

Martha Echols
Reverse Mortgage Advisor


University of Phoenix
Martha is a well-known local expert and speaker on Reverse Mortgages. Her no-pressure, educational approach helps homeowners (62+) enjoy financial security and peace of mind by providing suitable and superior retirement income solutions thr... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 6 PM
Tues
8 AM to 6 PM(Open now)
Wed
8 AM to 6 PM
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Reviews from Web
I moved to Rossmoor in February 2015 and Martha was the one person that made the move and arrangements regarding my Reverse Mortgage go so smoothly. She has been there for me on a few occasions that required her expertise and I am forever grateful....
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My 97 year old father has lived in his home for many years and now requires a full time caregiver. He asked that my husband and I help him find a way to remain in his home. After researching the reverse mortgage process and interviewing other...
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In spite of the set asides, I am very happy with the results. It is hard for me to pinpoint all of the things. But what I appeciated the most was that you were always willing to answer all of my questions in the greatest detail. Also you were...
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Reply from Martha Echols
May 19th, 2026 12:50 AM
Hello Robert, Thank you so much for your thoughtful comments. Your kind words truly mean a great deal to me.I’m very grateful for the trust you placed in me throughout the process. It was important to me that all your questions be answered...
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I already did 🙂
Reply from Martha Echols
May 14th, 2026 09:48 PM
Hi Leslie,
Thank you for the ⭐⭐⭐⭐⭐. If there was a way, I would give you ⭐⭐⭐⭐⭐ too, because it was such a delight to work with you. I hope you love your new home!
Martha is very responsive and very knowledgeable. She was able to answer all my questions in a timely way. She went above and beyond to submit my application while she was vacationing in Hawaii. She was always professional and cheerful, a pleasure...
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Reply from Martha Echols
May 8th, 2026 01:58 PM
Eleanor, thank you so much for your kind words—it truly means a lot.It’s been a pleasure working with you over the years as you explored your options and waited for the right home. Once you found it, I’m so glad we were able to move quickly...
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Martha just made it very easy for me by coming to my house, always explaining everything and assuring me I could call her anytime if I had any questions.
Reply from Martha Echols
March 3rd, 2026 08:31 PM
Kathleen, I'm pleased to know that the approach I took was helpful for you. Visiting your home and being available to answer any questions is all part of ensuring a smooth process. If you ever have more questions or need assistance, feel free...
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Martha was always available for our questions and/or concerns. She explained everything in a way we could understan. She is always professional and welcoming . She is a pleasure to work wit.
Reply from Martha Echols
February 4th, 2026 10:10 PM
Stephanie, It was such a pleasure to work with you and your husband. I'm glad to know that I could be there to address your questions and concerns. It was important to me that you felt informed and comfortable with the process. Thank you for...
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Martha was thorough, ethical, always available, and patient.
She made Reverse Mortage relevant to my needs and made sure I fully understood the offering.
Reply from Martha Echols
January 20th, 2026 10:14 PM
Thank you for taking the time to share this—it truly means a lot to me. I really enjoyed working with you and appreciate your openness and thoughtful questions throughout the process. Helping you fully understand your options was important...
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I have considered a Reverse Mortgage over the past year but now have no doubt this was the best choice for me. I would recommend Martha and Mutual of Omaha to anyone and appreciate the process and result.
Reply from Martha Echols
February 4th, 2026 10:11 PM
Kent,I sincerely enjoyed working on your behalf. I'm pleased to hear that the decision felt right for you, Kent. Your willingness to recommend Mutual of Omaha and me is truly appreciated. If you have any further questions or need assistance...
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Martha, Therese, your materials that explained in depth the details of a reverse mortgage, your long term trusted brand & the personal, well meaning service I received. I have already shared Martha's contact info with a friend of mine & told...
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Reply from Martha Echols
December 12th, 2025 06:49 PM
Deborah, thank you for taking the time to share your experience with me. It's heartening to know that the materials provided were thorough and helpful for understanding the reverse mortgage process. The confidence you've shown in recommending...
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About
Martha is a well-known local expert and speaker on Reverse Mortgages. Her no-pressure, educational approach helps homeowners (62+) enjoy financial security and peace of mind by providing suitable and superior retirement income solutions through various reverse mortgage programs. Martha’s goal is to help her clients create the retirement they imagined! Using education and not sales, her clients are able to make a well-informed and empowered decision as to if a reverse mortgage is the most sensible tool to help them achieve their future goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Mortgage Refinance
Reverse Loans
Reverse Mortgage
Jumbo Reverse Mortgages
HECM for Purchase
Home Equity Conversion Mortgages(HECM)
Financing Retirement
Funding for Aging in Place
Specialities
Helping Retirees Integrate Housing Wealth into Secure, Sustainable Income Strategies
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Education
- University of PhoenixFinanceB.S. Business AdministrationSep 1993 -Jun 1995

Memberships
- Contra Costa Association of Realtors
- A New Wrinkle
- Sensational Seniors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 471830
Awards
President's Club 2...
Hobbies
- Gardening
- RV Camping
- Grandchildren
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Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS 1025894.
Mutual of Omaha Mortgage Legal and Licensing Information