

Tracy Leddy at Prosperity Home Mortgage - Gle...
Senior Mortgage Consultant | NMLS# 1910668 | Compe...

Buying a home is one of life's biggest financial decisions, and my goal is to bring greater certainty to every step of the mortgage process. As a Senior Mortgage Consultant with Prosperity Home Mortgage, I help homebuyers strengthen their f... Show More
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Reviews from Web
Tracy was our agent when the house was purchased. He was very informative, educated and ensured that I understood everything. When the market was right, he reached out and we refinanced with a better rate on a shorter term for the same monthly....
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Reply from Tracy Leddy at Prosperity Home Mort...
October 8th, 2025 06:09 PM
Thank you so much, Christopher! It was a true pleasure working with you—first on your home purchase and later on your refinance. I'm glad I could help make the process clear and comfortable each step of the way. Proactively reaching out when...
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As a first time home buyer, Tracy put my mind to ease and helped with everything step of the way!
Reply from Tracy Leddy at Prosperity Home Mort...
September 23rd, 2025 01:25 AM
Thank you so much for the wonderful review! It means the world to know I could help make your first home-buying experience feel smooth and stress-free. I’m honored you trusted me to guide you through each step—it's what I love most about what...
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Tracy helped us be educated buyers!!
Reply from Tracy Leddy at Prosperity Home Mort...
September 23rd, 2025 01:23 AM
Thank you so much for the kind words! Helping you become educated and empowered throughout the process was my absolute priority. I’m thrilled to hear you felt confident as a buyer—that’s exactly the experience I aim to deliver. Wishing you...
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Tracy is the gold standard in mortgage lending. He needs a promotion. The man is always on top of each of our buyers transactions.
Reply from Tracy Leddy at Prosperity Home Mort...
September 18th, 2025 12:23 AM
Jeffry, thank you so much for the incredible review. Coming from you, that means the world. I’m grateful for your trust and partnership—and I’m glad we were able to make the Buyer’s transaction such a smooth success together. Always a pleasure...
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We did not appreciate communication that felt we were being "managed" ... e.g., repeatedly stating that "we are well within the window for __ date per contract" when it was clear we were in churn about the appraisals and it would come down...
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I cannot say enough good things about Tracy Leddy. From start to finish, he provided outstanding and personalized care. I never once felt rushed or like just another customer—the level of attention and genuine care made the experience smooth...
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Reply from Tracy Leddy at Prosperity Home Mort...
October 8th, 2025 06:58 PM
Wow—thank you so much for this incredible review! It truly means a lot. I’m so glad to hear you felt supported and cared for every step of the way. That’s exactly the kind of experience I strive to create for every client: personalized, stress-free,...
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Tracy's communication skills are excellent, and more importantly, our client loved him. To us, that's what really matters most! Kathy & Dave Ricordati
Reply from Tracy Leddy at Prosperity Home Mort...
August 19th, 2025 01:29 PM
Thank you so much, Kathy & Dave! It’s always awesome working with one of the best teams in the western suburbs—your client-first approach sets the standard. Grateful for the partnership and the opportunity to create a great experience together!...
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Since our first meeting Tracy made us feel confident in the huge step we were about to take. Being first time buyers we had no idea about nothing and Tracy was there throughout the way, guiding us and explaining everything through the process....
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Reply from Tracy Leddy at Prosperity Home Mort...
August 5th, 2025 01:59 PM
Blanca, thank you so much for your kind words! It was an absolute honor to walk alongside you and your husband during such a meaningful milestone. I’m so glad you felt supported every step of the way—that’s exactly the experience I aim to deliver....
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Tracy kept us updated every step of the way.
Reply from Tracy Leddy at Prosperity Home Mort...
August 5th, 2025 01:16 AM
I'm glad to hear that you felt well-informed throughout the process, Amy. Keeping you updated every step of the way is one of my top priorities. I'm pleased it contributed to a smooth experience for you. If there’s ever anything else I can...
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Timely communication.
Reply from Tracy Leddy at Prosperity Home Mort...
July 23rd, 2025 05:23 PM
I'm glad to hear that you appreciated the timely communication during your home purchase process. It was a pleasure assisting you, and I hope everything continues smoothly with your new home. If you have any further questions or need assistance,...
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About
Buying a home is one of life's biggest financial decisions, and my goal is to bring greater certainty to every step of the mortgage process. As a Senior Mortgage Consultant with Prosperity Home Mortgage, I help homebuyers strengthen their financing before they write an offer through my Competitive Edge Approval™ process. My Five Certainty Checkpoints provide a proven framework that delivers greater certainty from our initial conversation through closing. I specialize in home purchase and refinance financing, including conventional, FHA, VA, jumbo, condominium, physician, and investment property loans. Proudly serving Chicago, Naperville, Hinsdale, Wheaton, Downers Grove, Oak Brook, Elmhurst, and Glen Ellyn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
DSCR Loans
Investor Mortgages
Specialities
Conventional Mortgage
FHA Mortgage
VA Mortgage
Jumbo Mortgage
USDA Mortgage
Residential Loans
Jumbo Loans
FHA Loans
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Positions
- Prosperity Home Mortgage - Mortgage ConsultantSep 26th, 2022 - Current
Memberships
- MBS Highway
- BOD of Sea Point Townhomes HOA, Del Mar, CA
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
2022
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1910668
Achievements
- Silver Wedding Anniversary - 2022
Hobbies
- Golfing, skiing, watching/coaching kids competitive sports, macro-economics, real estate managment
- Happy friend
- Caring, engaged Father
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.