Lynda Bernal at Prosperity Home Mortgage - Ventura's Cover Image
Lynda Bernal at Prosperity Home Mortgage - Ventura - Mortgage Consultant | NMLS# 224231 in Santa Barbara, CA

Lynda Bernal at Prosperity Home Mortgage - Ve...

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Mortgage Consultant | NMLS# 224231

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Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want i... Show More
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Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
95%
4 Star
4%
3 Star
0%
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1 Star
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Reviews from Web
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    Alex B
    Ventura, CA
    Posted on March 14th, 2025 10:35 PM
    Lynda is amazing to work with.
    Reply from Lynda Bernal at Prosperity Home Mor...
    March 14th, 2025 10:53 PM
    Hi Alex, Thank you so much for your kind words! It was truly a pleasure working with you and your buyers on their home purchase. As always, it's a team effort and I'm thrilled to hear that you had a positive experience. I look forward to working...
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    Michelle D
    Ventura, CA
    Posted on March 14th, 2025 10:27 PM
    Lynda was communicative and responsive and an overall wonderful resource while financing our home.
    Reply from Lynda Bernal at Prosperity Home Mor...
    March 14th, 2025 10:36 PM
    Thank you so much, Michelle! I'm thrilled to hear that you found my communication and responsiveness helpful during your home financing process. It was a pleasure working with you and being a part of your journey to purchase your home. If you...
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    Todd G
    Ventura, CA
    Posted on March 14th, 2025 07:10 PM
    I thought Lynda was good at her communication. I was overall pleased with her style in conducting her business.
    Reply from Lynda Bernal at Prosperity Home Mor...
    March 14th, 2025 07:33 PM
    Thank you so much for your feedback, Todd. I'm glad to hear you were pleased with the communication style and my approach throughout the process. It's always my goal to make the home-buying experience as smooth and efficient as possible, and...
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    Anna P
    Ojai, CA
    Posted on February 13th, 2025 01:56 AM
    Not only did Lynda and team close on time, she helped us successfully close early!!! She was in constant communication throughout the entire transaction and kept me updated. Loved working with her!!
    Reply from Lynda Bernal at Prosperity Home Mor...
    February 13th, 2025 02:03 AM
    Thank you so much, Anna! Your kind words mean a lot to me. It was a pleasure to work with you as well. I'm thrilled we could close early and make the process smooth for you and your seller. Keeping you informed every step of the way is something...
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    A G U
    Posted on November 26th, 2024 12:04 AM
    Great team of people at Prosperity! Would highly recommend this company!
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    Michelle F
    Oxnard, CA
    Posted on November 26th, 2024 12:03 AM
    We had a great experience with Lynda and her team at Prosperity Mortgage. We would highly recommend this Mortgage Compan.
    Reply from Lynda Bernal at Prosperity Home Mor...
    November 26th, 2024 12:13 AM
    Thank you so much for your positive feedback and for taking the time to post this review, Michelle. It's wonderful to hear that you had a great experience with us at Prosperity Home Mortgage. We strive to provide the highest level of service...
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    Bianca R
    Oxnard, CA
    Posted on October 31st, 2024 04:17 PM
    Lynda went above and beyond. Always very responsive and supported us through the entire process. Even during stressful moments, she made us feel at ease.
    Reply from Lynda Bernal at Prosperity Home Mor...
    October 31st, 2024 04:31 PM
    Thank you so much for the five-star review, Bianca! I'm thrilled to hear that you felt supported through the entire process of your purchase. It's my goal to make every experience as stress-free as possible, and I'm glad to know that I was...
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    Christian Z
    Posted on October 30th, 2024 03:26 PM
    Lynda Bernal at Prosperity Home Mortgage - Ventura has received a review with 5 star rating from Christian Z
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    Christian Z
    Oxnard, CA
    Posted on October 30th, 2024 03:26 PM
    Lynda was the absoulte best when it came to getting my loan approved. Super responsive, hellpful and definetyl made me and my wife feel less stressed throughout this process!
    Reply from Lynda Bernal at Prosperity Home Mor...
    October 30th, 2024 05:27 PM
    I'm thrilled to hear that you had such a positive experience, Christian! It was my pleasure to guide you and your wife through the loan process and I'm happy to know I was able to alleviate some of your stress. After all, purchasing a home...
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    Diane M
    Santa Paula, CA
    Posted on October 25th, 2024 04:40 PM
    Lynda is a true professional and an absolute pleasure to have on our team. Her expertise, attention to detail and dedication truly set her apart. Lynda keeps me informed and her quick responses to any questions are a tremendous asset. I seriously...
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    Reply from Lynda Bernal at Prosperity Home Mor...
    October 25th, 2024 04:53 PM
    I appreciate your kind words, Diane. It was such a pleasure to be part of your buyer's home purchase journey. I strive to provide the best service and your comments truly affirm my dedication. I look forward to working with you and your future...
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    About
    Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want it. Lynda knows that home buyers and homeowners are busy taking care of the many other details of their lives. Licensed in California and Arizona, Lynda assists all types of home buyers – from a first-time buyer purchasing a condo or starter home to someone purchasing a vacation getaway to an investor purchasing an income property. And over the years she has successfully navigated many quirky, complicated, difficult buyer situations and gotten loans for her clients that other lenders could not.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Specialities
    Purchase and refinance of primary residence, second home, or investment/rental property.
    Conventional, FHA, VA, USDA, Jumbo, and niche loan products including Down Payment Assistance.
    Land, renovation and construction loans.
    Residential Loans
    What is the Search Rank Score®?
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    Positions
    • Prosperity Home Mortgage LLC - Senior Mortgage Consultant
      Jun 22nd, 2018 - Current

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • CA DBO 224231
    • AZ LO-0925443
    • NMLSR#224231
    Achievements
    • Certified Veterans Lending Specialist
    Hobbies
    • Hiking
    • Motorcycle riding
    • Reading
    • View All
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.