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Lynn O'Neal - Mortgage Loan Officer | NMLS # 69998 in Wilmington, NC

Lynn O'Neal

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Mortgage Loan Officer | NMLS # 69998

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The guidance of a trustworthy & experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge & resources to assist you in finding the best loan to meet your individual home buyin... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
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    Bradley T
    Hampstead, NC
    Posted on July 10th, 2026 12:39 PM
    Lynn and her team were great! They answered every question I asked without hesitation, they broke things down for me if I got stumped, and they were there for me the whole way keeping me informed day after day of where we were at.
    Reply from Lynn O'Neal
    July 17th, 2026 05:49 PM
    We're delighted that you're happy with our service! Don't hesitate to reach out if you have any more questions.
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    Gabriel H
    Posted on March 4th, 2026 02:01 PM
    She was amazing throughout the whole process. Buying a home can be stressful, and there were times I felt anxious, but she was always friendly, patient, and quick to help whenever I had questions. She made everything much easier and I really...
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    Laurie A H
    Maple Hill, NC
    Posted on January 29th, 2026 01:25 PM
    Lynn and her team were very responsive, patient and organized during the entire process. If I had questions, they answered them right away. Everything was easy to understand thanks to their clear direction and information. I would use them...
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    Reply from Lynn O'Neal
    February 5th, 2026 02:17 PM
    We're delighted to have exceeded your expectations. Your satisfaction drives us to do our best.
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    Christy D M
    Louisburg, NC
    Posted on October 15th, 2026 01:15 PM
    Lynn and her team were great to work with!
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    Thelma S
    Posted on October 10th, 2026 10:06 PM
    All is Well!
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    Thelma P S
    Wilmington, NC
    Posted on October 10th, 2026 10:05 PM
    All is well
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    Anna S
    Posted on October 7th, 2026 02:32 AM
    Lynn O'Neal has received a review with 5 star rating from Anna S
    Reply from Owner
    October 15th, 2026 05:57 PM
    Thank you for sharing your positive experience with me! It was great working with you. I look forward to helping again with any future home loan or refinance needs.
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    Anna S
    Lillington, NC
    Posted on October 7th, 2026 02:32 AM
    Communication was open. Very responsive & assisted me through the whole process
    Reply from Lynn O'Neal
    October 14th, 2026 03:12 PM
    Thank you for your feedback! I truly have enjoyed working with you and helping make your home financing experience as smooth as possible. If there’s ever anything else I can assist with, I’m just a call away.
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    Theresa P
    Leland, NC
    Posted on October 5th, 2026 08:58 PM
    Consistent communication.
    Reply from Lynn O'Neal
    October 12th, 2026 08:59 PM
    Thank you for your kind review; it means a lot. I’m here as a long-term resource for VA loans, FHA options, and conventional financing.
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    Harold L
    Carrboro, NC
    Posted on September 28th, 2026 12:14 PM
    Lynn and the team were on top of everything and made for an easy closing. Communication about what was needed and when is very clear. I appreciate it!
    Reply from Lynn O'Neal
    October 5th, 2026 04:12 PM
    Feedback like this motivates me to keep delivering top-tier service. I’m always here for your future mortgage lending needs. I work with VA loans, FHA loans, and conventional loans, so feel free to reach out for future support!
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    About
    The guidance of a trustworthy & experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge & resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service & establishing long lasting customer relationships. As an experienced lender with over 20 years in the mortgage industry, Lynn is readily available to assist with all your home financing needs. Lynn brings her personal touch to the Towne Team by creating memorable experiences for her borrowers, while also acting as an integral guide through their mortgage process.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
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    Addresses and Serving Areas

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 69998
    Achievements
    • Top Originator - Scotsman Guide
    • Top Female Originator - Scotsman Guide
    Disclaimer
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.