Mario Vargas - USA Mortgage
Senior Mortgage Loan Originator
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish...... Show More
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As a first time home buyer, Mario was a great lender to work with. He was incredibly knowledgeable and responsive. He had informative and thorough answers to all my questions and gave direct and honest advice. The process for documents and...
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Reply from Mario Vargas - USA Mortgage
May 21st, 2026 09:55 PM
Alex, I am happy you allowed me to be a part of your journey, and I appreciate your organization and speedy response times. Working with buyers like you makes my job enjoyable. Thank you and enjoy your home!!!
This was my first time working with Mario and I am blown away! He’s very knowledgeable and on top of his game. If he says he will get it done, he will. That’s really important as a real estate agent to have a lender you can trust. Having him...
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Reply from Mario Vargas - USA Mortgage
May 21st, 2026 03:25 AM
Kiara, it was an absolute pleasure to work with you as well! It makes my job easy when I can work with intelligent industry professionals such as yourself! You were always available to take my calls and assist me with additional documentation...
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One of the best loan officers I have ever worked with. I'm a real estate agent who has worked with over 100 loan officers & Mario by far is a top tier mortgage advisor. I referred him a client who was very challenging & after long hours and...
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Reply from Mario Vargas - USA Mortgage
February 3rd, 2026 11:43 PM
Thank you, Dan! I appreciate the opportunity to help you and your clients. It's always a pleasure!!!
Mario, my experience with you the second time was just as profound as the first. Because of your knowledge, experience, patience, honesty and real talk it guided me through the loan process with a humble and thankful heart. Thank you for your...
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Mario Vargas is a Jewel! There is no way I could have made it through this process without him. He was very honest and patient and walked me through the entire process. Mario I cannot thank you enough!
Choosing to work with Mario Vargas was one of the best decisions I’ve ever made. It was my first mortgage loan, and I must admit, I was a bit nervous. However, Mario was incredibly patient and available. He answered all my questions throughout...
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Reply from Mario Vargas - USA Mortgage
November 6th, 2025 12:16 PM
Lisa, thank you so much for the kind words, it was my pleasure! It was a long journey, but it was worth it in then end. I appreciate your confidence in me, and you staying with me over the last 4-5 years through this process. We finally did...
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I had the pleasure of working with Mario as my lender, and I cannot recommend him highly enough. From start to finish, he was realistic and honest without ever being overly demanding. As a first-time homebuyer, I truly appreciated his knowledgeable...
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Reply from Mario Vargas
November 6th, 2025 12:16 PM
Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
Mario is great! Quick efficient and very responsive!
Reply from Mario Vargas
November 6th, 2025 12:16 PM
Sherri, thank you for coming back to me yet again. I appreciate your trust and confidence in me.
Always a pleasure and good experience working with Mario. He’s so knowledgeable and able to explain processes with ease. I have and will continue to do business with USA mortgage and Mario.
Thank you so much for everything you have done! It has been an absolute pleasure to get work with you. You made this process so smooth and amazing. I can’t thank you enough for your great work.
Reply from Mario Vargas - USA Mortgage
November 6th, 2025 12:16 PM
It was a pleasure to help you and your family. I am grateful for the opportunity to work with you. Please call with any additional questions or concerns. Thank you, Charles!
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About
Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
FHA Loans
NoDown
LowDown
$5,000 Guarantee
USAdvantage
Possibility Protection
Conventional Loans
USDA Home Loans
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131
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Addresses and Serving Areas
Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 287699
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