

Lina Montoya
Senior Mortgage Loan Originator

With over 20 years of experience in mortgage lending, I specialize in guiding families, first-time homebuyers, and investors through every step of the home financing process. My passion is helping others achieve their real estate goals — he...... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Lina is simply the best and I would never look for another agent other than her
She is absolutely amazing! 100% recommended
Reply from Lina Montoya
April 7th, 2026 10:07 PM
Thank you so much for your feedback Lorena! It was a pleasure working with you. Many blessings and happiness in your new home!
Lina Montoya was super attentive and very helpful on every step of the process im very happy whith the experience she provided.
Reply from Lina Montoya
April 7th, 2026 10:08 PM
Hi Orlando, thank you very much for your review, I appreciate it! I am very happy that we were able to get your file completed.
Lin es la mejor , con su profesionalismo amor y paciencia hizo de este proceso lo mas tranquilo y sin ningún tipo de estrés, muchas gracias Lina
Reply from Lina Montoya
February 17th, 2026 05:15 PM
¡Muchas gracias, Judith! Fue un placer ayudarte en el proceso de financiamiento de tu casa. Me alegra muchísimo que lo hayamos logrado. Te deseo muchas bendiciones con esta propiedad.
My husband and I are incredibly grateful to Lina for all her support throughout the process. She was always very attentive and genuinely cared about making sure everything went well. She made us feel supported every step of the way. We wholeheartedly...
read more
Reply from Lina Montoya
February 17th, 2026 05:19 PM
Hi Xiany!Thank you so much for your kind words, they truly mean a lot to me. I’m so happy that the process went smoothly and that you achieved your goal of homeownership. I truly believe this is just the beginning and the first of many homes...
read more
Excellent experience from start to finish. Our realtor helped us not only with finding our home but also guided us through the loan process, explaining every step clearly and patiently. She was always available, professional, honest, and truly...
read more
Reply from Lina Montoya
February 13th, 2026 02:51 PM
Thank you so much, Hector, for your kind words and recommendation! I truly appreciate you taking the time to share your experience.I’m so happy you were able to achieve your goal of homeownership. It was a pleasure helping you find your home...
read more
Lina was very patient and knowledgeable. She was able to walk us through the process in a way that we felt comfortable and understood everything. I would highly recomand Lina to others.
Reply from Lina Montoya
February 4th, 2026 02:12 PM
Thank you so much Luis and Gina for the kind review! It really means a lot to me. I’m so glad you felt comfortable and well-informed throughout the process. It was a pleasure working with you, and I truly appreciate the recommendation. I wish...
read more
Linas nolage and experience on how to understand each client's situation and needs and works towards their goals and not herself makes her and outstanding individual chis excellent.
Reply from Lina Montoya
February 4th, 2026 02:22 PM
Thank you so much for your kind words, Jacob! It was a pleasure working with you, and I’m very happy we were able to find a way to reach your goal. I truly appreciate your trust and support.
Working with Lina was an amazing experience. From start to finish, she made the process feel smooth and manageable. She genuinely cares about her clients, was incredibly patient, honest, and always available for us. Her organization and attention...
read more
Reply from Lina Montoya
February 4th, 2026 02:15 PM
Thank you so much, Eleyda! I truly appreciate you taking the time to share this. Being able to guide you through the process and give you peace of mind is very important to me. It was a pleasure working with you, and I’m so happy for you as...
read more
Lina is just the best professional I had worked with. I never consider other banks but USAA but she did such an amaizing job not only in my case bit in my brother's purchase. She is organized, looks for the client interest, provides all informat...
read more
Reply from Lina Montoya
December 10th, 2025 01:47 AM
Amarilis and Miguel, thank you so much for your beautiful words. Your message truly touched my heart! I’m grateful for the trust your family has placed in me—not just with your loan, but also with your brother’s. Working with families like...
read more
10 of 10
About
With over 20 years of experience in mortgage lending, I specialize in guiding families, first-time homebuyers, and investors through every step of the home financing process. My passion is helping others achieve their real estate goals — helping clients feel confident, supported, and informed from pre-qualification to closing.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Home Purchasing Assistance
Mortgage Loan Application Assistance
Search Rank ScoreLearn More →
146
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- ACE Lending Group, LLC - Loan OfficerSep 1st, 2020 - Sep 15th, 2025
- Caliber Home Loans - Loan OfficerJul 1st, 2015 - Sep 1st, 2020
Memberships
- Orlando Regional Realtor Association
Addresses and Serving Areas
Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS#: 1190132
Achievements
- I have successfully helped over 200 families financed their homes in the past five years.
Hobbies
- Spending time with my family
- Reading
- Walking in nature
View All
Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA