Lynda Bernal at Prosperity Home Mortgage - Ventura's Cover Image
Lynda Bernal at Prosperity Home Mortgage - Ventura - Mortgage Consultant | NMLS# 224231 in Santa Barbara, CA

Lynda Bernal at Prosperity Home Mortgage - Ve...

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Mortgage Consultant | NMLS# 224231

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Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want i... Show More
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9 AM to 5 PM
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9 AM to 5 PM
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5 Star
95%
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4%
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Reviews from Web
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    Richard R
    Ventura, CA
    Posted on May 23rd, 2025 01:59 PM
    lynda was available to sit on the phone and explain anything and everything to me! Important when dealing with informations thats new! thabk you again!
    Reply from Lynda Bernal at Prosperity Home Mor...
    May 23rd, 2025 08:22 PM
    You are most welcome! It was my pleasure to guide you on your homebuying journey and I appreciated that you trusted me to provide you with the information you needed to make the best decisions for you and your family. Best wishes to you for...
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    Claudia J
    Ventura, CA
    Posted on May 22nd, 2025 01:13 AM
    Very helpful thank you
    Reply from Lynda Bernal at Prosperity Home Mor...
    May 22nd, 2025 01:49 AM
    It was my pleasure and privilege to help you purchase the home where you will begin a new chapter of life. On behalf of my entire team at Prosperity Home Mortgage, best wishes for many shared years of joy, health, and peace within the walls...
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    Gary S
    Ventura, CA
    Posted on May 21st, 2025 01:13 AM
    Start to finish. From the approval letter to closing the loan.
    Reply from Lynda Bernal at Prosperity Home Mor...
    May 21st, 2025 03:33 PM
    I'm thrilled to hear that the process from the approval letter to closing went smoothly. As always, it was a pleasure to work with you and your seller. Thank you for your positive feedback. Cheers!
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    HotAirJazz H
    Posted on May 20th, 2025 02:06 PM
    Nothing but positive comments.
    Reply from Owner
    May 23rd, 2025 08:27 PM
    Thank you for your kind review! I'm so happy that I was able to help you reach your home ownership goal and I do appreciate your perseverance and grace during what was an unfortunately bumpy process. Best wishes for only smooth sailing from...
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    Todd T
    Carpinteria, CA
    Posted on May 20th, 2025 02:05 PM
    Lynda kept me informed and worked painstakingly for my best interests in a difficult situation and closing.
    Reply from Lynda Bernal at Prosperity Home Mor...
    May 20th, 2025 04:40 PM
    I'm so happy that I was able to help you navigate a situation that turned out to be far more complicated than anticipated. Your patience and perseverance through the process were greatly appreciated, and my team at Prosperity is glad that your...
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    Katelyn D
    Ventura, CA
    Posted on May 16th, 2025 02:44 PM
    The process ran so smoothly and I had a lovely experience with Lynda and her staff
    Reply from Lynda Bernal at Prosperity Home Mor...
    May 16th, 2025 05:01 PM
    I'm thrilled to hear that your purchase process went smoothly and that you had a lovely experience with us. It was a pleasure working with you, and I appreciate your kind words. Best wishes to you for many happy years in your beautiful new...
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    Agota K
    Kelseyville, CA
    Posted on May 7th, 2025 12:00 AM
    If you're looking for a lender who brings clarity, calm, and total command to the home-buying journey—look no further. Lynda is an absolute force. She made our loan process for the Clearlake property seamless, efficient, and dare I say—enjoyable.From...
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    Agota K
    Kelseyville, CA
    Posted on May 3rd, 2025 12:05 AM
    If you're looking for a lender who brings clarity, calm, and total command to the home-buying journey—look no further. Lynda is an absolute force. She made our loan process for the Clearlake property seamless, efficient, and dare I say—enjoyable....
    read more
    Reply from Lynda Bernal at Prosperity Home Mor...
    May 3rd, 2025 03:02 AM
    I'm thrilled to hear that your home-buying journey for the Clearlake property was seamless and enjoyable. It was a pleasure assisting you, and I'm humbled by and grateful for your kind words. Your satisfaction and trust mean the world to me....
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    Emanuele T
    Kelseyville, CA
    Posted on April 11th, 2025 04:25 PM
    Highly Recommend! I had a great experience with Lynda Bernal. She was professional, responsive, and made the process smooth and stress-free. I’m very satisfied and would definitely recommend her to anyone looking for a trustworthy lender.
    Reply from Lynda Bernal at Prosperity Home Mor...
    April 11th, 2025 04:55 PM
    I'm thrilled to hear about your great experience, Emanuele. It was my pleasure to assist you, and I appreciate your recommendation and kind words. Thank you for allowing me to be of service. And best wishes to you and your family for many shared...
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    Michael B
    Camarillo, CA
    Posted on March 26th, 2025 06:33 AM
    Lynda explained each step clearly and why it was necessary she was also very cordial and friendly
    Reply from Lynda Bernal at Prosperity Home Mor...
    March 26th, 2025 04:43 PM
    I'm glad to hear that you found my explanations clear and helpful throughout the process. It was a pleasure assisting you with your purchase, and I appreciate your kind words. Best wishes for many years of happiness and health in your beautiful...
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    About
    Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want it. Lynda knows that home buyers and homeowners are busy taking care of the many other details of their lives. Licensed in California and Arizona, Lynda assists all types of home buyers – from a first-time buyer purchasing a condo or starter home to someone purchasing a vacation getaway to an investor purchasing an income property. And over the years she has successfully navigated many quirky, complicated, difficult buyer situations and gotten loans for her clients that other lenders could not.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Specialities
    Purchase and refinance of primary residence, second home, or investment/rental property.
    Conventional, FHA, VA, USDA, Jumbo, and niche loan products including Down Payment Assistance.
    Land, renovation and construction loans.
    Residential Loans
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    Positions
    • Prosperity Home Mortgage LLC - Senior Mortgage Consultant
      Jun 22nd, 2018 - Current

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • CA DBO 224231
    • AZ LO-0925443
    • NMLSR#224231
    Achievements
    • Certified Veterans Lending Specialist
    Hobbies
    • Hiking
    • Motorcycle riding
    • Reading
    • View All
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.