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Lori Hines
Senior Mortgage Banker | NMLS# 409929

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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24 hours
Sat
24 hours
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24 hours
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Reviews from Web
Overall experience was great, just some communication lost/confusion on bridge loan closing and wrong info on closing documents but fixed when found.
Reply from Lori Hines
August 18th, 2025 03:47 PM
Ryan, thank you for taking the time to share your experience. I'm pleased to hear that the overall experience was a positive one. I appreciate you highlighting the communication hiccup and the issue with the closing documents. It's important...
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Very helpful throughout all the paperwork!!
Reply from Lori Hines
August 18th, 2025 03:48 PM
Jennifer, I appreciate your review. I'm pleased that I could assist you with the paperwork. Ensuring a smooth experience is important to me, and I'm glad to hear that you found the process helpful. If you have any further questions or need...
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Lori and her team and helped me close on two homes over the last five years. Each time, the process has been smooth and flawless. No issues throughout either closing and thorough explanations throughout. I will continue to recommend Lori and...
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Reply from Lori Hines
August 13th, 2025 05:24 PM
Nicholas, thank you so much for your kind words and your continued trust over the years. I'm so pleased to know that both of your experiences closing on homes were smooth and trouble-free. Providing clear explanations is a priority for me,...
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Lori was absolutely wonderful to work with. She made each step of the mortgage process as quick and easy as possible. I always felt like she had my best interests in mind. I also appreciated how quickly she always responded to questions I had...
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Reply from Owner
August 13th, 2025 05:23 PM
Adam, thank you so much for your kind words. I'm really pleased to hear that your experience was smooth and efficient. Keeping your best interests in mind is always my priority, and I'm glad you felt that throughout the process. Your willingness...
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Review Text:Lori is AMAZING to work with! She was always willing to answer any questions and was very prompt in her responses. I highly recommended working with Lori. Thank you for making us be able to buy our forever home. Such a smooth process!!!...
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Reply from Owner
May 17th, 2026 06:32 PM
Sara, thank you for your kind review. I'm really pleased to know that your experience with Flat Branch Home Loans met your expectations. It's my goal to ensure the process is as seamless and stress-free as possible for you. If you have any...
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Lori is AMAZING to work with! She was always willing to answer any questions and was very prompt in her responses. I highly recommended working with Lori. Thank you for making us be able to buy our forever home. Such a smooth process!!!
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Reply from Lori Hines
August 10th, 2025 04:25 PM
Sara, thank you for your kind words. I'm truly pleased to hear that I could assist in making the process smooth for you and help you find your forever home. It's important to me that all your questions were answered promptly. Your recommendation...
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Team members were very friendly and helpful. Great education for first time home buyers.
Reply from Lori Hines
August 1st, 2025 03:31 PM
Ellie, thank you for your feedback. I'm delighted to hear that you found the team friendly and helpful. It's wonderful knowing that the education provided was beneficial, especially for first-time home buyers. Your comfort and understanding...
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Great to work with! Always provides timely communication to myself and the buyer(s) throughout every stage of the lending process. This overall helps make the transaction a smooth and enjoyable one!
Reply from Owner
August 20th, 2025 04:31 PM
Jill, thank you for your kind words. I'm so pleased to know that my communication throughout the lending process helped make everything smooth and enjoyable for you and your buyers. Providing timely updates is crucial in ensuring a seamless...
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Great communication, always answers my questions and promptly love doing business with Team Hines! They make it smooth and enjoyable!
Reply from Lori Hines
August 1st, 2025 02:06 PM
Jill, thank you for your wonderful review. I'm thrilled to hear that the communication and promptness met your needs and made the process enjoyable for you. I'm committed to making everything as smooth as possible. It’s always a pleasure working...
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Extremely fast processing and effective communicatio!
Reply from Lori Hines
July 31st, 2025 04:32 PM
John, thank you for your feedback. I'm glad to hear that the speed and effectiveness of the communication met your expectations. It’s important to me that the process is as smooth and efficient as possible for you. If you ever have more questions...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Home Purchases
Home Refinances, Rate & Term, Cash-Out
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Down Payment Assistance Grants
Community Champions Products
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerJun 3rd, 2019 - Current
Memberships
- Peoria Area Association of REALTORS®
- Peoria Area Association of Realtors
- Peoria Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 409929
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Awards
2016 PAAR Affiliat...
Achievements
- Presidents Club 2020-2025
Hobbies
- Traveling
- Cooking
- Baking
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149