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Martin Padilla at Waterstone Mortgage NMLS #2...
Senior Loan Originator

Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Kno... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Fast professional communication. Always available for any questions or clarifications needed. Marty made the loan process easy. Very Highly Recommended!
Reply from Owner
January 19th, 2023 12:00 AM
Thank you for this review, Mark! A professional, informative loan originator is essential to have by your side, during the loan process. We're glad Marty was there every step of the way to walk you through the loan process. Thanks again.
Marty helped my wife and I buy our first house this year. Very knowledgeable guy, always available to help and answer questions, great at explaining the process to novices like us. Cant recommend him enough, if youre buying your first house...
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Reply from Marty Padilla at Waterstone Mortgag...
November 1st, 2022 05:35 AM
Thank you for taking the time to write this recommendation, Ryan! A fast and easy homebuying is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone...
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200% would recommend Marty. His team did a great job getting me competitive rates and worked with me on improving my credit score for a VA loan. Once I picked a house it was a fast and smooth transaction during the worst of the housing markets....
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Reply from Owner
October 28th, 2022 12:00 AM
Thank you for sharing, P! We're thrilled to hear everything went so smoothly with your VA loan with the help of Marty and his team. We hope to work with you again in the future.
Great experience. Efficient. Closed early. Mostly online which was awesome! Kept me informed at all times. Responded to my emails daily. Highly recommend Marty
Reply from Owner
September 16th, 2022 12:00 AM
Thank you for this glowing review, Tiffany! We're ecstatic you had such a wonderful experience with Martin. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
I had the most complete experience as first time home buyer. Marty guided me every step of the way and always kept me informed. If you want someone to explain everything and there happy to do it. Doesn’t matter the time or day. Thank you
Reply from Owner
April 12th, 2022 12:00 AM
Thank you for sharing your wonderful experience with us, Jesus! It sounds like Marty was there with you every step of the way, to help you achieve your dream of homeownership. Your experience truly shows the dedication Marty has to his customers....
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Marty Padilla and his team at Waterstone mortgage were a pleasure to work with. Communication with the team was always very quick. If I had a question Marty was always immediately there to answer via text, email or by phone. This was our second...
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Reply from Owner
January 21st, 2022 12:00 AM
Dale, we appreciate you taking the time to write this review for Marty and his team. Having a mortgage lending team that communicates every step of the way certainly helps to bring clarity to the mortgage process. We hope you continue to use...
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I had the most Pleasant experience. I was updated every step of the way through the process. I never felt alone, I will say they were so thorough I didn’t have to ask them to explain anything. My experience was so Calm, No worries, No stress...
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Reply from Owner
December 5th, 2021 12:00 AM
Thank you for this glowing review, Tmarie! We're ecstatic you had such a wonderful experience with Martin. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
My husband and I purchased our very first home in the great state of Texas. We reached out to a friend of ours who is now a realtor Kianna Gonzalez for some advice. She is extremely knowledgeable in her field and I learned a lot from her on...
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Reply from Marty Padilla at Waterstone Mortgag...
November 18th, 2021 05:19 AM
Thank you for your recommendation, Jasmine! The team and I were thrilled we were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep...
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Me and my Husbad had a great experience with Marty and Mikayla. They were diligent, polite, and helpful throughout our loan process. I woudl reccomend them to my famiyl members and anyone else. Thank you Marty and Mikayla!
Reply from Owner
September 17th, 2021 12:00 AM
Thank you for taking the time to write this review, Brianna! Providing excellent customer service, throughout the loan process, is always our top priority. We're glad you received nothing but the best from Marty and his team.
Marty and Mikayla were a pleasure to work with. They were fast, efficient and polite throughout the whole process. Buying a home can be stressful, but they helped to make it enjoyable. Thank you guys!
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About
Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Marty leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Marty will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #253287
Awards
Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-89755. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions