

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
We’ve worked with Matt on three home purchases over the past 16 years. He has eased our way each time and exceeded our expectations. Highly recommend Matt and his team!!
Reply from Matt Richter
March 20th, 2024 02:48 PM
Thanks Michelle! I appreciate your loyalty through the years. Congrats on your new home and please reach out with any questions going forward.
Matt was totally professional. Everything about oor experience was smooth and flawless. Matt answered all our questions and explained things well to the realtor and title company too. We are very pleased with our purchase and how well we were...
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Matt and his staff were incredibly helpful.
Reply from Matt Richter
February 26th, 2024 03:46 PM
Thankyou Jim! Enjoy your new home and please reach out if you have any questions going forward.
I would highly recommend Planet Home Lending! They were great at holding our hands through the whole process and answering any and all questions and concerns in a timely manner!!
Reply from Owner
February 16th, 2024 12:24 AM
Thanks for being a Planet customer and taking the time to share your positive experience! We're happy to hear that we've delivered excellent customer service. Letting others know of your experience with us is much appreciated!
Matt is fantastic to work with. He is prompt in his communication and is very knowledgeable and organized. He made the whole process smooth and effortless.
Matt is absolutely wonderful to deal with. He explained everything we asked and made this transaction very quick and easy.
Great communication between me and my mom
during our entire process. Very professional and had lots of tips along with advice. Over a great experience dealing with Matt and would highly recommend to other.
Reply from Matt Richter
December 28th, 2023 06:52 PM
Thank you Austin for your positive feedback and Congrats on your new home! Your recommendation is greatly appreciated and we look forward to providing the same level of service in the future.
Jen was referred to me by JT Sinclair, Keller Williams. She got the ball rolling in July on research for the Family Opportunity Mortgage that I had heard about then took time to sit down and explain everything. My husband and I were also working...
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Reply from Owner
December 24th, 2023 07:46 PM
Heather, Thank you very much for your review! We are so glad we were able to help you finance your home. We appreciate that you took the time to provide feedback, and thank you for choosing us!
Matt always goes above and beyond! We trust his care and expertise.
Matt gets to know his clients. They aren’t just account statements, w2’s, and paystubs. He cares about the process and providing solid advice. He shows up at every closing. Amazing service!
Reply from Matt Richter
December 20th, 2023 04:18 PM
Thankyou JP. Appreciate you and your loyalty as well! Congrats again on your new home.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.