

Matthew Garnes Adams
Senior Loan Officer | NMLS #1035056

Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promi... Show More
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Matt its very supportive and hes there in every step of the way, making sure everything turns out good!
The lack of professionalism, timeliness, and communication were huge hindrances to the delays in closing that were unnecessary. I should not have had to call the manager in order to get this closing pushed through after three previous delays...
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Matt has an incredibly strong knowledge base with the lending process . He is readily available to meet all your lending needs. Exceptional client service !
Ramona Preston - DiPonzio
Windermere Prestige Properties
The person i was working with asked for additional files multiple times. I would get a list of all the files that needed to be submitted but then when i had the files their were more files to turn in. The process would be better if i was told...
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Matt and th NOVA team are nothing less than EXCEPTIONAL. From the beginning of our loan process to our signing, Matt has be with us every step of the way. He kept us informed and was in communication the entire way. Talk about VIP treatment....
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Matt was quick to answer any and all of my questions, even when I wanted 3+ different price breakdowns. He walked me through paperwork and never once seemed frustrated with me!
Matthew Garnes was very helpful in getting me approved for my refi home loan he did a great job.
Matt was awesome! He always answered our questions and concerns in a timely matter! We our his customers for life!
Matt and his team went above and beyond for us and we’re truly very appreciative of all his effort and time. We love our home and are so excited to make new memories.
Matt was great! No complaints at all
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About
Matthew Garnes Adams, Mortgage Banker & Team Builder (NMLS #1035056) with NOVA Home Loans in the Philadelphia area. I’m expanding my East Coast
footprint while maintaining a strong West Coast presence. For 25 years I’ve delivered one promise: excellence for clients and Realtor partners—defined by
speed, certainty, and communication. We pre-underwrite so offers compete like cash, provide same-day updates to buyers and both agents, and manage hard KPIs: speed-to-lead, pre-approval turn times, and app-to-close pull-through. NOVA Home Loans is 45 years strong, licensed in 30+ states and growing with
boutique attention and enterprise execution.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
New Home Loans
Jumbo loans
FHA Loans
VA Loans
Conventional Loans
Refinance Loans
HELOC
Bank Statements, DSCR, no ratio, STR - Non-QM
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Positions
- NOVA Home Loans - Senior Loan OfficerJul 1st, 2017 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1980
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #1035056
- CA
- AZ
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Disclaimer
"Matt Garnes, Senior Loan Officer, NMLS #1035056 | Nova Financial & Investment Corporation, DBA NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | 123 S Broad St Suite 1538 · Philadelphia, PA 19109 | Branch NMLS #2595840 | Phone: 702.526.3133 | www.nmlsconsumeraccess.org | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 | Licensed by the Pennsylvania Department of Banking and Securities | Equal Housing Opportunity |
Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov . A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov. | "