feedback! We are glad you enjoyed your experience with us.
I have used Platinum Home Mortgage to purchase a home twice and both times they made the process as smooth and easy as possible. I would highly recommend them to anyone looking to purchase or refinance a home.
Reply from Owner
July 16th, 2020 05:03 PM
Thank you, Kayla! We are happy that your experience was a great one!
Lucas and his team at platinum home mortgage in Coeur d’Alene were great! Really walked me through the process and answered all of my questions promptly! I would highly recommend them!
Reply from Owner
July 15th, 2020 05:49 PM
We appreciate your glowing review!
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.