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Lucas Hernandez - Mortgage Loan Originator in Fairfield, NJ

Lucas Hernandez

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Mortgage Loan Originator

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With over five years of experience supporting more than 200 families and investors nationwide, I’ve learned mortgages aren’t just about rates—they’re about people. I listen deeply, serve wholeheartedly, and guide with clarity. I’m known for... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
4.9
(36)
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Reviews from Web
  • 5.0
    Encompass
    E
    Elsa A O
    Roselle, NJ
    Posted on July 16th, 2026 12:55 PM
    Although I represented the seller in this transaction, it was a pleasure working with Lucas Hernandez . They were professional, responsive, and communicated effectively throughout the process. Their efforts helped keep the transaction moving...
    read more
  • 5.0
    Encompass
    J
    Juber C
    Woodbridge, NJ
    Posted on July 8th, 2026 05:52 AM
    fast response. Easy to explain the process
    Reply from Lucas Hernandez
    July 13th, 2026 04:12 PM
    I enjoyed working with you. Thank you for the great feedback.
  • 3.66
    Encompass
    K
    Kim C
    Belleville, NJ
    Posted on July 6th, 2026 11:29 AM
    Hey was very patient and he was always there when needed very knowledgeable
    Reply from Lucas Hernandez
    July 13th, 2026 05:12 PM
    I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
  • 5.0
    Encompass
    J
    Jorge C
    Belleville, NJ
    Posted on July 4th, 2026 12:05 PM
    From our very first conversation, Lucas was incredibly knowledgeable, patient, and responsive. He took the time to explain every step, answered all my (many) questions in plain English. Even when unexpected paperwork popped up, Lucas handled...
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    Reply from Lucas Hernandez
    July 9th, 2026 12:06 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • 5.0
    Encompass
    D
    Diana Q
    Plainfield, NJ
    Posted on July 3rd, 2026 12:45 PM
    Lucas y Nick hicieron q este proceso nonse sintiera difícil, me apoyaron en cada paso, y brindaron su ayuda en todo momento
    Reply from Lucas Hernandez
    July 8th, 2026 12:45 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • 5.0
    Encompass
    E
    Evelyn C
    Bushkill, PA
    Posted on July 1st, 2026 03:22 PM
    I have had exellent expeirences working with Lucas. He is an expert in his field, ensureing lcients are informed and well prepared for the steps ahead. I would highly recommend!
    Reply from Lucas Hernandez
    July 8th, 2026 03:23 PM
    Evelyn, I'm grateful for your recommendation and kind words. It's important to me that you felt informed and prepared throughout the process. Thank you for sharing your positive experience.
  • 5.0
    Encompass
    T
    Tyree C
    Union, NJ
    Posted on June 30th, 2026 06:58 PM
    Lucas is very personable and helped greatly through out the process for buying my first home. He def made the process easier and not as overwhelming. The service he gave to assist and information about the process was well put
    read more
    Reply from Lucas Hernandez
    July 5th, 2026 06:59 PM
    I enjoyed working with you. Thank you for the great feedback.
  • 5.0
    Encompass
    D
    Diana N
    Monroe Township, NJ
    Posted on June 19th, 2026 12:11 PM
    Lucas made everything super simple. Thank you for an amazing experience.
    Reply from Lucas Hernandez
    June 24th, 2026 12:11 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business!
  • 5.0
    Encompass
    K
    Kimberly P
    Keyport, NJ
    Posted on June 17th, 2026 05:17 PM
    Lucas was a pleasure to work with. My clients quickly felt comfortable with him, and he made the loan process very smooth and obtainable. He kept communication open throughout the entire transaction and was always knowledgeable whenever we...
    read more
    Reply from Lucas Hernandez
    June 24th, 2026 05:18 PM
    Kimberly, I'm pleased to hear that working with me was a positive experience for you and your clients. It's important to me that the loan process feels smooth and accessible, and I'm glad I could maintain open communication throughout. Thank...
    read more
  • 5.0
    Encompass
    K
    Kaitlyn M
    Keyport, NJ
    Posted on June 17th, 2026 12:39 PM
    Lucas was warm and showed he cared from the moment we first spoke with him. He was quick, efficient and professional and always Looked out for us!
    Reply from Lucas Hernandez
    June 22nd, 2026 12:39 PM
    I enjoyed working with you. Thank you for the great feedback.
  • 10 of 36
    About
    With over five years of experience supporting more than 200 families and investors nationwide, I’ve learned mortgages aren’t just about rates—they’re about people. I listen deeply, serve wholeheartedly, and guide with clarity. I’m known for being an empathetic advisor, especially for first-time buyers who want steady guidance and straight answers. Whether it’s refinancing, structuring an investment loan, or creating a plan to qualify, my goal is to build confidence and reduce stress. I believe communities grow stronger when people feel educated and empowered. If you want a mortgage professional who leads with heart and communicates transparently, I’d be honored to serve you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID 1992794
    Disclaimer
    All borrowers may apply, not all may qualify.  This document is provided by Absolute Home Mortgage Corporation.  All rights reserved. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency.  Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. This is not a commitment to lend.  Rates, prices, guidelines, and minimum requirements are subject to change at any time.  Some products may not be available in all states.  Subject to review of credit and/or collateral.  Terms may apply. Absolute Home Mortgage Corporation is an Equal Housing Lender. Absolute Home Mortgage Corporation, D/B/A Absolute, Absolute Home Mortgage, Absolute Home Mortgage Corp, Crown Home Mortgage, Fidelity Direct, Fidelity Direct Mortgage, MEP, Mortgage Equity, Mortgage Equity Partners.  NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462.  Alabama Consumer Credit License # 22912; Arizona Mortgage Banker License # 1008055; California – DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Connecticut Mortgage Lender License # ML-176743; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License # MLB176743; Florida Office of Financial Regulation Mortgage Lender License # MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Idaho Mortgage Broker/Lender License # MBL-2080176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Kentucky Mortgage Company License # MC889240; Maine Supervised Lender License # 176743; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Massachusetts Mortgage Lender License and Mortgage Broker License # MC176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; New Hampshire Mortgage Banker License # 176743MB; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; Licensed Mortgage Banker-NYS Department of Financial Services, NY Mortgage Banker License #LMBC 111237; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; Rhode Island Lender License # 20234665LL, Rhode Island Loan Broker License #20244695LB; South Carolina BFI Mortgage Lender # MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3;  Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Vermont Lender License # LL-176743;  Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.