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Lucas Hernandez - Mortgage Loan Originator in Fairfield, NJ

Lucas Hernandez

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Mortgage Loan Originator

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With over five years of experience supporting more than 200 families and investors nationwide, I’ve learned mortgages aren’t just about rates—they’re about people. I listen deeply, serve wholeheartedly, and guide with clarity. I’m known for... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Sany O
    Posted on May 4th, 2024 12:00 AM
    Lucas Hernández made our home buying experience a success. He led us every step of the way and was always just a phone call or email away. I would highly recommend Lucas and the MLB team without reservation for any and all financial needs!
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    Khadija J
    Posted on April 30th, 2024 03:12 PM
    Lucas Hernandez was amazing! As a first home buyer I had no idea where to start from , but he guided me and made the process so much easier than I thought! Very knowledgeable and professional! I highly recommend him .
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    William P
    Posted on March 28th, 2024 05:09 PM
    Lucas was very helpful on the process of purxhasing my new home. He was very patient and went above and beyond to make it a very easy process and always looking out for me. I do highly recommend Lucas for your mortgage needs.
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    Elton D
    Posted on February 23rd, 2024 01:18 PM
    Mr. Hernandez, treat us like family. Such a awesome gentleman. He puts his all into helping us achieve our dream, more than 100%. He is understanding, reliable, and very attentive in wanting to help us. Thanks again Mr. Hernandez. He is the...
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    Minatou B
    Posted on February 7th, 2024 02:07 AM
    Getting a mortgage isn't the most fun thing ever. But Lucas Hernandez made the process incredibly easy and fast we closed within a month he was always around to answer questions. Can't recommend enough. Thank you Lucas 🙏
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    Gabriel B
    Posted on January 5th, 2024 07:19 PM
    Lucas is a hard working person and will do everything he can to get you where you want. Believe it or not from the first time we spoke up until closing on my house it took over a year and his commitment to get the deal done definitely lead...
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    Maddison S
    Posted on December 13th, 2023 12:48 AM
    So thankful I used Lucas as my Loan Originator while purchasing my first home. He takes time to explain in detail what will happen in each step of the process, is straight forward, and overall a really great person to work with. Will use him...
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    Keila B
    Posted on December 1st, 2023 10:24 PM
    I recently had the pleasure of working with Lucas Hernandez as my loan officer and I cannot speak highly enough of his exceptional service. From the beginning, Lucas exhibited remarkable patience, taking the time to thoroughly explain the details...
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    Danyella A
    Posted on December 1st, 2023 03:13 AM
    Lucas is AWESOME! He really cares about each and every client and individual he works with. He makes sure to keep everyone informed, updated and with their questions answered. It really offers peace to know he has your back and wants the best...
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    Margaret B
    Posted on November 15th, 2023 12:11 AM
    Lucas is not only knowledgeable in all types of mortgages but present and attentive in the process. Coming from a finance background, I still didn’t know what it was going to be like when buying my first property. He always made sure we did...
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    About
    With over five years of experience supporting more than 200 families and investors nationwide, I’ve learned mortgages aren’t just about rates—they’re about people. I listen deeply, serve wholeheartedly, and guide with clarity. I’m known for being an empathetic advisor, especially for first-time buyers who want steady guidance and straight answers. Whether it’s refinancing, structuring an investment loan, or creating a plan to qualify, my goal is to build confidence and reduce stress. I believe communities grow stronger when people feel educated and empowered. If you want a mortgage professional who leads with heart and communicates transparently, I’d be honored to serve you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID 1992794
    Disclaimer
    All borrowers may apply, not all may qualify.  This document is provided by Absolute Home Mortgage Corporation.  All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency.  Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend.  Rates, prices, guidelines, and minimum requirements are subject to change at any time.  Some products may not be available in all states.  Subject to review of credit and/or collateral.  Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender. Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners.  NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462.  Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3;  Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743;  Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.