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Mario Vargas - USA Mortgage - Senior Mortgage Loan Originator in Walnut Creek, CA

Mario Vargas - USA Mortgage

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Senior Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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  • write_review_unverified
    C
    Charles S
    Posted on September 3rd, 2024 09:34 PM
    Thank you so much for everything you have done! It has been an absolute pleasure to get work with you. You made this process so smooth and amazing. I can’t thank you enough for your great work.
    Reply from Mario Vargas - USA Mortgage
    November 6th, 2025 12:16 PM
    Charles, it was my pleasure to help you and your mother. Thank you for believing in me through what was a challenging transaction, but we got it done. I look forward to working with you again.
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    Amy J
    SACRAMENTO, CA
    Posted on August 30th, 2024 02:19 PM
    I was surprised how quickly everything moved along. From the time I had the initial phone call with Mario to talk about what I was looking for, to the application process, and then to the final closing. Everything seemed to go so smoothly and...
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    Reply from Mario Vargas - USA Mortgage
    November 6th, 2025 12:16 PM
    Thank you so much Amy for this detailed review. It was a pleasure to work with you and I look forward to helping you with your future transactions. I hope you enjoy your new home. Thanks again!
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    CELESTE H
    RICHMOND, CA
    Posted on August 29th, 2024 07:22 PM
    Mario Vargas is the epitome of professional,knowledgeable and informative. He has a wealth of knowledge about things that you wouldn’t think of during the process. Thank you Mario. You Rock Sir.
    Reply from Mario Vargas - USA Mortgage
    November 6th, 2025 12:16 PM
    Thank you, Celeste! I appreciate the kind words and acknowledgement. It was a pleasure working with you.
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    CARLTON H
    RICHMOND, CA
    Posted on August 28th, 2024 06:56 PM
    Mario Vargas was the best. He taught me about the ability to recast my loan as well as other information that I knew nothing about. I’m looking forward to doing business with him again. Thanks Much Mario I appreciate you.
    Reply from Mario Vargas - USA Mortgage
    November 6th, 2025 12:16 PM
    Carlton, thank you for your confidence in me regarding this transaction and future transactions to come. I look forward to a successful relationship, and I hope to be instrumental in helping you to achieve your goals.
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    Celeste H
    Posted on August 28th, 2024 06:48 PM
    Mario Is the epitome of professional, honest, knowledgeable and responsive. He made himself available at all times and answered all questions I had about my transaction. Not only would I do business with him again, I will also be referring...
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    Emma M W W
    OAKLAND, CA
    Posted on April 10th, 2024 08:02 PM
    Quick responses and genuine advice to get us the best deal possible.
    Reply from Mario Vargas
    November 6th, 2025 12:16 PM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
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    Patrick H W
    OAKLAND, CA
    Posted on April 2nd, 2024 03:05 PM
    It was very easy and informative
    Reply from Mario Vargas
    November 6th, 2025 12:16 PM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
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    Jessica A T
    OAKLAND, CA
    Posted on March 13th, 2024 02:50 PM
    Mario was amazing to work with :) He worked around the clock to make my 7 day loan contingencies deadline and helped me to close on my property very quickly. Not sure if any other lender could have done what Mario! Thank you so much Mario!
    Reply from Mario Vargas
    November 6th, 2025 12:16 PM
    I can’t thank you enough for your positive words about your home loan experience. I would really appreciate you letting people know how much you loved working with me at USA Mortgage. I hope to hear from you again!
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    Dmitriy S
    Posted on January 25th, 2024 09:11 PM
    Mario has been wonderful to work with! This was our first purchase, and through entire process we felt comfortable asking all our questions.Mario took the time to understand the challenges and went above and beyond to make sure we were happy....
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    Dmitriy S
    Antioch, CA
    Posted on January 25th, 2024 09:09 PM
    Mario has been wonderful to work with! This was our first purchase, and through entire process we felt comfortable asking all our questions.Mario took the time to understand the challenges and went above and beyond to make sure we were happy....
    read more
    Reply from Mario Vargas
    November 6th, 2025 12:16 PM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 287699
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.