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Lou Centrella - Sr Loan Officer | NMLS 146337 in Wilmington, DE

Lou Centrella

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Sr Loan Officer | NMLS 146337

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Lou Centrella (NMLS #146337) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Lou provides comprehensive home f... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    L
    Lynn K
    Hockessin, DE
    Posted on November 17th, 2020 11:34 PM
    Prompt in responses Reminded us about deadlines Friendly Knew his stuff He was real
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    Eric Z
    Hockessin, DE
    Posted on November 17th, 2020 11:43 AM
    Lou was great. Very responsive and helpful with laying out all options. When we had concerns about financing due to a mistake by our previous lender, Lou jump in immediately and got us pre-approved within hours of when we called him.
  • FTP
    M
    Maya A
    Wilmington, DE
    Posted on November 12th, 2020 12:46 AM
    Seamless experience from start to finish! Great communication and always available to answer questions.
  • FTP
    J
    John M
    Newark, DE
    Posted on November 10th, 2020 10:01 PM
    Lou was fine. Process was confusing with a lot of repeat requests for data. I don't like the portal concept. I prefer the more human contact. The on-line model is being employed but the costs have not gone down.
  • FTP
    R
    Richard J
    Oxford, PA
    Posted on November 1st, 2020 02:00 PM
    Lou is always awesome to work with. We've refinanced with him several times over the years and always gives stellar service. I've recommended him to many friends. He's always very thorough, detail oriented and always communicates with us what...
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  • FTP
    R
    Roderick C
    Middletown, DE
    Posted on October 24th, 2020 09:14 AM
    Lou was honest, responsive, articulate, kind and in charge of the deal and process the entire time. Lou would not call Hil with problems or bad news but instead notify you of the speed bump ahead and drive the vehicle with the nest tires and...
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    P
    Paul G
    Newark, DE
    Posted on October 22nd, 2020 02:41 AM
    Lou was a pleasure to work with.
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    Megan B
    Middletown, DE
    Posted on October 21st, 2020 02:10 AM
    Lou was timely, always available and offered advice when needed. He truly made the process of buying a home easier and less stressful and I would highly recommend him.
  • FTP
    C
    Christopher P
    Hockessin, DE
    Posted on October 11th, 2020 04:04 PM
    Lou contacted me personally at the perfect time to lock in a a great rate to refinance a whole point lower than when I bought 6 mos. prior. Thanks for the heads up! His knowledge of the VA home loan process made for a smooth process. A couple...
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  • FTP
    C
    Christopher K
    Severna Park, MD
    Posted on October 11th, 2020 03:43 PM
    Lou was so helpful throughout the entire refinancing process.
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    About
    Lou Centrella (NMLS #146337) is a premier mortgage loan officer and local lending expert in Wilmington, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Lou provides comprehensive home financing solutions with Embrace Home Loans. In our office we are consistently invested in our Loan Officers’ business. We step in when there is a challenge and work with the necessary players in order to accomplish our goal of closing the loan. My business partner and I do weekly reviews with our LO’s on their loans in process and pre-approvals. We aim to catch any issue before it gets close to the settlement date. Contact Lou today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Year Started

    1980

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 146337
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.