Lynda Bernal at Prosperity Home Mortgage - Ventura's Cover Image
Lynda Bernal at Prosperity Home Mortgage - Ventura - Mortgage Consultant | NMLS# 224231 in Santa Barbara, CA

Lynda Bernal at Prosperity Home Mortgage - Ve...

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Mortgage Consultant | NMLS# 224231

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Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want i... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
95%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Melina W
    Agoura Hills, CA
    Posted on June 22nd, 2023 10:58 PM
    Ms. Bernal is very knowledgeable about mortgages, the local real estate market and all the options available for a loan. As a first time homebuyer, there were so many layers of things I did not know -- and Ms. Bernal was gracious and helpful,...
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    Kristian M
    Ventura, CA
    Posted on June 22nd, 2023 02:39 PM
    The level of information and ability to answer questions was tremendous and provided us with confidence when making a decisions. We were also extremely satisfied with the flexibility in changing loan programs mid contract and keeping us informed...
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    Elizabeth M
    Ventura, CA
    Posted on June 18th, 2023 05:20 PM
    Lynda was exceptionally helpful at explaining exactly what was currently happening in the loan process. She was friendly, patient, and knowledgable. I would definitely tell others about her!
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    Elizabeth J
    Ventura, CA
    Posted on June 15th, 2023 11:22 PM
    Lynda stands out for her availability, responsiveness and patience in educating both agents and clients.
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    Andrew L
    Ventura, CA
    Posted on June 15th, 2023 10:18 PM
    Lynda was terrific! She was always available to answer questions and give advice.
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    Brian H
    Fountain Hills, AZ
    Posted on June 6th, 2023 02:26 PM
    Lynda was second to none in our experience. She was always available and ready to help us through the mortgage process.
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    Anne W
    Ojai, CA
    Posted on May 31st, 2023 06:46 PM
    Communicative and always on top of things - smooth transaction
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    Ryan S
    Ventura, CA
    Posted on May 19th, 2023 03:19 PM
    Lynda is kind and professional. She made the process very easy..
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    Aaron G
    Ventura, CA
    Posted on May 17th, 2023 02:30 PM
    Lynda is the best.
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    Anthony P
    Port Hueneme, CA
    Posted on May 10th, 2023 07:33 PM
    Lynda’s willingness to work and advise me as a first time home buyer exceeded my expectations based on prior experiences. Lynda was prompt with her responses and accurately answered all questions. She gave consistent status updates throughout...
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    About
    Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want it. Lynda knows that home buyers and homeowners are busy taking care of the many other details of their lives. Licensed in California and Arizona, Lynda assists all types of home buyers – from a first-time buyer purchasing a condo or starter home to someone purchasing a vacation getaway to an investor purchasing an income property. And over the years she has successfully navigated many quirky, complicated, difficult buyer situations and gotten loans for her clients that other lenders could not.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Specialities
    Purchase and refinance of primary residence, second home, or investment/rental property.
    Conventional, FHA, VA, USDA, Jumbo, and niche loan products including Down Payment Assistance.
    Land, renovation and construction loans.
    Residential Loans
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    Positions
    • Prosperity Home Mortgage LLC - Senior Mortgage Consultant
      Jun 22nd, 2018 - Current

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • CA DBO 224231
    • AZ LO-0925443
    • NMLSR#224231
    Achievements
    • Certified Veterans Lending Specialist
    Hobbies
    • Hiking
    • Motorcycle riding
    • Reading
    • View All
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.