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Lina Montoya - Senior Mortgage Loan Originator  in Boca Raton, FL

Lina Montoya

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Senior Mortgage Loan Originator

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With over 20 years of experience in mortgage lending, I specialize in guiding families, first-time homebuyers, and investors through every step of the home financing process. My passion is helping others achieve their real estate goals — he...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
5.0
(10)
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Reviews from Web
  • 5.0
    Arive
    S
    Sumaya D
    Posted on April 28th, 2026 06:51 PM
    Lina is simply the best and I would never look for another agent other than her
  • 5.0
    Arive
    L
    Lorena L
    Posted on April 2nd, 2026 08:25 PM
    She is absolutely amazing! 100% recommended
    Reply from Lina Montoya
    April 7th, 2026 10:07 PM
    Thank you so much for your feedback Lorena! It was a pleasure working with you. Many blessings and happiness in your new home!
  • 5.0
    Arive
    O
    Orlando T
    Posted on February 26th, 2026 01:21 PM
    Lina Montoya was super attentive and very helpful on every step of the process im very happy whith the experience she provided.
    Reply from Lina Montoya
    April 7th, 2026 10:08 PM
    Hi Orlando, thank you very much for your review, I appreciate it! I am very happy that we were able to get your file completed.
  • 5.0
    Arive
    J
    Judith A
    Posted on February 15th, 2026 12:17 PM
    Lin es la mejor , con su profesionalismo amor y paciencia hizo de este proceso lo mas tranquilo y sin ningún tipo de estrés, muchas gracias Lina
    Reply from Lina Montoya
    February 17th, 2026 05:15 PM
    ¡Muchas gracias, Judith! Fue un placer ayudarte en el proceso de financiamiento de tu casa. Me alegra muchísimo que lo hayamos logrado. Te deseo muchas bendiciones con esta propiedad.
  • 5.0
    Arive
    X
    Xiany M
    Posted on February 14th, 2026 01:21 PM
    My husband and I are incredibly grateful to Lina for all her support throughout the process. She was always very attentive and genuinely cared about making sure everything went well. She made us feel supported every step of the way. We wholeheartedly...
    read more
    Reply from Lina Montoya
    February 17th, 2026 05:19 PM
    Hi Xiany!Thank you so much for your kind words, they truly mean a lot to me. I’m so happy that the process went smoothly and that you achieved your goal of homeownership. I truly believe this is just the beginning and the first of many homes...
    read more
  • 5.0
    Arive
    H
    Hector P
    Posted on February 13th, 2026 02:09 AM
    Excellent experience from start to finish. Our realtor helped us not only with finding our home but also guided us through the loan process, explaining every step clearly and patiently. She was always available, professional, honest, and truly...
    read more
    Reply from Lina Montoya
    February 13th, 2026 02:51 PM
    Thank you so much, Hector, for your kind words and recommendation! I truly appreciate you taking the time to share your experience.I’m so happy you were able to achieve your goal of homeownership. It was a pleasure helping you find your home...
    read more
  • 5.0
    Arive
    L
    Luis V
    Posted on February 4th, 2026 01:39 PM
    Lina was very patient and knowledgeable. She was able to walk us through the process in a way that we felt comfortable and understood everything. I would highly recomand Lina to others.
    Reply from Lina Montoya
    February 4th, 2026 02:12 PM
    Thank you so much Luis and Gina for the kind review! It really means a lot to me. I’m so glad you felt comfortable and well-informed throughout the process. It was a pleasure working with you, and I truly appreciate the recommendation. I wish...
    read more
  • 5.0
    Arive
    J
    Jacob R
    Posted on January 9th, 2026 12:54 AM
    Linas nolage and experience on how to understand each client's situation and needs and works towards their goals and not herself makes her and outstanding individual chis excellent.
    Reply from Lina Montoya
    February 4th, 2026 02:22 PM
    Thank you so much for your kind words, Jacob! It was a pleasure working with you, and I’m very happy we were able to find a way to reach your goal. I truly appreciate your trust and support.
  • 5.0
    Arive
    E
    Eleyda Y
    Posted on December 21st, 2025 01:08 PM
    Working with Lina was an amazing experience. From start to finish, she made the process feel smooth and manageable. She genuinely cares about her clients, was incredibly patient, honest, and always available for us. Her organization and attention...
    read more
    Reply from Lina Montoya
    February 4th, 2026 02:15 PM
    Thank you so much, Eleyda! I truly appreciate you taking the time to share this. Being able to guide you through the process and give you peace of mind is very important to me. It was a pleasure working with you, and I’m so happy for you as...
    read more
  • 5.0
    Arive
    A
    Amarilis A
    Posted on December 9th, 2025 01:39 PM
    Lina is just the best professional I had worked with. I never consider other banks but USAA but she did such an amaizing job not only in my case bit in my brother's purchase. She is organized, looks for the client interest, provides all informat...
    read more
    Reply from Lina Montoya
    December 10th, 2025 01:47 AM
    Amarilis and Miguel, thank you so much for your beautiful words. Your message truly touched my heart! I’m grateful for the trust your family has placed in me—not just with your loan, but also with your brother’s. Working with families like...
    read more
  • 10 of 10
    About
    With over 20 years of experience in mortgage lending, I specialize in guiding families, first-time homebuyers, and investors through every step of the home financing process. My passion is helping others achieve their real estate goals — helping clients feel confident, supported, and informed from pre-qualification to closing.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Home Purchasing Assistance
    Mortgage Loan Application Assistance
    146
    /850
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    Positions
    • ACE Lending Group, LLC - Loan Officer
      Sep 1st, 2020 - Sep 15th, 2025
    • Caliber Home Loans - Loan Officer
      Jul 1st, 2015 - Sep 1st, 2020
    Memberships
    • Orlando Regional Realtor Association
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS#: 1190132
    Achievements
    • I have successfully helped over 200 families financed their homes in the past five years.
    Hobbies
    • Spending time with my family
    • Reading
    • Walking in nature
    • View All
    Disclaimer
    Company NMLS: 1749719 State Licensing: FL, TX, CA, NJ, VA