

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia has been so helpful, easy to work with and an amazing person! she made our dream to have our own house to reality! She is so awesome! A very hardworking person , dedicated and very passionate to her job. Lydia, from the bottom of our...
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Reply from Lydia Shina
March 22nd, 2025 01:38 PM
Ahhh, Lorenz, thank you so much for the kind words! It's been such a joy to work together on your new dream home. I can't wait to hear about your fun adventures and cherished memories in owning your home. I am always here for any questions...
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Patience and professionalism
Reply from Lydia Shina
March 18th, 2025 11:02 AM
Uchechi, it was such an honor helping you and your family navigate your new home purchase. I know you will all make many memories to cherish over the years. I am always here for any questions or next steps. Kudos and Congrats! Lydia
Lydia and her team are incredible!!!
Reply from Lydia Shina
March 3rd, 2025 06:59 PM
Aww, Sherry thank you for the kind words! I am just so excited for you starting your new chapter in your beautiful new home. I am honored to get to help you navigate your new purchase. Anytime you have any questions or next steps, just reach...
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The process was smooth and easy!
Reply from Lydia Shina
March 3rd, 2025 07:04 PM
Marlyce, it was so wonderful teaming up to get you into your new home. You are a pro at this! I hope you get to create amazing memories to cherish--and can't wait to see the video for the family surprises! I am always here for any questions,...
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The communication through email and phone was outstanding. I will send Lydia my next deal.
Reply from Lydia Shina
March 3rd, 2025 07:01 PM
HI Jim, I would be delighted to work with you on your next purchase--and the one after that...and....you make an amazing teammate. Congrats on your closing! I am always available for any questions, referrals, and next steps. Thanks, Lydia
Lydia, is a rock star. Our loan was not easy to secure and she went over the top to help us. We would not be in our new home without her.
Reply from Lydia Shina
March 3rd, 2025 07:02 PM
Aww, thank you Samantha! I am so excited for you to be settling into your new home--it was great working together to get you HOME! I wish you all and only the BEST! I am always here for any questions and next steps. Kudos. Congrats. Thanks,...
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The best professional lender in my opinion
Reply from Lydia Shina
February 4th, 2025 11:14 PM
Sergio, thank you so much for the kind words. It's been such a pleasure to work together on your new home purchase. I am always here for any questions and next steps. Please don't forget to send pics! Congrats and Thanks, Lydia
We were pleased with the response times when we had questions.
Reply from Lydia Shina
February 4th, 2025 11:15 PM
Toussaint, I could not be more delighted than when you and your family got the keys to your new home. I hope you create many memories to cherish. I am always available for next steps and questions. Kudos and Congrats! Lydia
Fast and great services
Reply from Lydia Shina
February 4th, 2025 11:17 PM
Roxana, you are an awesome teammate--always on top of everything and so organized. I am so excited for you and your family. I am always here for any questions you may have, next steps, or just to say hello! Kudos and Congrats, Lydia
Everything was awesome!
Reply from Lydia Shina
January 30th, 2025 12:42 PM
Dylan, it was such an honor to help you get the keys to your new home. A Legacy Purchase--the best of all! Thank you for the great teamwork. I hope you are already creating many memories to cherish over the years. I am always here for any questions...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.