

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Constant communication
Communication
Lydia was incredibly helpful through the process. We had some issues along the way that she handled promptly and professionally. Her communication with us was also outstanding. Would definitely recommend Lydia and Silverton to anyone shopping...
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Lydia was awesome! Wonderful personality, always willing to go above and beyond!! I plan to use Lydia to refinance in the near future (when rates go down). My experience with Silverton was great!!
Lydia was incredibly helpful and so quick to respond and turn around documents!
She really helped us again , because we didn’t know that we would even get that house but she did everything to get us that house . We enjoyed working with her and being able to get a house by her my lovely 🥰Lydia
I did learn a lot supporting Lydia on some of the steps of mortgage processes.
Before my husband and I started this process up, we were extremely nervous and somewhat scared just from hearing multiple people talking about how hard it is to buy a house and all of the horror stories. However, our experience wasn't anything...
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No communication whatsoever. I asked multiple times to communicate with me, and my client gave her written permission and she completely ignore me.
Reply from Silverton Mortgage Admin
September 27th, 2023 03:14 AM
Dolly, we pride ourselves in having excellent communication with all our clients, and we’re sorry to hear your experience with Silverton was not as you expected. We will use this feedback to continue to improve our customer service.
Lydia is such a good person she helped me with everything I needed and answered all the question I needed understanding with. She helped me until we closed the house so I really appreciate her ☺️
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.