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Martin Padilla at Waterstone Mortgage NMLS #2...
Senior Loan Originator

Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Kno... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
fast response. The team was always ready to help!
Reply from Marty Padilla
January 8th, 2026 04:53 PM
I appreciate your feedback and am glad to hear you had a positive experience with my prompt responses. If there's anything more I can assist you with, feel free to let me know.
Great communication
Reply from Marty Padilla
January 6th, 2026 06:02 PM
It's great to know that you appreciated the communication, Mike. Clear and open communication is a priority for me, and I'm pleased that it made a difference for you. If you have any further questions or need assistance, feel free to get in...
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Communication was excellent!
Reply from Marty Padilla
January 5th, 2026 04:22 PM
I'm glad to hear that you found the communication excellent, Athena. It's important to me that you're kept informed and comfortable throughout the process. If there's anything more I can assist you with, please let me know.
Absolutely the best service ever! Marty held our hand at each step and fully explained each document. When/if we buy again we would not consider any other person. Team or Company.
Reply from Owner
January 8th, 2026 11:10 AM
Your kind words mean a lot, Dave. I'm glad I could guide you through each step and ensure everything was clear with the documents. Knowing you'd choose to work with me again in the future is truly appreciated. If there's anything else I can...
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Martin Padilla at Waterstone Mortgage NMLS #253287 has received a review with 5 star rating from Corey R
Reply from Owner
January 8th, 2026 11:10 AM
I truly appreciate your positive rating, Corey. If there's anything more you need or any questions you have, feel free to reach out anytime.
Everyone was very responsive and helpful throughout the whole process. All my questions and concerns were answered and handled in a short amount of time.
Reply from Marty Padilla
December 30th, 2025 03:19 PM
I'm pleased to hear that you found the process responsive and helpful, Corey. Knowing that your questions and concerns were addressed promptly is important to me. If there's anything else you need or any other way I can assist you, please don't...
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Marty took great care to prepare and explain each step of the mortgage process and then spent extra time ensuring that we fully understood and completed each task in obtaining our loan. I would not deal with another. Special mention and thanks...
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Reply from Marty Padilla
December 29th, 2025 08:16 PM
I'm grateful for your feedback, David. It’s reassuring to learn that my efforts in guiding you through each step of the mortgage process met your expectations. I'm so glad you felt supported throughout. If there's anything more I can assist...
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I had a great experience with them.They were professional, responsive, and made the entire process smooth and stress-free. Highly recommend!
Reply from Owner
January 8th, 2026 11:10 AM
I'm thankful to hear about your positive experience, Toffy. It means a lot that you found the process smooth and stress-free. Should you ever have questions or need anything further, please feel free to get in touch.
I had a great experience with my lender..They were professional, responsive, and made the entire process smooth and stress-free. Highly recommend!
Reply from Marty Padilla
December 29th, 2025 07:34 PM
It's great to know that you had such a positive experience, Mustafa. I'm pleased to hear that the process was smooth and stress-free for you. If there's anything else you'd like to address or further assistance needed, I'm here to help.
Martin Padilla at Waterstone Mortgage NMLS #253287 has received a review with 5 star rating from Cara D
Reply from Owner
January 8th, 2026 11:10 AM
Thank you for the positive rating, Cara. If there's anything further I can assist you with, feel free to get in touch.
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About
Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Marty leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Marty will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #253287
Awards
Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-89755. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions