

Mary Gardner
Licensed Mortgage Professional | NMLS#218976


University of Michigan
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance ... Show More
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Mary is a true professional. Pleased from start to finish.
Mary is lovely to work with. She kept us informed through out the entire process and kept our deal on track. She is a true professional. Thanks Mary!
Reply from Mary Gardner
February 12th, 2024 07:11 PM
Thank you Mia! I appreciate you and Farzad so much and it was my honor to work with you:)
Super easy to work with and the entire process was fast and simple
Reply from Mary Gardner
February 12th, 2024 07:11 PM
Thank you Farzad!!
Super easy to work with and it was the easiest loan process ever
Super easy to work with and the entire process was fast and simple
Mary took the time up front to explain the bank statement loan program and thoroughly review all documents so there weren't any surprises at closing.
Reply from Mary Gardner
February 12th, 2024 07:14 PM
Thank you Laurie! I
Mary had wonderful response time and great follow up. I will definitely keep her in mind for future clients. Thank you for a wonderful experience!!Kristin Dreisbach, Realtor************The Jennifer Luzzi Group, Keller Williams Arizona Living...
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Reply from Mary Gardner
January 3rd, 2024 09:47 PM
Thank you so much Kristin! You were an absolute pleasure to work with as well. I do hope to work with you again in the future.
Mary made the whole experience great! Everything was explained every step of the way and she was fast to respond to any phone calls or questions I had. She made the over all experience I couldn’t imagine going through the process with anyone...
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Reply from Mary Gardner
January 3rd, 2024 09:46 PM
Kent, I am honored by your words here and want to thank you from the bottom of my heart for this and for being a fantastic client. I look forward to working with you again soon!
Mary is extremely proficient at her craft. She’s my trusted lender partner!
Mary kept in touch with updates...she took of business.
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About
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance transaction. A proud veteran, Mary utilizes that same sense of dignity, professionalism and integrity in the mortgage business.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
Bank Statement Loans
Down Payment Assistance Loans
FHA Loans
VA Loans
USDA Loans
Alternative products for self-employed
Debt Service Coverage Ratio Loans
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Education
- University of MichiganPsychologyBachelor of Science in PsychologySep 1990 -May 1994

Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS#218976
Hobbies
- Traveling, swimming, reading, dancing
Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.