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Lucas Hernandez - Mortgage Loan Originator in Fairfield, NJ

Lucas Hernandez

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Mortgage Loan Originator

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With over five years of experience supporting more than 200 families and investors nationwide, I’ve learned mortgages aren’t just about rates—they’re about people. I listen deeply, serve wholeheartedly, and guide with clarity. I’m known for... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
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    Lydia G (
    Posted on October 4th, 2026 02:41 PM
    Lucas Hernandez has received a review with 5 star rating from Lydia G (
  • Encompass
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    Andrew G
    Browns Mills, NJ
    Posted on October 4th, 2026 02:41 PM
    I had an excellent experience working with Lucas Hernandez throughout our refinancing process. He made sure everything went smoothly, kept the process moving forward, and within a month, we were able to have the cash in hand. Lucas was professional,...
    read more
  • Encompass
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    Johnny R
    Ewing, NJ
    Posted on October 2nd, 2026 01:05 PM
    thanks lucas for all your help
  • Encompass
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    Eullemio M
    Scotch Plains, NJ
    Posted on September 19th, 2026 03:56 PM
    Eo lucas Hernández en todo momento mantuvo un trato amable y muy cordial en todo momento en mi opinión gran ser humano
    Reply from Lucas Hernandez
    September 24th, 2026 03:57 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business!
  • google
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    Erica C
    Posted on September 11th, 2026 12:33 PM
    Fanatic person to work with on first time home ownership.
  • Encompass
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    Erica C
    Newton, NJ
    Posted on September 11th, 2026 12:32 PM
    Lucas and Jessica are a great team to work work and made the process seamless. Communication was also wonderful. If I have to do this home owner adventure again, they would be the first ones I would contact for the process.
    read more
    Reply from Lucas Hernandez
    September 16th, 2026 06:55 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • google
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    Guido R
    Posted on September 2nd, 2026 12:16 AM
    Lucas Hernandez has received a review with 5 star rating from Guido R
  • Encompass
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    Guido Y
    Garfield, NJ
    Posted on September 2nd, 2026 12:16 AM
    Very kind and patient, and above all, very attentive and friendly. A thousand thanks to Lucas—a truly great person.
    Reply from Lucas Hernandez
    September 7th, 2026 08:33 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • Encompass
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    Abderrahim F
    Colonia, NJ
    Posted on August 31st, 2026 01:15 PM
    I’ve had a great experience because they have been very professional, helpful, and responsive throughout the entire process. They answered all my questions, kept me updated, and made the home-buying process much easier and less stressful. I...
    read more
    Reply from Lucas Hernandez
    September 1st, 2026 07:49 PM
    Thank you for your trust! your family was a pleasure to serve
  • Encompass
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    Nicholas C
    South River, NJ
    Posted on August 27th, 2026 02:57 AM
    He made sure i locked in time and got me a good deal.
    Reply from Lucas Hernandez
    September 1st, 2026 01:39 PM
    I enjoyed working with you. Thank you for the great feedback.
  • 1–10 of 161
    About
    With over five years of experience supporting more than 200 families and investors nationwide, I’ve learned mortgages aren’t just about rates—they’re about people. I listen deeply, serve wholeheartedly, and guide with clarity. I’m known for being an empathetic advisor, especially for first-time buyers who want steady guidance and straight answers. Whether it’s refinancing, structuring an investment loan, or creating a plan to qualify, my goal is to build confidence and reduce stress. I believe communities grow stronger when people feel educated and empowered. If you want a mortgage professional who leads with heart and communicates transparently, I’d be honored to serve you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID 1992794
    Disclaimer
    All borrowers may apply, not all may qualify.  This document is provided by Absolute Home Mortgage Corporation.  All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency.  Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend.  Rates, prices, guidelines, and minimum requirements are subject to change at any time.  Some products may not be available in all states.  Subject to review of credit and/or collateral.  Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender. Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners.  NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462.  Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3;  Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743;  Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.