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Lynn O'Neal - Mortgage Loan Officer | NMLS # 69998 in Wilmington, NC

Lynn O'Neal

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Mortgage Loan Officer | NMLS # 69998

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The guidance of a trustworthy & experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge & resources to assist you in finding the best loan to meet your individual home buyin... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
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    Janice M
    Castle Hayne, NC
    Posted on October 1st, 2025 01:01 PM
    Lynn is absolutely wonderful:)! I highly recommend Lynn in purchasing a home ,she totally made the whole process a stress free experience. If I had any concerns she reassured me that everything was good. I cannot express my gratitude fir helping...
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    Reply from Lynn O'Neal
    October 1st, 2025 04:00 PM
    Janice, I am going to miss our daily text and chats! It was an honor and a pleasure to be a part of your journey.
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    Justin J
    Lincolnton, NC
    Posted on September 29th, 2025 05:34 PM
    Lynn and her team were very prompt and had excellent communication throughout the process giving us all options to consider with our Mortage.
    Reply from Lynn O'Neal
    October 1st, 2025 04:00 PM
    Justin, it's always a pleasure to work with you and Natalie, until next time!
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    Jason M D
    Burlington, NC
    Posted on September 16th, 2025 08:07 PM
    Speedy process A+ customer service
    Reply from Lynn O'Neal
    September 23rd, 2025 08:08 PM
    We're honored by your positive review. Feel free to reach out to us anytime you need assistance.
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    Sean R
    Posted on August 15th, 2025 02:53 PM
    Working with Lynn and her team at Towne Bank mortgage was a great experience!
    Reply from Owner
    January 9th, 2026 11:25 AM
    I'm thrilled that you had a positive experience with me!
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    Terrance S E R
    Surf City, NC
    Posted on August 15th, 2025 02:52 PM
    Working with Lynn, Cody, Madison and the rest of their team was a great experience for the loan process.
    Reply from Lynn O'Neal
    August 22nd, 2025 02:52 PM
    Thank you for sharing your positive experience with us! We look forward to serving you in the future.
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    Armand D
    Surf City, NC
    Posted on August 7th, 2025 12:16 PM
    It was easy for my wife and I to get all the information gathered and you and your team made it an extremely enjoyable experience.
    Reply from Lynn O'Neal
    August 8th, 2025 05:58 PM
    We're pleased to hear that you and your wife found the process smooth and enjoyable with Lynn and the team at TowneBank Mortgage. Ensuring that you feel supported and well-informed is a priority for us. Thank you for your kind words and for...
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    Gail L D
    Surf City, NC
    Posted on July 24th, 2025 12:46 PM
    Excellent communication and knowlagable team members made the process smooth and easy!
    Reply from Lynn O'Neal
    July 31st, 2025 12:47 PM
    Your feedback fuels our dedication to excellence. We're here to help with all your future mortgage needs.
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    Lauren C
    Posted on July 1st, 2025 04:27 PM
    I had a fantastic experience with Lynn and Cody. I would 10/10 recommend them to anyone.
    Reply from Owner
    January 9th, 2026 11:23 AM
    Lauren, it was a pleasure getting you to the closing table! Congratulations!
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    Lauren C
    Spring Hope, NC
    Posted on July 1st, 2025 04:25 PM
    Cody and Lynn were always happy to help. They made an anxiety filled experience with buying a home very easy. Lynn was great and communicative. I enjoy working with people like Cody. He always took the time to answer my questions , was always...
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    Reply from Lynn O'Neal
    July 8th, 2025 04:27 PM
    We're grateful for your kind words and your business. Feel free to contact us whenever you need assistance.
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    Jade P
    Franklinton, NC
    Posted on June 5th, 2025 12:21 PM
    Thank you to Lynn and her team for making our home loan possible. We now have our dream home!
    Reply from Lynn O'Neal
    June 12th, 2025 12:24 PM
    We're delighted that you had a positive experience with us. Count on us for all your future mortgage endeavors.
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    About
    The guidance of a trustworthy & experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge & resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service & establishing long lasting customer relationships. As an experienced lender with over 20 years in the mortgage industry, Lynn is readily available to assist with all your home financing needs. Lynn brings her personal touch to the Towne Team by creating memorable experiences for her borrowers, while also acting as an integral guide through their mortgage process.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Addresses and Serving Areas

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 69998
    Achievements
    • Top Originator - Scotsman Guide
    • Top Female Originator - Scotsman Guide
    Disclaimer
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.