Lina Montoya
Senior Mortgage Loan Originator
With over 20 years of experience in mortgage lending, I specialize in guiding families, first-time homebuyers, and investors through every step of the home financing process. My passion is helping others achieve their real estate goals — he... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Lina was very patient and knowledgeable. She was able to walk us through the process in a way that we felt comfortable and understood everything. I would highly recomand Lina to others.
Reply from Lina Montoya
February 4th, 2026 02:12 PM
Thank you so much Luis and Gina for the kind review! It really means a lot to me. I’m so glad you felt comfortable and well-informed throughout the process. It was a pleasure working with you, and I truly appreciate the recommendation. I wish...
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Linas nolage and experience on how to understand each client's situation and needs and works towards their goals and not herself makes her and outstanding individual chis excellent.
Reply from Lina Montoya
February 4th, 2026 02:22 PM
Thank you so much for your kind words, Jacob! It was a pleasure working with you, and I’m very happy we were able to find a way to reach your goal. I truly appreciate your trust and support.
Working with Lina was an amazing experience. From start to finish, she made the process feel smooth and manageable. She genuinely cares about her clients, was incredibly patient, honest, and always available for us. Her organization and attention...
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Reply from Lina Montoya
February 4th, 2026 02:15 PM
Thank you so much, Eleyda! I truly appreciate you taking the time to share this. Being able to guide you through the process and give you peace of mind is very important to me. It was a pleasure working with you, and I’m so happy for you as...
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Lina is just the best professional I had worked with. I never consider other banks but USAA but she did such an amaizing job not only in my case bit in my brother's purchase. She is organized, looks for the client interest, provides all informat...
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Reply from Lina Montoya
December 10th, 2025 01:47 AM
Amarilis and Miguel, thank you so much for your beautiful words. Your message truly touched my heart! I’m grateful for the trust your family has placed in me—not just with your loan, but also with your brother’s. Working with families like...
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About
With over 20 years of experience in mortgage lending, I specialize in guiding families, first-time homebuyers, and investors through every step of the home financing process. My passion is helping others achieve their real estate goals — helping clients feel confident, supported, and informed from pre-qualification to closing.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
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Positions
- ACE Lending Group, LLC - Loan OfficerSep 1st, 2020 - Sep 15th, 2025
- Caliber Home Loans - Loan OfficerJul 1st, 2015 - Sep 1st, 2020
Memberships
- Orlando Regional Realtor Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS#: 1190132
Achievements
- I have successfully helped over 200 families financed their homes in the past five years.
Hobbies
- Spending time with my family
- Reading
- Walking in nature
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Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA