

Martha Echols
Reverse Mortgage Advisor


University of Phoenix
Martha is a well-known local expert and speaker on Reverse Mortgages. Her no-pressure, educational approach helps homeowners (62+) enjoy financial security and peace of mind by providing suitable and superior retirement income solutions thr... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 6 PM
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
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Reviews from Web
Knowing and working with Martha has been an absolute gift. She is kind, empathetic, and incredibly knowledgeable about how reverse mortgages can be used to improve quality of life for older adults. What sets Martha apart is her genuine dedication...
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Reply from Martha Echols
August 7th, 2025 12:31 AM
Thank you, Andriana! I sincerely appreciate your thoughtful comments. I have great respect for the work you do—supporting seniors through the often emotional and complex process of downsizing. Your dedication demonstrates a profound understanding...
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Most importantly, knowledgeable. The amount of information that was required and the number of companys involved was massive and Martha and staff did an amazing job with all of it.
Reply from Martha Echols
August 7th, 2025 12:33 AM
Thank you, John, for your kind words. I know that caring for a loved one can be exhausting and overwhelming. I'm happy to know that you felt supported throughout the reverse mortgage process. If you need anything else or further questions arise,...
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Martha Echols was 100% helping all the way.
Reply from Martha Echols
March 6th, 2025 09:19 PM
Christian,It was a pleasure helping all along the way. It's always my goal to provide the best possible service and ensure everything goes smoothly. If you ever need further assistance or have any questions, please don't hesitate to reach out....
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Martha was there for us every step of the way. She explained everything for us. This is the third time we've used Martha and we highly recommend her.
Reply from Martha Echols
March 6th, 2025 09:21 PM
Dear Elfride, It is always my sincere pleasure to work with/for you. You're the perfect client; you're always prompt to provide any necessary documentation or information. I hope you have many wonderful years in your new home.My sincere thanks,...
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Martha made it a great experience
Reply from Martha Echols
March 6th, 2025 09:23 PM
Hi Robert, Thank you so much for taking the time to leave such a wonderful review! As always, it was a pleasure working with you! If you have any questions or need further assistance in the future, feel free to reach out. Your satisfaction...
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Martha was fabulous!
All that Martha did for us made it much easier when we came to see her at her office. She's very easy going, warm and kind. She's great!
Reply from Martha Echols
February 27th, 2025 04:09 AM
Lisa, Thank you so much for your kind words! I'm thrilled to hear that your experience was a positive one and that my local office made the process easier for you. I'm going to miss seeing you often. It was a pleasure working with you, and...
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The fact that we were able to work in person with Martha was the key. We would not have done this remotely.
Reply from Martha Echols
February 27th, 2025 04:11 AM
Charles,Thank you so much for your kind words. It was an absolute pleasure working with you in person. I understand how important face-to-face interactions can be, especially with something as significant as refinancing. I'm thrilled that we...
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Martha Echols was a total professional. She was very patient with ALL my questions, was always available, and very responsive to emails, phone calls and texts.
Reply from Martha Echols
February 27th, 2025 04:17 AM
Hi Robert, Thank you so much for your kind words. I always enjoy your questions and hope that if you have more as the years go by, you'll call on me. I'm glad to hear that your experience was positive. I hope life without a mortgage payment...
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Martha Echols (and team) made the experiece very wonderful. always professional knowledgeable and just darn right nice. Always willing to meet in person which was very inportant to me I don’t make important decisions over the internet.bery...
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Reply from Martha Echols
February 26th, 2025 12:54 AM
Melissa,Thank you so much for your kind words. It was important to me to ensure you felt comfortable and informed, especially with such a significant decision. Meeting my clients (especially you) in person is something I value, too, as it allows...
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About
Martha is a well-known local expert and speaker on Reverse Mortgages. Her no-pressure, educational approach helps homeowners (62+) enjoy financial security and peace of mind by providing suitable and superior retirement income solutions through various reverse mortgage programs. Martha’s goal is to help her clients create the retirement they imagined! Using education and not sales, her clients are able to make a well-informed and empowered decision as to if a reverse mortgage is the most sensible tool to help them achieve their future goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Mortgage Refinance
Reverse Loans
Reverse Mortgage
Jumbo Reverse Mortgages
HECM for Purchase
Home Equity Conversion Mortgages(HECM)
Financing Retirement
Funding for Aging in Place
Specialities
Helping Retirees Integrate Housing Wealth into Secure, Sustainable Income Strategies
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Education
- University of PhoenixFinanceB.S. Business AdministrationSep 1993 -Jun 1995

Memberships
- Contra Costa Association of Realtors
- A New Wrinkle
- Sensational Seniors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 471830
Awards
President's Club 2...
Hobbies
- Gardening
- RV Camping
- Grandchildren
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Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS 1025894.
Mutual of Omaha Mortgage Legal and Licensing Information