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Martin Padilla at Waterstone Mortgage NMLS #2...
Senior Loan Originator

Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Kno... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The ease of the process
Reply from Marty Padilla
August 16th, 2025 03:34 PM
Thank you, Justin, for your review. I'm pleased to hear that the process felt easy for you. Ensuring a seamless experience is always my goal. If you have any future questions or need assistance at Waterstone Mortgage, I'm just a call away.
Marty and his team made everything easy going stayed in contact with us on any updates our overall experience was great
Reply from Marty Padilla
August 13th, 2025 12:12 PM
Thank you, Jonathan, for sharing your experience. I'm delighted to hear that my team and I were able to keep everything easygoing for you and maintain open communication with updates. Knowing you had a great overall experience is immensely...
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Reply from Marty Padilla
July 28th, 2025 06:21 PM
Review: "Marty made the process mostly smooth and easy to follow. There were a couple of hiccups, but overall, I'm happy with how everything turned out." Reply: Thank you, Deborah, for sharing your experience. I'm glad to hear that the process...
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Marty kept us informed all along on waht the next step would be The process was really simple with Marty leading the way
Reply from Marty Padilla
July 13th, 2025 04:15 AM
Thank you, Brian, for sharing your experience. It's wonderful to know that I could keep you informed throughout the process and make things straightforward for you. Your trust means a lot to me, and I'm glad I could guide you through this journey...
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Marty and his team are excellent communicators and did a great job on explaining the process in this usually hectic process. We were able to be calm and confident in every step of the proces. Thanks Marty!
Reply from Marty Padilla
July 9th, 2025 10:27 PM
I'm grateful for your kind words, Matthew. It's wonderful to know that the communication and clarity provided by my team and me helped you feel calm and confident throughout the process. It's important to us that our clients feel supported...
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Very knowledgeable with VA, fast response time, profesionalism and transparency.
Reply from Marty Padilla
July 9th, 2025 02:31 PM
I'm pleased to know that you found my expertise with VA loans, responsiveness, and professionalism to be helpful. Transparency is important to me, so I'm glad I could provide that for you. Thank you for the thoughtful review and for trusting...
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Everyone was very friendly and easy to work with. This helps a lot because it can be a stressful experience.
Reply from Marty Padilla
July 9th, 2025 02:27 PM
I'm glad to hear that you found the process friendly and easy to navigate. I understand how stressful these experiences can be, and I'm pleased to know that you felt supported throughout. Thank you for your feedback and for choosing Waterstone...
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Martin Padilla at Waterstone Mortgage NMLS #253287 has received a review with 5 star rating from Heather T
Marty was the first of 3 loan officers to get back to me about refinancing. My loan was processed quickly! I knew what to expect during the application process because the Padilla team makes everything very clear and are easy to get ahold of....
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Reply from Marty Padilla
July 3rd, 2025 02:05 PM
I'm thrilled to hear that I could assist you promptly with your refinancing needs. It was a pleasure ensuring the process was clear and efficient for you. Thank you for your kind words and for choosing Waterstone Mortgage.
Marty and his team made our home-buying experience seamless. Their team was professional, responsive, and cared about finding the best loan for our needs.
Reply from Marty Padilla
June 28th, 2025 05:36 PM
I'm thrilled to hear that your home-buying experience was seamless with us. It was a pleasure to assist you, and I'm glad our team could provide you with the support and care you needed. Thank you for your kind words and for choosing Waterstone...
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About
Marty Padilla is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Marty leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find it – the perfect home – Marty will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
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Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS #253287
Awards
Disclaimer
New Mexico Mortgage Loan Company Branch License.Arizona Mortgage Banker Branch License #0124432.Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License #41DBO-89755. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions