

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Friendly, professional, and efficient. Thank you!
Very professional team! Lucas, Vanessa and Karen made the process super easy. Lucas was very responsive and helpful with questions we had. Vanessa was very clear in communicating all they needed from us. And Karen was super fast in getting...
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It was a pleasure working with Platinum. Matt was excellent and kept things moving and adapting to changes as we worked through the purchase. He was very professional and timely. I would use them again and will refer my friends and anyone else...
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Recently completed my third loan, 2 home purchases and one refinance over a 2 year period, with Lucas Schell at PHM. All three loans went off without a hitch - despite some adverse circumstances beyond Lucas's control. In every case, he kept...
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Reply from Owner
November 23rd, 2020 03:59 AM
Thank you for your wonderful feedback! We are glad you enjoyed your experience with us.
Matt Richter has received a review with 5 star rating from Jase B
Matt Richter goes above and beyond to deliver a superior level of customer service to his clients and is experienced in this business at a high level. He and his team are the VERY BEST at what they do and they gave us 5 star service throughout...
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Reply from Owner
November 18th, 2020 11:41 PM
Thank you, Scott! We are happy that your experience was a great one!
Matt Richter has received a review with 5 star rating from Jessie C
Steve Carlsen was our lending agent and was great to work with. He always reminded us about key dates and documents and helped keep the process moving smoothly for our home loan.
Reply from Owner
November 17th, 2020 05:02 AM
We appreciate your glowing review!
Lucas Schell and his team are the very best!! The whole process was an enjoyable experience. I highly recommend Platinum Home Mortgage!
Reply from Owner
November 16th, 2020 08:07 PM
Thank you very much for your review, Jackie!
Matt Richter of Platinum Home Mortgage made the process of securing the lending for our new home effortless. He was on top of everything from start to finish. He was always available to answer any questions throughout the process. His knowledge...
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Reply from Owner
November 13th, 2020 06:10 AM
Thank you for your wonderful feedback! We are glad you enjoyed your experience with us.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.