

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Reviews from Web
Lydia provided great communication and updates. My buyers enjoyed working with Lydia she provided them with a lot of information and details. Lydia answer the buyer's questions and was always available.
My husband and I were originally with a different agency. They were okay, but didn't keep us in the loop about everything, and never gave us our available options. When we met Lydia our experience was totally different. She made sure she explained...
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I always treat myself well and willing to help me.
Lydia was great to work with!
Always stay in communication with customer during processing and fast updating!
Lydia's patience, conciseness, and clarity during the entire process awed me. Always pleasant and yet firm when specific documents were needed in a time-sensitive situation(which I greatly appreciate). Buying a new home can be stressful, but...
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I don’t think it is Silverton’s but Arbor homes waited to give us a closing date until rates went up. I wouldn’t think much of it except for the fact that the countertops had been on for over a week when we finally got a date. Lydia was great...
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Great communication, always friendly and available to solve our questions.
Not so much unhappy with Lydia as working with Elite. Not much reaching out to me as the buyers agent as things went along so I just had to think no news is good news.
Lydia was very helpful!
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.