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Lori Hines
Senior Mortgage Banker | NMLS# 409929

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Lori and her team were easy to work with , friendly, professional, and very helpful in every step of the process. I'm thankful!
Reply from Lori Hines
November 25th, 2025 10:45 PM
I'm grateful for your kind words, Evan. It's rewarding to know that you found the process friendly and professional throughout. My goal is to ensure that every step feels seamless and supportive, so your positive feedback means a lot. If there's...
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I would recommend Flat Branch to anyone looking for a motgage.
Reply from Lori Hines
November 25th, 2025 10:45 PM
Charles, I appreciate your recommendation. I'm pleased to know you had a positive experience with Flat Branch. Should you or anyone you know have questions about mortgage options, feel free to reach out. I'm always here to help.
Team Hines Rules!
Reply from Lori Hines
November 25th, 2025 10:48 PM
Mike, your support means a lot. I'm pleased that you're happy with the work we're doing. If there's anything more I can do to help or support you further, please don't hesitate to let me know.
Contact was not overwhelming, but continuous. Anytime I had a question or concern it was answered or addressed promptly. When all the inspection s came back clear we were able to close earlier than expected.
Reply from Owner
November 25th, 2025 10:48 PM
It's great to know that the contact was consistent and helpful for you. I'm pleased that any questions or concerns were addressed quickly and that everything proceeded smoothly enough to close earlier than anticipated. If you have any more...
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Contact was not overwhelming, but continuous. Anytime I had a question or concern it was answered or addressed promptly. When all the inspection s came back clear we were able to close earlier than expected.
Reply from Lori Hines
November 22nd, 2025 02:27 PM
I appreciate your feedback, Marilyn. It's great to know that the consistent communication and timely responses were helpful to you. I'm glad we could move things along quickly and efficiently, especially when the inspections came back in our...
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Always a great experience! The Hines Team is the best in the busines!
Reply from Lori Hines
November 21st, 2025 10:34 PM
It's fantastic to hear that you've consistently had a great experience, Ryan. The Deiss Team is pretty awesome to work with as well! We appreciate your trust in us!
Lori and her team were right on everything, which was especially important for a first time buyer and a unique situation.
Reply from Lori Hines
November 11th, 2025 03:56 PM
Bill, I appreciate your review. It's great to hear that my team and I were able to meet your needs, especially given the unique circumstances as a first-time buyer. I'm always here to help with any questions or further assistance you may require....
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Lori and her staff are first class all the way. Thx!
Reply from Lori Hines
November 11th, 2025 03:56 PM
I appreciate your kind words, John. I'm pleased to know that you had a positive experience with me and my team at Flat Branch Home Loans. Your feedback is valuable, and I'm here if you need any further assistance or have more inquiries in the...
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Easy to work with and communicated everything well.
Reply from Lori Hines
November 11th, 2025 03:54 PM
Thank you for your review, Jason. I'm pleased to hear that the communication was clear and that working together was a smooth experience for you. If there's anything more I can do or if you have any questions going forward, please feel free...
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Lori, Deanna, and their team were absolutely wonderful! They made our home buying process smooth and easy!
Reply from Lori Hines
November 11th, 2025 03:54 PM
I'm pleased to hear that you found the home buying process smooth and easy with the help of the team. It means a lot to know that our efforts made a positive impact for you. Should you have any further needs or questions, feel free to reach...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Home Purchases
Home Refinances, Rate & Term, Cash-Out
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Down Payment Assistance Grants
Community Champions Products
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerJun 3rd, 2019 - Current
Memberships
- Peoria Area Association of REALTORS®
- Peoria Area Association of Realtors
- Peoria Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 409929
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Awards
2016 PAAR Affiliat...
Achievements
- Presidents Club 2020-2025
Hobbies
- Traveling
- Cooking
- Baking
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149