

Matt Hering
Sr Mortgage Lender

First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
I feel like this process is supposed to be a lot more stress inducing. Matt was great at being responsive, answering my questions, and getting me a rate that other lenders said they couldn't beat!
Reply from Matt Hering
September 12th, 2026 12:26 AM
I appreciate you sharing your feedback, Zoltan. I'm happy to know that I could help ease the stress typically associated with this process. It's important to me to be responsive and provide answers to your questions. Securing a competitive...
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Fast responses, constantly available for all of my first-time-home-buyer questions, always on top of things. Went the extra mile to keep things on track when last-minute issues came up on my end. I'm pretty sure with any other loan officer...
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Fast responses, availability for questions, always on top of things
Reply from Matt Hering
September 12th, 2026 12:26 AM
Thank you, Deirdre, for taking the time to share your thoughts. I’m pleased to hear that you appreciated the fast responses and found me readily available for any questions. Staying on top of things is something I strive for, so it’s rewarding...
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This is the second time I have used Matt… the first time was to secure a VA loan at 2.5% interest, the process was very easy and Matt was very helpful… the second time Matt helped me was to secure a home equity loan… he got us an excellent...
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Smooth and easy!
Reply from Matt Hering
September 12th, 2026 12:26 AM
I'm glad to hear that your experience was smooth and easy, Michael. Making the process straightforward and hassle-free is always my aim. If there's anything more you need or any questions come up, please reach out to me directly.
It was easy to talk to Matt, he was on top of the entire process and made things come together for us. I was amazed at how fast the process took. Matt offered excellent advice and went the extra mile to make sure our application was processed...
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Reply from Matt Hering
September 12th, 2026 12:26 AM
I'm really grateful for your thoughtful feedback, George. It’s great to hear that you found the process easy and efficient. Providing excellent advice and streamlining things for you is always my goal, so knowing that it made a difference means...
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I have done business with Matt before and he exceeded my expectations. He and his team were available after hours to answer questions and concerns
Reply from Matt Hering
September 12th, 2026 12:26 AM
Thank you so much for your generous feedback, Barbara. I'm grateful for the opportunity to work with you again and glad to know that I could exceed your expectations. Being available when needed is important to me, so I'm pleased that my team...
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Matt was incredibly responsive and knowledgeable.
Reply from Matt Hering
September 12th, 2026 12:26 AM
Thank you so much for your kind words, Kaitlin. I'm really pleased to know that my responsiveness and knowledge were of help to you. It’s important to me that you felt supported throughout the process. If there's anything more I can do or any...
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Matt is the man. Every loan I get will be through them from now on.Best rates - transparent approachMade the mistake once of going away from them thinking the other rate / “deal” was better - worst decision I have ever made. Would use these...
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Matt was prompt and friendly thru the entire process.
Reply from Matt Hering
September 12th, 2026 12:26 AM
Thank you for your kind words, Brad. I'm glad to hear that my promptness and friendliness made a positive impact on your experience. It was a pleasure working with you through the process. If there's anything else you need or any questions...
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About
First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
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Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #420799
Hobbies
- Pickleball
- Fishing
Disclaimer
Member FDIC This page is for information purposes only and is not an advertisement to extend customer credit as defined by Section 226.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.