

Matthew Garnes Adams
Senior Loan Officer | NMLS #1035056

Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promi... Show More
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The realtor was amazing with helping us with purchasing our home. Matt was amazing. He answered and explained the process. This made things alot smoother for us as we moved from overseas back stateside. We have already recommended Matt and...
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Matt and his team have taken excellent care of me for ten years and multiple loans, and they never disappoint! Forever my lender!
Matt was quite helpful in explaining the process and scheduling an in office appointment to establish passwords and assure all documents were signed in a timely manner. His replies were Always immediate and precise in providing assistance.I...
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Very knowledgeable and easygoing.
Your knowledge, promptness, efficiency and professionalism.
Couldn’t be better.
Matt went the extra mile. . I very much appreciate his professionalism and the time he took to make sure I had a full understanding of the loan process.
Matt and his team are professional, timely and have created a streamline process that makes home purchase or refinance a pleasant process. Great communication, and well designed process progression tools make it easy to know what part of the...
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This is my first experience buying a house on my own so I'm not sure if I was more needy but I could have used a lot more explanation of things and though I did reach out a couple times it seemed like communication was difficult I felt like...
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Matt and his team made the entire end-to-end process understandable and worry-free. They continually ensured that I felt confident in the process and I knew everything was being handled by true professionals who take pride in their work. I...
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The team is so organized and on top of everything. Our process was pretty smooth and will highly recommend!!!
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About
Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promise: excellence for clients and Realtor partners—defined by
speed, certainty, and communication. We pre-underwrite so offers compete like cash, provide same-day updates to buyers and both agents, and manage hard KPIs: speed-to-lead, pre-approval turn times, and app-to-close pull-through. NOVA Home Loans is 45 years strong, licensed in 30+ states and growing with
boutique attention and enterprise execution.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
New Home Loans
Jumbo loans
FHA Loans
VA Loans
Conventional Loans
Refinance Loans
HELOC
Bank Statements, DSCR, no ratio, STR - Non-QM
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Positions
- NOVA Home Loans - Senior Loan OfficerJul 1st, 2017 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1980
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1035056
- CA
- AZ
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Disclaimer
"Matt Garnes, Senior Loan Officer, NMLS #1035056 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | 123 S Broad St Suite 1538 · Philadelphia, PA 19109 | Branch NMLS #2595840 | Phone: 702.526.3133 | www.nmlsconsumeraccess.org | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Licensed by the Pennsylvania Department of Banking and Securities | Equal Housing Opportunity |
Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov . A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov. | "