

Mary Gardner
Licensed Mortgage Professional | NMLS#218976


University of Michigan
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance ... Show More
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Mary is extremely knowledgable in the mortgage field. Our financing scenarios always seem to be a bit complicated and Mary takes the time to explain in full detail our options. Kate is a realtor and always will recommend Mary to her clients,...
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Mary is beyond efficient and easy to talk to, she walked me through each step of the refinance process and explained why it was necessary. I highly recommend Mary and her team at Homeowners Financial!
Thank you so much for all of your time and assistance, Mary! You made this process go by more quickly and painlessly than I ever could have imagined. I am truly grateful for all that you have done.
We worked with Mary when we purchased our home and now for our refinance. The process was very smooth and easy. Mary is very knowledgable and does everything on her part to ensure we have a seamless and timely closing.
Mary is extremely responsive, looks ahead to see obstacles and advice her clients on options to address those obstacles. This look ahead approach helps in speeding up the loan approval process which is the ultimate goal. Truly a professional...
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Mary is knowledgeable, accessible, friendly, and responsive.
Mary was great and worked very hard to get my house refinanced. She went above and beyond. Mary took the extra steps to ensure everything ran smoothly. She help me look at my finances in a whole new light and gave me a better respect for my...
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Mary (and her team) have been great to work with, both now and for our (prior) initial home purchase. I'll gladly recommend Mary to others seeking mortgage assistance!
I appreciated Mary's prompt responses and frequent status updates, which did not leave us wondering what is going on.Her friendly, courteous nature is also very exemplary for Homeowners Financial Group to employ.I would use Mary again in the...
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Mary was knowledgeable, efficient and friendly. I was never in the dark about what was going on.
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About
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance transaction. A proud veteran, Mary utilizes that same sense of dignity, professionalism and integrity in the mortgage business.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
Bank Statement Loans
Down Payment Assistance Loans
FHA Loans
VA Loans
USDA Loans
Alternative products for self-employed
Debt Service Coverage Ratio Loans
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Education
- University of MichiganPsychologyBachelor of Science in PsychologySep 1990 -May 1994

Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS#218976
Hobbies
- Traveling, swimming, reading, dancing
Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.