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Lori Hines
Senior Mortgage Banker | NMLS# 409929

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
been a great experience from the start to the end. Lori has been very helpful and explaining all the details and very efficient in executing everything at every step of the opening till the closing of this loan thank you very much.
Reply from Lori Hines
September 5th, 2026 01:32 PM
Sravan, thank you for sharing your experience. I'm pleased to hear that you found the process smooth and that my explanations were helpful from start to finish. Your kind words mean a lot to me.
First time and seemed to be smooth
Reply from Lori Hines
September 2nd, 2026 12:14 PM
James, thank you for sharing your experience. I'm pleased to hear that your first time with Flat Branch Home Loans went smoothly.
Lori was very patient with all of our questions and we had a great experience
Reply from Lori Hines
September 1st, 2026 02:06 PM
Samantha, thank you for sharing your experience. I'm pleased to hear that my patience and support made the process a great one for you. It was a pleasure working with you. I hope you are enjoying your new home!
Lori made this process simple and stress free for me
Reply from Lori Hines
August 31st, 2026 10:01 PM
Betsy, I'm grateful for your kind words. It's wonderful to hear that the process felt simple and stress-free for you. I hope you are enjoying your new home!!
Very friendly and helpful made our experience of owning our first home very pleasant
Reply from Lori Hines
August 31st, 2026 07:48 PM
Richard, thank you for sharing your experience. I'm glad to hear that I could make your journey to owning your first home a pleasant one. Enjoy your new home!!
Excellent communication throughout the process!
Reply from Lori Hines
August 30th, 2026 08:01 PM
Michelle, thank you for your feedback. I'm glad to hear that you were pleased with the communication throughout the process. It's always a pleasure working with you and your clients!!
I never had to call with a concern about anything ,you Guys were always On top of it
Reply from Lori Hines
August 30th, 2026 12:21 PM
Joshua, I appreciate your feedback. I'm grateful to hear that you felt everything was well-managed without needing to call with concerns. Thank you for trusting us at Flat Branch Home Loans.
My buyers are always happy with the Hines Team. Great response, keeps my clients informed, and are always knowledgeable. This is why I refer them to the Hines Team at Flat Branch Home Loans.
Reply from Lori Hines
August 29th, 2026 05:05 PM
Janelle, thank you so much for your positive feedback. I'm grateful that you trust the Hines Team with your buyers and appreciate our responsiveness and knowledge. Your referrals mean a lot to us, and we're always here to keep you and your...
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Lori and her team are wonderful at communicating with the buyer(s) and the Realtor involved with the transaction. Always on top of everything and a completely smooth closing!! Thank you!!
Reply from Lori Hines
August 29th, 2026 05:04 PM
Gaye, I appreciate your kind words. I'm happy to know that the communication and smooth closing met your expectations on our first deal together. I look forward to working with you again soon!
Lori and her team took great care of us. Lori took the time to answer all of our questions and understand our options. We really appreciate the time everyone took to ensure that we had the information we needed to make the right decision for...
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Reply from Lori Hines
August 29th, 2026 04:55 PM
Katie, I appreciate your kind feedback. I'm glad to know that I could help make the process less daunting and provide you with the information needed for your home loan decision. It was a pleasure working with you and Mickey. Thank you for...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Home Purchases
Home Refinances, Rate & Term, Cash-Out
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Down Payment Assistance Grants
Community Champions Products
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerJun 3rd, 2019 - Current
Memberships
- Peoria Area Association of REALTORS®
- Peoria Area Association of Realtors
- Peoria Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 409929
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Awards
2016 PAAR Affiliat...
Achievements
- Presidents Club 2020-2025
Hobbies
- Traveling
- Cooking
- Baking
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149