Matt Hering
Sr Mortgage Lender
First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Matt and his team were very easy to work with. Always responded on a timely manner and were extremely kind. I have already referred Matt to someone I know.
Reply from Matt Hering
September 12th, 2026 12:26 AM
Thank you, William, for your kind words and for referring me to someone you know. I'm glad to hear that you found my team and me easy to work with and responsive. Your support means a lot to us!
Overall a good experience. Tremendous amount of back and forth, though
Reply from Matt Hering
September 12th, 2026 12:26 AM
Tatiana, I'm glad to hear you had a good overall experience. I understand the back and forth can be a bit much, and I appreciate your patience. If there's anything more you'd like to discuss, please feel free to reach out to me directly.
start to finish I think the process was 2 weeks. Matt was great even working with us while on vacation.
Reply from Matt Hering
September 12th, 2026 12:26 AM
Trisha, I'm pleased to hear that the process went smoothly within just two weeks. Thank you for your kind words, even while I was on vacation. Your satisfaction with First Federal Bank is important to me!
Love working with Matt and his team! Second time now and we won't work with anyone else
Reply from Matt Hering
September 12th, 2026 12:26 AM
Michael, I'm pleased to hear that you enjoy working with my team and me. It's great to know that you've chosen us for the second time, and we truly appreciate your loyalty to First Federal Bank!
Matt was honest and straightforward with his explanations of each step.
Reply from Matt Hering
September 12th, 2026 12:26 AM
Aaron, I'm happy to hear that you appreciated my honest and straightforward approach. It's important to me that every step is clear for you. Thank you for your kind words about First Federal Bank!
Matt is always fantastic to work with. He and his team are extremely responsive and available when a touchpoint is needed. Matt will always be my go to contact when I am looking for a home loan product.
Reply from Matt Hering
September 12th, 2026 12:26 AM
Aaron, I appreciate your kind words and am grateful to be your go-to contact for home loan products. It's great to know that you find my team and me responsive and available when needed. Thank you for trusting us at First Federal Bank!
Matt and Ellen were very responsive and made the process seamless. We appreciate all their support and very much!
Reply from Matt Hering
September 12th, 2026 12:26 AM
John, I'm glad to hear that you found the process seamless with Ellen and me. Your appreciation means a lot, and we're thankful for your support at First Federal Bank!
Matt was extremely efficient and easy to work with!
Reply from Matt Hering
September 12th, 2026 12:26 AM
Stephanie, I'm happy to hear that you found working with me efficient and easy. Thank you for your kind words and for choosing First Federal Bank!
Matt is world-class.
Reply from Matt Hering
September 12th, 2026 12:26 AM
Jason, I appreciate your kind words and am glad to hear that you had a positive experience. Thank you for your support and for choosing First Federal Bank.
This is the second time we have refinanced with Matt and the only one we will use for refinancing. He kept communicating during a long pre- refinancing period when we were seeking advice. He was always available to answer questions and make...
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Reply from Matt Hering
September 12th, 2026 12:26 AM
Kristen, I'm pleased to hear that I could assist you again with your refinancing needs. Your trust in me for a second time means a lot, and I'm glad I could provide the communication and support you needed during the process. Thank you for...
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About
First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
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Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #420799
Hobbies
- Pickleball
- Fishing
Disclaimer
Member FDIC This page is for information purposes only and is not an advertisement to extend customer credit as defined by Section 226.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.