Tracy Leddy at Prosperity Home Mortgage - Gle...
Senior Mortgage Consultant | NMLS# 1910668 | Compe...
Buying a home is one of life's biggest financial decisions, and my goal is to bring greater certainty to every step of the mortgage process. As a Senior Mortgage Consultant with Prosperity Home Mortgage, I help homebuyers strengthen their f... Show More
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Reviews from Web
Excellent communication and education
Reply from Tracy Leddy at Prosperity Home Mort...
March 9th, 2026 09:11 PM
Thank you for highlighting the communication and education aspects of my service, Rebecca. It's important to me that these elements are clear and helpful throughout the process. If any additional questions come up, I'm just a message away....
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Tracy walked us through each step of the Process and made sure we understood everything that was happening. He also advocated for us throughout the entire process
Reply from Tracy Leddy at Prosperity Home Mort...
December 24th, 2025 02:44 PM
Thank you so much for the 5-star review, I really appreciate it! ⭐️ I’m glad you felt informed and supported every step of the way. That’s always my goal.Even after closing, I’ve got your back. I’ll continue to keep an eye on rates and the...
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Tracy was incredible with communications and his experience in the field was very obvious. His team also went above and beyond to help me address an issue that appeared on my credit report to get it deleted thereby significantly increasing...
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Reply from Tracy Leddy at Prosperity Home Mort...
December 22nd, 2025 05:15 PM
Thank you so much for sharing your experience, it truly means the world to me and the team. I’m so glad we were able to help clear up the credit issue and put you in a stronger position with both your score and your interest rate. That’s exactly...
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Tracy is the kindest soul and absolutely helped us make this transition to a new state as smooth as possible . I would highly recommend to anyone looking to buy homes in the Chicago land area! I cannot stress enough how helpful he was throughout...
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Reply from Tracy Leddy at Prosperity Home Mort...
November 26th, 2025 11:59 PM
Kirk, thank you so much for your incredibly thoughtful review!It was truly a pleasure to help you through this transition, and I’m thrilled to hear the experience felt smooth and supportive from start to finish. Welcome to Chicagoland! I know...
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Tracey was once again great to work with. He and his team keeped us very informed and this transaction went very smoothly .
Reply from Tracy Leddy at Prosperity Home Mort...
November 6th, 2025 03:57 PM
Thank you, Santina! We really appreciate your kind words. It was great working with you again, and we're glad everything went smoothly. Let us know if you ever need anything.
Tracy is a pleasure to work with. He makes any transaction easy, always keeps you informed and guides you through the process with ease.
Reply from Tracy Leddy at Prosperity Home Mort...
October 30th, 2025 02:06 PM
Thanks so much, Joe! I really appreciate your kind words and the opportunity to work with you. It’s always my goal to make the process as smooth and transparent as possible, so I’m glad to hear you felt that way. Wishing you all the best in...
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Tracy's communication before entering into a refi transaction and insight on when to lock rates, communciation through loan process, responsiveness, etc
Reply from Tracy Leddy at Prosperity Home Mort...
October 10th, 2025 01:04 PM
John, Thank you so much for your thoughtful review! I'm truly grateful for the opportunity to guide you through your refinance. Timing and communication are key in this market, especially when it comes to locking in the right rate—and I'm glad...
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Tracy was amazing and always available for our questions and to run through different scenarios with us . He made the whole house buying experience smooth!
Reply from Tracy Leddy at Prosperity Home Mort...
October 9th, 2025 02:15 PM
Thank you so much, Taryn! It was truly a pleasure working with you. I’m so glad we could make the process smooth and that you felt supported every step of the way. Running through different scenarios together is a key part of making confident...
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We had a wonderful experience with Tracy as 1st time home buyers. He was able to accommodate our work schedules and was easily available for any questions we had. Would highly recommended!
Reply from Tracy Leddy at Prosperity Home Mort...
October 8th, 2025 06:56 PM
Thank you so much for the kind review and for allowing me to be part of your first home purchase! I’m thrilled to hear the process was smooth and worked well around your schedule. That’s always the experience I aim to deliver.As you settle...
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Tracy was truly a wonderful partner throughout the home-buying process! During our first home purchase in 2020, we had a lender from a different company who was less-than-stellar, and working with Tracy made that experience feel like a distant...
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Reply from Tracy Leddy at Prosperity Home Mort...
October 8th, 2025 06:12 PM
Thank you so much, Richard! I truly appreciate your kind words. It means a great deal that I could help replace your previous lending experience with a smoother, more supportive journey this time around. Buying a home should be exciting—not...
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About
Buying a home is one of life's biggest financial decisions, and my goal is to bring greater certainty to every step of the mortgage process. As a Senior Mortgage Consultant with Prosperity Home Mortgage, I help homebuyers strengthen their financing before they write an offer through my Competitive Edge Approval™ process. My Five Certainty Checkpoints provide a proven framework that delivers greater certainty from our initial conversation through closing. I specialize in home purchase and refinance financing, including conventional, FHA, VA, jumbo, condominium, physician, and investment property loans. Proudly serving Chicago, Naperville, Hinsdale, Wheaton, Downers Grove, Oak Brook, Elmhurst, and Glen Ellyn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
DSCR Loans
Investor Mortgages
Specialities
Conventional Mortgage
FHA Mortgage
VA Mortgage
Jumbo Mortgage
USDA Mortgage
Residential Loans
Jumbo Loans
FHA Loans
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Positions
- Prosperity Home Mortgage - Mortgage ConsultantSep 26th, 2022 - Current
Memberships
- MBS Highway
- BOD of Sea Point Townhomes HOA, Del Mar, CA
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
2022
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1910668
Achievements
- Silver Wedding Anniversary - 2022
Hobbies
- Golfing, skiing, watching/coaching kids competitive sports, macro-economics, real estate managment
- Happy friend
- Caring, engaged Father
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
