Lynda Bernal at Prosperity Home Mortgage - Ventura's Cover Image
Lynda Bernal at Prosperity Home Mortgage - Ventura - Mortgage Consultant | NMLS# 224231 in Santa Barbara, CA

Lynda Bernal at Prosperity Home Mortgage - Ve...

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Mortgage Consultant | NMLS# 224231

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Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want i... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
95%
4 Star
4%
3 Star
0%
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Reviews from Web
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    Kevin S
    Camarillo, CA
    Posted on August 3rd, 2023 03:46 PM
    In a word, or a name: Lynda! Her level of expertise in all-things lending is unsurpassed, certainly in my experience (and I've had some). She is very communicative, providing detailed responses to all of my long emails. And always with a smile...
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    Craig M
    Ventura, CA
    Posted on July 31st, 2023 02:22 PM
    lYnda is wonderful to deal with, very clear and concise as to what she needed from us and very efficient on her end. I would definitely recommend her and use her again.
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    Mary M
    Posted on July 28th, 2023 12:23 AM
    Lynda Bernal is a 5-Star Mortgage Banker! Her professionalism and expertise combined with her positive, can-do spirit made the loan application process much less intimidating. And even easy and enjoyable at times! Amazing!
    Reply from Owner
    July 28th, 2023 12:41 AM
    It was my sincere pleasure and privilege to assist you with your move, Mary. May you enjoy many years of happiness in your lovely new home!
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    Mary M
    Posted on July 28th, 2023 12:21 AM
    Lynda Bernal is a 5-Star Mortgage Banker! Her professionalism and expertise combined with her positive, can-do spirit made the loan application process much less intimidating. And even easy and enjoyable at times! Amazing!
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    Mary M
    Ventura, CA
    Posted on July 26th, 2023 01:16 AM
    Lynda Bernal. Lynda made it GREAT. Her intelligence and expertise combined with her friendly, can-do attitude made the whole loan application process much less intimidating. And even enjoyable at times!
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    Jessica P
    Ventura, CA
    Posted on July 26th, 2023 12:04 AM
    Lynda is incredible - so smart, kind, and helpful and my clients and other agents always love her. Plus, the support from the whole team at Prosperity is awesome.
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    Teresa R
    Ventura, CA
    Posted on July 11th, 2023 12:52 AM
    Linda is a great communicator. She is knowledgeable and patient. Thank you Linda for a successful closing! Teresa
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    Fred E
    Ventura, CA
    Posted on July 11th, 2023 12:13 AM
    Closed on time which was very critical as we had a 3 way domino and an out of state final leg all cash .
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    John S
    Santa Paula, CA
    Posted on July 5th, 2023 06:40 PM
    Lynda is very knowledgeable, timely and responsive. We felt like everything was being taken care of on her end.
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    Keith B
    Simi Valley, CA
    Posted on June 25th, 2023 09:25 PM
    Lynda was a pleasure to work with. Thank you
  • 91–100 of 268
    About
    Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want it. Lynda knows that home buyers and homeowners are busy taking care of the many other details of their lives. Licensed in California and Arizona, Lynda assists all types of home buyers – from a first-time buyer purchasing a condo or starter home to someone purchasing a vacation getaway to an investor purchasing an income property. And over the years she has successfully navigated many quirky, complicated, difficult buyer situations and gotten loans for her clients that other lenders could not.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Specialities
    Purchase and refinance of primary residence, second home, or investment/rental property.
    Conventional, FHA, VA, USDA, Jumbo, and niche loan products including Down Payment Assistance.
    Land, renovation and construction loans.
    Residential Loans
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    Positions
    • Prosperity Home Mortgage LLC - Senior Mortgage Consultant
      Jun 22nd, 2018 - Current

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • CA DBO 224231
    • AZ LO-0925443
    • NMLSR#224231
    Achievements
    • Certified Veterans Lending Specialist
    Hobbies
    • Hiking
    • Motorcycle riding
    • Reading
    • View All
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.