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Lucas Hernandez - Mortgage Loan Originator in Fairfield, NJ

Lucas Hernandez

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Mortgage Loan Originator

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With over five years of experience supporting more than 200 families and investors nationwide, I’ve learned mortgages aren’t just about rates—they’re about people. I listen deeply, serve wholeheartedly, and guide with clarity. I’m known for... Show More
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Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Overall Ratings
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Reviews from Web
  • Encompass
    R
    Rocco S
    South River, NJ
    Posted on August 25th, 2026 01:54 PM
    Lucas is wonderful to work with. His level of communication is unparalleled. He consistently keeped both me and my clients up to date on everything happening throughout the lending process, while also making sure we know what to expect next....
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    Erick I A
    Rochelle Park, NJ
    Posted on August 24th, 2026 09:54 PM
    Everything! amazing communication to bring our buyer to the closing table
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    Tirso H
    Bergenfield, NJ
    Posted on August 23rd, 2026 09:22 PM
    Lucas, You were such fentleman. A Well informed and very patient man. Thank you so much for your understanding and knowledge lo to help us achieve it All.
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    Jeffry P
    North Bergen, NJ
    Posted on August 22nd, 2026 04:28 AM
    We had a great experience, we highly recommend Lucas !
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    James A
    Dunellen, NJ
    Posted on August 18th, 2026 01:49 PM
    very hardworker
    Reply from Lucas Hernandez
    August 24th, 2026 05:54 PM
    I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
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    Marilyn R
    Dunellen, NJ
    Posted on August 17th, 2026 01:00 PM
    Thank you Lucas , I'm glad I was able to connect my client with you, you were a pleasure to work!!
    Reply from Lucas Hernandez
    August 24th, 2026 06:31 PM
    Marilyn, I'm thankful for your trust in connecting your client with me. It was a pleasure working together to assist your client.
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    Sandra P
    North Bergen, NJ
    Posted on August 11th, 2026 12:21 PM
    Lucas and his team were excellent throughout our entire loan process. They were professional, responsive, and always available to answer our questions. They made the process smooth, fast, and stress-free. We truly appreciate all their help...
    read more
    Reply from Lucas Hernandez
    August 17th, 2026 06:50 PM
    It was great working with you! Thanks again for putting your trust in us.
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    A
    Anderson L
    Wallington, NJ
    Posted on August 8th, 2026 12:19 PM
    I want to sincerely thank my banker for all the support, dedication, and patience throughout the entire process of buying my home. He was always on top of every document I needed, answered my questions, and guided me through every step of the...
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    Reply from Lucas Hernandez
    August 13th, 2026 07:30 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business!
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    Eric P
    Trenton, NJ
    Posted on August 5th, 2026 02:46 PM
    Working with Lucas Hernández was one of the best parts of our home-buying journey. From start to finish, he demonstrated exceptional professionalism, patience, and dedication. He took the time to explain every step of the loan process, answered...
    read more
    Reply from Lucas Hernandez
    August 10th, 2026 02:47 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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    Elsa A O
    Roselle, NJ
    Posted on July 16th, 2026 12:55 PM
    Although I represented the seller in this transaction, it was a pleasure working with Lucas Hernandez . They were professional, responsive, and communicated effectively throughout the process. Their efforts helped keep the transaction moving...
    read more
  • 10 of 45
    About
    With over five years of experience supporting more than 200 families and investors nationwide, I’ve learned mortgages aren’t just about rates—they’re about people. I listen deeply, serve wholeheartedly, and guide with clarity. I’m known for being an empathetic advisor, especially for first-time buyers who want steady guidance and straight answers. Whether it’s refinancing, structuring an investment loan, or creating a plan to qualify, my goal is to build confidence and reduce stress. I believe communities grow stronger when people feel educated and empowered. If you want a mortgage professional who leads with heart and communicates transparently, I’d be honored to serve you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID 1992794
    Disclaimer
    All borrowers may apply, not all may qualify.  This document is provided by Absolute Home Mortgage Corporation.  All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency.  Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend.  Rates, prices, guidelines, and minimum requirements are subject to change at any time.  Some products may not be available in all states.  Subject to review of credit and/or collateral.  Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender. Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners.  NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462.  Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3;  Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743;  Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.