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Lucas Hernandez - Mortgage Loan Originator in Fairfield, NJ

Lucas Hernandez

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Mortgage Loan Originator

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With over five years of experience supporting more than 200 families and investors nationwide, I’ve learned mortgages aren’t just about rates—they’re about people. I listen deeply, serve wholeheartedly, and guide with clarity. I’m known for...... Show More
Location & Business Hours
Friday
24h
Saturday
24h
Sunday
24h
(Open Now)
Overall Ratings
4.9
(24)
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Reviews from Web
  • 5.0
    Encompass
    T
    Tina C
    Ewing, NJ
    Posted on May 16th, 2026 04:28 PM
    Lucas and his team made it
  • 4.83
    Encompass
    W
    Wendy P
    Orange, NJ
    Posted on May 13th, 2026 08:12 PM
    u always answer my question amd most importat thing u make happen
  • 5.0
    Encompass
    K
    Karyme O
    South Plainfield, NJ
    Posted on May 13th, 2026 07:55 PM
    Lucas is amazing! From the beginning to the end, he made the entire process smooth and stress-free. He was professional, responsive, knowledgeable, and always willing to answer any questions I had. I truly felt supported every step of the way....
    read more
  • 5.0
    Encompass
    J
    Joshua G
    Ewing, NJ
    Posted on May 13th, 2026 02:59 PM
    Lucas makes the entire process easy by catering to the preferences of his clients. His communication skills are top their and he couldn't have made the refinance process any easier. Throughout the experience hes been able to provide in great...
    read more
  • 5.0
    Encompass
    S
    Segundo F
    Union, NJ
    Posted on April 28th, 2026 12:07 PM
    Su servicio, Su amabilidad, su profecionalismo, Su experiencia por ayudar a su cliente que quede satisfecho y muchas cosas mas
    Reply from Lucas Hernandez
    May 3rd, 2026 12:08 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • 5.0
    Encompass
    K
    Katie F
    Gillette, NJ
    Posted on April 18th, 2026 12:20 PM
    Lucas was always available & proactive to help in my first home buying experience. He fully guided me along the way and always kept me informed on the process. Highly recommend, thank you for all your help!
    Reply from Lucas Hernandez
    April 23rd, 2026 12:21 PM
    I enjoyed working with you. Thank you for the great feedback.
  • 5.0
    Encompass
    K
    KayMarie S
    Willingboro, NJ
    Posted on April 10th, 2026 09:28 PM
    I felt like he was working with me the entire process of getting this mortgage loan. I would recommend Lucas all my family and friend. You know what even stranger on the street. lol you Mr. Hernandez made my year. Thank you from the bottom...
    read more
    Reply from Lucas Hernandez
    April 15th, 2026 09:28 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business!
  • 5.0
    Encompass
    A
    Amado R M
    Irvington, NJ
    Posted on April 9th, 2026 02:28 PM
    Me and my client had a great experience working with Lucas. He was always responsive and was able to turned what seemed to be an impossible scenario into a success story.
    Reply from Lucas Hernandez
    April 16th, 2026 02:29 PM
    Amado, I'm glad to hear that you and your client had a great experience. It's satisfying to know that I could help turn a challenging situation into a successful outcome. Thank you for sharing your positive experience with me.
  • 5.0
    Encompass
    Jose C Profile Picture
    Jose C
    Bloomfield, NJ
    Posted on April 9th, 2026 01:06 AM
    I have had the pleasure of working with Lucas Hernandez on four different transactions. He is consistently an absolute pleasure to work with and one of the most reliable professionals I have partnered with.Lucas is always quick to respond,...
    read more
    Reply from Lucas Hernandez
    April 16th, 2026 01:07 AM
    Jose, I'm grateful for your kind words and continued trust in my services across multiple transactions. It's great to know that my approach helps make the process smoother and less stressful for you and your clients. Your recommendation means...
    read more
  • 5.0
    Encompass
    L
    Lisbeth R
    Linden, NJ
    Posted on April 8th, 2026 02:34 PM
    Fast transaction and Comunication
    Reply from Lucas Hernandez
    April 8th, 2026 05:19 PM
    Thank you so much for your trust!
  • 10 of 24
    About
    With over five years of experience supporting more than 200 families and investors nationwide, I’ve learned mortgages aren’t just about rates—they’re about people. I listen deeply, serve wholeheartedly, and guide with clarity. I’m known for being an empathetic advisor, especially for first-time buyers who want steady guidance and straight answers. Whether it’s refinancing, structuring an investment loan, or creating a plan to qualify, my goal is to build confidence and reduce stress. I believe communities grow stronger when people feel educated and empowered. If you want a mortgage professional who leads with heart and communicates transparently, I’d be honored to serve you.
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    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID 1992794
    Disclaimer
    All borrowers may apply, not all may qualify. This document is provided by Absolute Home Mortgage Corporation. All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend. Rates, prices, guidelines, and minimum requirements are subject to change at any time. Some products may not be available in all states. Subject to review of credit and/or collateral. Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender. Absolute Home Mortgage Corporation, D/B/A ABSOLUTE, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License #ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License # 20244695LB; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.