

The Cloak Group | Shawn Cloak & Lindsay Mille...
VP, Senior Loan Officer | NMLS #2282181 | NMLS #22...


Saint Joseph's University
Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a firs... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Lindsey was very easy to work w/ and explained different things we didn't understand through the process . She was always available even if I left a vm or sent an email she would always get back to me right away she was also very very patient...
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Reply from Lindsay Miller
October 6th, 2025 01:45 PM
I'm pleased that I could make the process clear and straightforward for you, Christina. It's important to me to be available and responsive, so I appreciate your feedback on that. Understanding different needs and approaches is something I...
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excellent communication and bias for action
Reply from Lindsay Miller
September 28th, 2025 02:19 AM
Thanks for highlighting the communication and initiative, Justin. It's great to know these aspects stood out to you. I'm here if you have any more questions or need further assistance.
They Made the process easy and we're available any time I needed. You guys are the best
Reply from Lindsay Miller
September 23rd, 2025 12:07 PM
I'm grateful you found the process easy, Anthony. It's important to me to be available whenever needed, and I'm glad that came through for you. If there's anything more I can do, just let me know.
Stop selling people's mortgages to FNB. I have to open a FNB checking account to be able to make online payments, they make you go to a branch to do anything, and they wont' send you a bill so you can't write checks to make your mortgage payments....
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Reply from The Cloak Group | Shawn Cloak & Lin...
September 16th, 2025 01:27 PM
Hi Meghan, I am so sorry to hear that you are having an issue with the servicer. This is disappointing after such a smooth transaction. We will reach out to both you and the servicer to see if we can help.
Everyone was pleasant and very helpful.
All questions were answered promptly.
Reply from Lindsay Miller
September 16th, 2025 01:33 PM
It's wonderful to hear that you found everyone pleasant and helpful, Caroline. I'm glad your questions were answered promptly, as I aim to make the process as smooth as possible for you. If you need any more assistance or have further questions,...
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The communication was great and everyone was patient with me in regards to all the emails to sign
Reply from Lindsay Miller
September 15th, 2025 08:04 PM
I'm pleased to know the communication met your expectations and that you felt supported through the process, Michael. Handling all the documents can be overwhelming, so I'm glad you found the patience helpful. If you have any more questions...
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Lindsay and Shawn you were both great to work with and made the process easy and understandable for me a first time home buyer. Thanks so much!
Reply from Lindsay Miller
September 13th, 2025 04:44 PM
I’m glad to hear that you found the process easy and understandable, Christopher. It was a pleasure working with you as a first-time homebuyer. If you have any more questions or need further assistance, feel free to reach out.
Great communication, very helpful.
Reply from Lindsay Miller
September 11th, 2025 02:52 PM
I'm pleased to hear that you found the communication effective and the assistance helpful, Mark. It's my goal to ensure everything goes smoothly for you. If there's anything more you need or any questions you have, just let me know.
Nice Atmosphere, Everyone is very Pleasant and Attentive! Overall wonderful Day
ame People! Thank-you! Barb & Mike
Reply from Lindsay Miller
September 11th, 2025 01:03 PM
I'm glad to hear that you enjoyed the atmosphere and found everyone pleasant and attentive, Barbara. It sounds like you had a positive experience, and that means a lot to me. If you ever need anything or have more feedback to share, please...
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I've been using Shawn for many years and there is no one better. He and Lindsay make a great team and I recommend them whenever I can.
Reply from Lindsay Miller
September 11th, 2025 12:32 PM
Thank you for your kind words, Robert. It's been a pleasure working alongside Shawn to assist you over the years. Your recommendations mean a lot to me, and I'm always here to help whenever you need it.
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About
Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a first-time homebuyer herself, Lindsay knows how daunting the process can feel and takes the time to answer every question, big or small, so buyers can make educated decisions with confidence. She is a graduate of Saint Joseph’s University with a degree in Mathematics and Actuarial Science and takes pride in her work so that her pre-approvals can be trusted without a doubt.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans
FHA loans
VA loans
USDA loans
First-Time Homebuyer grant programs
Renovation loans
Cash buyer programs
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Education
- Saint Joseph's UniversityMathematicsBachelor of Science (BS)Aug 2016 -May 2020

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2282181
- NMLS #224784
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity