Luke Zender
Loan Officer | NMLS # 1789061
A little bit about how I operate...
Regardless if you’re a first-time homebuyer or a repeat buyer, I am here to help make this transaction the best possible experience. Starting in home financing when I was 18, I’ve been raised in the indu...... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Luke was a massive help in closing our house. Subject matter expert, consistently put our best interests first, and extremely personable. I won't go to anyone else for a loan! Thanks Luke and Evergreen team!
I highly recommend Luke! He is amazing at his job very informative, professional, and responsive. My husband and I truly appreciate all the hard work Luke has put into us getting our home.
Luke Zender has received a review with 5 star rating from Hailey M
Reply from Luke Zender
April 28th, 2026 03:18 PM
Thank you, Hailey, for the great rating. I'm grateful for your support and look forward to assisting you again in the future.
Luke Zender has received a review with 5 star rating from Tava G
Reply from Luke Zender
April 20th, 2026 03:20 PM
Thank you for the 5-star rating, Tava. I'm glad to know that your experience with Evergreen Home Loans was positive. If you have any further questions or need assistance, feel free to reach out.
Luke handled everything perfectly and we would be happy to work with him again in the future or refer him to a friend. We appreciated how available Luke made himself to us but also how patient he was with us as we deliberated on each decision...
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Reply from Luke Zender
April 6th, 2026 05:53 PM
I'm pleased to hear that you felt well supported throughout the process. It's important to me that every decision feels comfortable and informed, especially when navigating changes like rising rates. I'm glad I could clarify your options without...
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Luke Zender has received a review with 5 star rating from Bert H
Reply from Luke Zender
March 31st, 2026 06:06 PM
I appreciate your rating, Bert. Thank you for your support!
Luke is an extremely helpful and dedicated loan officer. HE goes out of his way to make sure clients are happy and are getting the service they need and want.
We had the pleasure of working with Luke Zender at Evergreen Home Loans on a recent home purchase for our mutual client, and we can’t say enough good things about the experience. Luke is truly an amazing lender — always several steps ahead,...
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Luke was great! He was quick and responsive, made the process much clearer for us as first time homebuyers, and answered all of our questions fast. We ended up with a competitive rate and I felt that Luke was looking out for us in trying to...
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Reply from Luke Zender
February 23rd, 2026 08:30 PM
Daniel, it's great to hear that you found the experience straightforward and supportive, especially as first-time homebuyers. I'm glad I could assist in securing a competitive rate and that you felt confident in the loan choice. If you ever...
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We loved Luke's honesty and concerning way for our best in .
Reply from Luke Zender
January 28th, 2026 07:20 PM
Thank you for your kind words, Marlene. It's great to know that you appreciated my approach, and I am glad I could assist in a way that felt genuine and supportive. If there's anything else you need, feel free to get in touch.
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About
A little bit about how I operate...
Regardless if you’re a first-time homebuyer or a repeat buyer, I am here to help make this transaction the best possible experience. Starting in home financing when I was 18, I’ve been raised in the industry to value customer service and communication. Whether its securing the best rate for a refinance or writing some of the strongest pre-approval programs in the market, I always put my clients first.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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151
/850
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Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1789061
Disclaimer
©2026 Evergreen Moneysource Mortgage Company® dba Evergreen Home Loans NMLS ID 3182. 15405 SE 37th Street, Suite 200 Bellevue, WA 98006 Equal Housing Lender. Trade/service marks are the property of Evergreen Home Loans.
All rights reserved. AZ Mortgage Banker License #0910074; CA Licensed by the DFPI under the CRMLA #4130291; NV Mortgage Company License 4837; NJ Licensed by the N.J. Department of Banking and Insurance.
Evergreen Home Loans does not represent HUD or FHA and the information provided here was not authored, approved, or endorsed by HUD or FHA. For individual and company license information visit www.nmlsconsumeraccess.org.