Lynda Bernal at Prosperity Home Mortgage - Ventura's Cover Image
Lynda Bernal at Prosperity Home Mortgage - Ventura - Mortgage Consultant | NMLS# 224231 in Santa Barbara, CA

Lynda Bernal at Prosperity Home Mortgage - Ve...

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Mortgage Consultant | NMLS# 224231

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Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want i... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
95%
4 Star
4%
3 Star
0%
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Reviews from Web
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    Paola M
    Ventura, CA
    Posted on October 17th, 2025 05:22 AM
    Lynda was great to work with, kind and always happy to help clarify any questions we had along the way.
    Reply from Lynda Bernal at Prosperity Home Mor...
    October 17th, 2025 06:01 PM
    Thank you, Paola, for sharing your experience. It's important to me that my clients feel supported, so I'm pleased to know you felt comfortable reaching out with questions during the process. If there's ever anything more you need, I'm just...
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    Susan S
    Ventura, CA
    Posted on October 13th, 2025 11:29 PM
    Lynda is a great communicator. We felt confident that the clients were in good hands and the escrow would close on time!
    Reply from Lynda Bernal at Prosperity Home Mor...
    October 14th, 2025 12:03 AM
    Susan, thank you for sharing your experience. I'm pleased to hear that my communication kept you confident throughout the process. Making sure that the escrow closes on time is a high priority for us because it is important to the buyers/sellers/agents...
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    Rosaicela M
    Posted on September 18th, 2025 11:45 PM
    Lynda Bernal at Prosperity Home Mortgage - Ventura has received a review with 5 star rating from Rosaicela M
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    Rosaicela M
    Oxnard, CA
    Posted on September 18th, 2025 11:45 PM
    Lynda was very supportive and helpful. She made the whole process seem easy and unstressful.
    Reply from Lynda Bernal at Prosperity Home Mor...
    September 19th, 2025 12:21 AM
    Rosaicela, I'm pleased to know that you felt supported and found the process easy and stress-free. Making the home buying journey as smooth as possible is always my goal. If you have any further questions or need additional assistance, please...
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    Antonio G
    Posted on September 11th, 2025 03:43 PM
    I had the pleasure of working with Lynda Bernal from ProsperityHome Mortgage during the process of purchasing my new home, and I couldn’t be more satisfied with the service I received. From start to finish, Lynda was knowledgeable, responsive,...
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    Antonio G
    Oxnard, CA
    Posted on September 10th, 2025 03:54 AM
    Great communication and attentive to my questions ,
    Reply from Lynda Bernal at Prosperity Home Mor...
    September 10th, 2025 05:10 PM
    Antonio, it's great to hear you appreciated the communication and attentiveness during your mortgage process. Feel free to reach out if there's anything else you need or if any more questions arise - I'm always here to help. Thank you for choosing...
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    Craig E
    Ojai, CA
    Posted on August 25th, 2025 07:00 PM
    Lynda was communicative through the entire process
    Reply from Lynda Bernal at Prosperity Home Mor...
    August 25th, 2025 08:15 PM
    Craig, thank you for the positive feedback. I'm pleased to know that my communication throughout the process met your expectations. If you have any further questions or need assistance in the future, please feel free to contact me. Wishing...
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    Richard M
    Camarillo, CA
    Posted on August 22nd, 2025 10:12 PM
    Honest and effecient in her work always trying her best for the customer
    Reply from Lynda Bernal at Prosperity Home Mor...
    August 22nd, 2025 10:16 PM
    Richard, thank you for highlighting my commitment to honesty and efficiency. It's important to me to strive for the best outcomes for my clients, so knowing that you felt supported makes a real difference. If there's anything else you need...
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    Merlin S
    Posted on July 30th, 2025 01:21 PM
    Lynda Bernal at Prosperity Home Mortgage - Ventura has received a review with 5 star rating from Merlin S
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    Merlin S
    Newbury Park, CA
    Posted on July 30th, 2025 01:20 PM
    Thank you for being attentive to our needs and timely with communication.
    Reply from Lynda Bernal at Prosperity Home Mor...
    July 30th, 2025 04:35 PM
    Merlin, I appreciate your kind words. Being attentive to your needs and ensuring timely communication are top priorities for me. I'm glad that it made a difference in your refinancing process. If you have any other questions or require further...
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  • 21–30 of 268
    About
    Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want it. Lynda knows that home buyers and homeowners are busy taking care of the many other details of their lives. Licensed in California and Arizona, Lynda assists all types of home buyers – from a first-time buyer purchasing a condo or starter home to someone purchasing a vacation getaway to an investor purchasing an income property. And over the years she has successfully navigated many quirky, complicated, difficult buyer situations and gotten loans for her clients that other lenders could not.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Specialities
    Purchase and refinance of primary residence, second home, or investment/rental property.
    Conventional, FHA, VA, USDA, Jumbo, and niche loan products including Down Payment Assistance.
    Land, renovation and construction loans.
    Residential Loans
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    Positions
    • Prosperity Home Mortgage LLC - Senior Mortgage Consultant
      Jun 22nd, 2018 - Current

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • CA DBO 224231
    • AZ LO-0925443
    • NMLSR#224231
    Achievements
    • Certified Veterans Lending Specialist
    Hobbies
    • Hiking
    • Motorcycle riding
    • Reading
    • View All
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.