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The Cloak Group | Shawn Cloak & Lindsay Miller - VP, Senior Loan Officer | NMLS #2282181 | NMLS #224784 in Gibbsboro, NJ

The Cloak Group | Shawn Cloak & Lindsay Mille...

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VP, Senior Loan Officer | NMLS #2282181 | NMLS #22...

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Saint Joseph's University
Saint Joseph's University
Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a firs... Show More
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Saint Joseph's University
Saint Joseph's University
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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5 Star
97%
4 Star
2%
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1%
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Reviews from Web
  • Encompass
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    Christina R
    West Deptford, NJ
    Posted on September 29th, 2025 01:43 PM
    Lindsey was very easy to work w/ and explained different things we didn't understand through the process . She was always available even if I left a vm or sent an email she would always get back to me right away she was also very very patient...
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    Reply from Lindsay Miller
    October 6th, 2025 01:45 PM
    I'm pleased that I could make the process clear and straightforward for you, Christina. It's important to me to be available and responsive, so I appreciate your feedback on that. Understanding different needs and approaches is something I...
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    Justin T M
    Swedesboro, NJ
    Posted on September 21st, 2025 02:19 AM
    excellent communication and bias for action
    Reply from Lindsay Miller
    September 28th, 2025 02:19 AM
    Thanks for highlighting the communication and initiative, Justin. It's great to know these aspects stood out to you. I'm here if you have any more questions or need further assistance.
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    Anthony N C
    Williamstown, NJ
    Posted on September 16th, 2025 12:06 PM
    They Made the process easy and we're available any time I needed. You guys are the best
    Reply from Lindsay Miller
    September 23rd, 2025 12:07 PM
    I'm grateful you found the process easy, Anthony. It's important to me to be available whenever needed, and I'm glad that came through for you. If there's anything more I can do, just let me know.
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    Meghan E
    Mullica Hill, NJ
    Posted on September 11th, 2025 05:46 PM
    Stop selling people's mortgages to FNB. I have to open a FNB checking account to be able to make online payments, they make you go to a branch to do anything, and they wont' send you a bill so you can't write checks to make your mortgage payments....
    read more
    Reply from The Cloak Group | Shawn Cloak & Lin...
    September 16th, 2025 01:27 PM
    Hi Meghan, I am so sorry to hear that you are having an issue with the servicer. This is disappointing after such a smooth transaction. We will reach out to both you and the servicer to see if we can help.
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    Caroline M
    Mullica Hill, NJ
    Posted on September 9th, 2025 01:33 PM
    Everyone was pleasant and very helpful. All questions were answered promptly.
    Reply from Lindsay Miller
    September 16th, 2025 01:33 PM
    It's wonderful to hear that you found everyone pleasant and helpful, Caroline. I'm glad your questions were answered promptly, as I aim to make the process as smooth as possible for you. If you need any more assistance or have further questions,...
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    Michael M
    Elmer, NJ
    Posted on September 8th, 2025 08:02 PM
    The communication was great and everyone was patient with me in regards to all the emails to sign
    Reply from Lindsay Miller
    September 15th, 2025 08:04 PM
    I'm pleased to know the communication met your expectations and that you felt supported through the process, Michael. Handling all the documents can be overwhelming, so I'm glad you found the patience helpful. If you have any more questions...
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    Christopher K
    Gibbstown, NJ
    Posted on September 6th, 2025 04:42 PM
    Lindsay and Shawn you were both great to work with and made the process easy and understandable for me a first time home buyer. Thanks so much!
    Reply from Lindsay Miller
    September 13th, 2025 04:44 PM
    I’m glad to hear that you found the process easy and understandable, Christopher. It was a pleasure working with you as a first-time homebuyer. If you have any more questions or need further assistance, feel free to reach out.
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    Mark M
    Woodbury, NJ
    Posted on September 4th, 2025 02:51 PM
    Great communication, very helpful.
    Reply from Lindsay Miller
    September 11th, 2025 02:52 PM
    I'm pleased to hear that you found the communication effective and the assistance helpful, Mark. It's my goal to ensure everything goes smoothly for you. If there's anything more you need or any questions you have, just let me know.
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    Barbara M
    Elmer, NJ
    Posted on September 4th, 2025 01:02 PM
    Nice Atmosphere, Everyone is very Pleasant and Attentive! Overall wonderful Day ame People! Thank-you! Barb & Mike
    Reply from Lindsay Miller
    September 11th, 2025 01:03 PM
    I'm glad to hear that you enjoyed the atmosphere and found everyone pleasant and attentive, Barbara. It sounds like you had a positive experience, and that means a lot to me. If you ever need anything or have more feedback to share, please...
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    Robert D
    Woodbury, NJ
    Posted on September 4th, 2025 12:31 PM
    I've been using Shawn for many years and there is no one better. He and Lindsay make a great team and I recommend them whenever I can.
    Reply from Lindsay Miller
    September 11th, 2025 12:32 PM
    Thank you for your kind words, Robert. It's been a pleasure working alongside Shawn to assist you over the years. Your recommendations mean a lot to me, and I'm always here to help whenever you need it.
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    About
    Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a first-time homebuyer herself, Lindsay knows how daunting the process can feel and takes the time to answer every question, big or small, so buyers can make educated decisions with confidence. She is a graduate of Saint Joseph’s University with a degree in Mathematics and Actuarial Science and takes pride in her work so that her pre-approvals can be trusted without a doubt.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional loans
    FHA loans
    VA loans
    USDA loans
    First-Time Homebuyer grant programs
    Renovation loans
    Cash buyer programs
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    Education
    • Saint Joseph's University
      Mathematics
      Bachelor of Science (BS)
      Aug 2016 -May 2020
      Saint Joseph's University logo
    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #2282181
    • NMLS #224784
    Disclaimer
    © 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity