

Luke Zender
Loan Officer | NMLS # 1789061

A little bit about how I operate...
Regardless if you’re a first-time homebuyer or a repeat buyer, I am here to help make this transaction the best possible experience. Starting in home financing when I was 18, I’ve been raised in the indu... Show More
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9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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closed
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Reviews from Web
We had the pleasure of working with Luke Zender at Evergreen Home Loans on a recent home purchase for our mutual client, and we can’t say enough good things about the experience. Luke is truly an amazing lender — always several steps ahead,...
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Luke was great! He was quick and responsive, made the process much clearer for us as first time homebuyers, and answered all of our questions fast. We ended up with a competitive rate and I felt that Luke was looking out for us in trying to...
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Reply from Luke Zender
February 23rd, 2026 08:30 PM
Daniel, it's great to hear that you found the experience straightforward and supportive, especially as first-time homebuyers. I'm glad I could assist in securing a competitive rate and that you felt confident in the loan choice. If you ever...
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We loved Luke's honesty and concerning way for our best in .
Reply from Luke Zender
January 28th, 2026 07:20 PM
Thank you for your kind words, Marlene. It's great to know that you appreciated my approach, and I am glad I could assist in a way that felt genuine and supportive. If there's anything else you need, feel free to get in touch.
Luke is great at explaining the process and helpful with my clients who had a lot of questions. He's a really good person who I will use again.
Luke Zender has received a review with 5 star rating from Jeffrey C
Reply from Luke Zender
January 26th, 2026 09:30 PM
Thank you for your rating, Jeffrey. I appreciate your feedback and am glad to have been of service at Evergreen Home Loans. If there's anything further you'd like to share or need assistance with, feel free to reach out.
Luke did a fantastic job communicating and clearly explaining the process of buying a first home. He took the time to break down all the costs, compare his offer against competing offers, and provide valuable insight into what to watch out...
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Reply from Luke Zender
December 29th, 2025 02:40 PM
I appreciate your detailed feedback, John. It's fulfilling to know that my explanations and insights were helpful as you navigated buying your first home. My goal is to provide clear communication, so I'm pleased to hear that you felt supported...
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Luke is great! He is super patient with my buyers, and always pick up the phone call. He is my preferred lender to work with!
Luke was great to work with in all aspects, and it felt like he geniuinely cared about our experience taking out a loan and buying a home. I went with my gut and turned down several other lenders to work with him because he seemed the most...
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Reply from Luke Zender
November 10th, 2025 07:55 PM
I appreciate you sharing your thoughts on our collaboration, Rachael. It's wonderful to know that you felt supported and that everything proceeded smoothly during this important process. I'm pleased that my approach aligned with your needs...
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Just started working with Luke on a home loan, and he's been extremely responsive, helpful, and transparent, making this process so easy for us. Highly recommend!
Luke was always available to discuss any questions we had and was very informative through the whole process. He is knowledgeable and respectful and someone I would highly recommend.
Reply from Luke Zender
October 13th, 2025 01:44 PM
It's great to hear that you found our discussions informative and helpful. I aim to be available and responsive to any questions, so it's good to know this was your experience. Your recommendation means a lot to me. Thank you for taking the...
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About
A little bit about how I operate...
Regardless if you’re a first-time homebuyer or a repeat buyer, I am here to help make this transaction the best possible experience. Starting in home financing when I was 18, I’ve been raised in the industry to value customer service and communication. Whether its securing the best rate for a refinance or writing some of the strongest pre-approval programs in the market, I always put my clients first.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1789061
Disclaimer
©2026 Evergreen Moneysource Mortgage Company® dba Evergreen Home Loans NMLS ID 3182. 15405 SE 37th Street, Suite 200 Bellevue, WA 98006 Equal Housing Lender. Trade/service marks are the property of Evergreen Home Loans.
All rights reserved. AZ Mortgage Banker License #0910074; CA Licensed by the DFPI under the CRMLA #4130291; NV Mortgage Company License 4837; NJ Licensed by the N.J. Department of Banking and Insurance.
Evergreen Home Loans does not represent HUD or FHA and the information provided here was not authored, approved, or endorsed by HUD or FHA. For individual and company license information visit www.nmlsconsumeraccess.org.