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Lynn O'Neal - Mortgage Loan Officer | NMLS # 69998 in Wilmington, NC

Lynn O'Neal

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Mortgage Loan Officer | NMLS # 69998

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The guidance of a trustworthy & experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge & resources to assist you in finding the best loan to meet your individual home buyin... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
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    Bradley T
    Hampstead, NC
    Posted on July 10th, 2026 12:39 PM
    Lynn and her team were great! They answered every question I asked without hesitation, they broke things down for me if I got stumped, and they were there for me the whole way keeping me informed day after day of where we were at.
    Reply from Lynn O'Neal
    July 17th, 2026 05:49 PM
    We're delighted that you're happy with our service! Don't hesitate to reach out if you have any more questions.
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    Gabriel H
    Posted on March 4th, 2026 02:01 PM
    She was amazing throughout the whole process. Buying a home can be stressful, and there were times I felt anxious, but she was always friendly, patient, and quick to help whenever I had questions. She made everything much easier and I really...
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    Laurie A H
    Maple Hill, NC
    Posted on January 29th, 2026 01:25 PM
    Lynn and her team were very responsive, patient and organized during the entire process. If I had questions, they answered them right away. Everything was easy to understand thanks to their clear direction and information. I would use them...
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    Reply from Lynn O'Neal
    February 5th, 2026 02:17 PM
    We're delighted to have exceeded your expectations. Your satisfaction drives us to do our best.
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    Susan L
    Carrboro, NC
    Posted on September 21st, 2026 12:41 PM
    Our experience was easy and fast, especially after trying with another lender that was taking a much longer time.
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    Johnathan H D
    Madison, NC
    Posted on August 23rd, 2026 02:21 AM
    Very responsive
    Reply from Lynn O'Neal
    August 31st, 2026 02:48 PM
    I’m thrilled that you're satisfied with the experience. I’m always available if you need help with mortgage approval or loan planning. Don't hesitate to contact me for any mortgage assistance.
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    Elizabeth L
    Sneads Ferry, NC
    Posted on August 16th, 2026 09:35 PM
    Everything from start to finish was amazing! The communication was on point! Your team is fantastic, Cody & Marisa!
    Reply from Lynn O'Neal
    August 24th, 2026 04:05 PM
    Your kind review brightened my day. It was a pleasure working with you, and I’m honored to be someone you trust for mortgage advice, whether it’s buying a home, refinancing, or exploring loan options.
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    Christopher A
    Batesburg, SC
    Posted on August 16th, 2026 10:19 AM
    Lynn and her team were profession, responsive, clear in their communication and a joy to work with.
    Reply from Lynn O'Neal
    August 24th, 2026 08:15 PM
    Your kind words truly mean a lot to me! I’m always happy to provide guidance on mortgage-related matters whether it’s for refinancing or future planning.
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    David D
    Benson, NC
    Posted on August 7th, 2026 02:05 PM
    Thank you
    Reply from Lynn O'Neal
    August 14th, 2026 02:06 PM
    I am grateful for your positive feedback. It means a lot to know you had a great experience. Helping clients navigate the mortgage process and find the right fit whether it’s a VA loan, FHA loan or conventional mortgage is what I’m passionate...
    read more
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    Shelby S
    Posted on July 30th, 2026 12:40 PM
    Lynn O'Neal has received a review with 5 star rating from Shelby S
    Reply from Owner
    July 31st, 2026 08:48 PM
    I’m thrilled you had a great experience working with me. Whether it’s a VA loan, FHA loan, refinance, or a new home purchase, I’m always here to help you move forward.
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    Shelby S
    Raleigh, NC
    Posted on July 30th, 2026 12:40 PM
    Open communication and clear expectations on the process
    Reply from Lynn O'Neal
    August 6th, 2026 06:03 PM
    I am grateful for your positive feedback. It means a lot to know you had a great experience. Helping clients navigate the mortgage process and find the right fit whether it’s a VA loan, FHA loan or conventional mortgage is what I’m passionate...
    read more
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    About
    The guidance of a trustworthy & experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge & resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service & establishing long lasting customer relationships. As an experienced lender with over 20 years in the mortgage industry, Lynn is readily available to assist with all your home financing needs. Lynn brings her personal touch to the Towne Team by creating memorable experiences for her borrowers, while also acting as an integral guide through their mortgage process.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Addresses and Serving Areas

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 69998
    Achievements
    • Top Originator - Scotsman Guide
    • Top Female Originator - Scotsman Guide
    Disclaimer
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.