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Martin Padilla at Waterstone Mortgage NMLS #2...
Senior Loan Originator

Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Kno... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I got a much better rate than the going rate at the time by getting a combination VA and MFA loan. Marty and his team were extremely responsive to my questions. There were definitely some communication issues (needing to send the same doc multiple...
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Reply from Owner
April 22nd, 2024 12:00 AM
Thank you for taking the time to write this review, Pic! Providing excellent customer service, throughout the loan process, is always our top priority. We're glad you received nothing but the best from Marty and his team.
Marty and his team were amazing at helping my husband and I with our first home. WaterStone went above and beyond our expectations. They helped us make sense of the whole process from understanding our monthly budgets when shopping for homes,...
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Reply from Marty Padilla at Waterstone Mortgag...
March 18th, 2024 06:33 AM
Thank you for your recommendation, Samantha! The team and I were thrilled we were able to provide you with a positive homebuying experience and were able to aid in a smooth close. We look forward to working with you again when the time to refinance...
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I’m glad to have worked with such a good lender. They made sure I was happy with my first home purchase, I found my home and closed in only 41 days. Also thanks for the housewarming gift , amazing work!! My loan closed on Valentine’s Day, I’m...
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Reply from Owner
February 21st, 2024 12:00 AM
We appreciate you taking the time to write this review, Davina! We are happy to hear Martin turned your first homebuying experience around, with his professional demeanor and expertise. We hope you are enjoying your new home and look forward...
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Martin and his staff were amazing. We closed on our new home in 48 days. Wow!!! They walked us through every step of the way. Very courteous and professional.
Reply from Owner
January 26th, 2024 12:00 AM
Thank you for the 5-star rating and review, Amylou! We are glad that Martin and his team were able to help you close on time, within your deadline. We appreciate your recommendation and hope to work with you again, should you have any future...
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Marty Padilla and his team were professional and easy to work with. This is my first home buying experience and can get overwhelming during the process. They walked me through everything and now we are on our way to the closing table.
Reply from Owner
November 23rd, 2023 12:00 AM
Thank you for sharing, Debbie! We're thrilled to hear everything went so smoothly with your homebuying with the help of Marty and his team. We hope to work with you again in the future.
Marty was very helpful through the entire process. He always answered phone calls and responded as quick as possible. Would recommend Marty and Waterstone to anyone looking for a great lender.
Reply from Marty Padilla
October 17th, 2023 06:34 AM
Thank you for the kind words Nathan!
Never know going into a business relationship what kind of experience you’re going to have, so at first I was a bit stressed but as things progressed I quickly realized I was in good hands. They had my back. Words can’t explain the feeling...
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Reply from Owner
August 31st, 2023 12:00 AM
Thank you for sharing, Blaze! We're thrilled to hear everything went so smoothly with your homebuying with the help of Marty and his team. We hope to work with you again in the future.
Marty was great to work with. Throughout the whole process Marty was available and able to answer all my questions as they arose. Working with Marty was a great decision and I recommend anyone in the market to reach out and talk to Marty and...
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Reply from Owner
August 14th, 2023 12:00 AM
Thank you for taking the time to write this review, Nick! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Marty and his team.
I highly recommend Martin and his team. They are efficient, reliable and professional. The process was simple and uncomplicated and my loan was processed on time, as promised.
Reply from Owner
July 31st, 2023 12:00 AM
Thank you for sharing, Melanie! We're thrilled to hear everything went so smoothly with your loan with the help of Martin and his team. We hope to work with you again in the future.
Marty is the best in the biz. He’s so knowledgeable and professional when it comes to the mortgage industry and he landed my husband and I in our dream home. Skip the rest of the lenders out there and go with Marty. You will not be disappointed!...
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Reply from Marty Padilla at Waterstone Mortgag...
July 10th, 2023 11:29 AM
Thank you for taking the time to write this recommendation, Aryela! A fast and easy homebuying is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone...
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About
Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Marty leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Marty will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #253287
Awards
Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-89755. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions