

Laura Ponce
VP/Senior Loan Officer | NMLS #254336

Laura has been part of the mortgage industry since 1998. She has held positions such as receptionist, processor, underwriter, branch manager, and now loan officer. Laura believes in servicing her clients to the best of her abilities and ens... Show More
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Laura's communication and guidance throughout the process was EXCEPTIONAL. My client was a spanish speaker in his golden years buying his first home and Laura was very patient and detailed explaining the entire loan process upto the closing...
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Reply from Laura Ponce
October 23rd, 2025 04:45 PM
Thank you for your kind words, Veronica. It's important to me to ensure that every client, regardless of their language or experience level, feels informed and comfortable throughout the process. I'm honored to have your trust over the years....
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Overall great experience, great communication
Reply from Laura Ponce
October 4th, 2025 12:32 PM
I appreciate your feedback on the experience and communication, Kristina. If you have any further questions or need assistance in the future, please don't hesitate to reach out.
Laura's expertise got our clients to the finish line!
Reply from Laura Ponce
September 29th, 2025 05:18 PM
I'm glad to hear that my expertise helped your clients successfully reach their goal. It's always rewarding to see everything come together smoothly. If there's anything else you need assistance with, please don't hesitate to reach out.
Laura is very knowledgeable and provided excellent guidance. She also had contacts for insurance brokers to help streamline the process for me. Everything went very smoothly, would highly recommend her.
Reply from Laura Ponce
September 22nd, 2025 10:52 PM
I'm pleased to know you found my guidance helpful and that the process went smoothly for you. Connecting clients with reliable contacts like insurance brokers is a key part of providing support. If there's ever anything else you need, feel...
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The best ! Laura will walk you through your mortgage options and ensure you are taken care of every step of the way!
Reply from Laura Ponce
September 17th, 2025 09:07 PM
It's great to hear that you had a positive experience with the mortgage process. I aim to guide my clients through their options and provide support throughout the journey. Should you have any more questions or need further assistance, I'm...
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The LSU's were there on time and Laura worked very well with our clients to get them in their new home even earlier than expected. Smooth transaction.
Reply from Laura Ponce
September 16th, 2025 03:41 PM
I appreciate your feedback on the timely service and the smooth transaction. It was a pleasure working with your clients to help them move into their new home ahead of schedule. If there's anything more I can do for you in the future, please...
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Communica, patience and friendliness
Reply from Laura Ponce
September 11th, 2025 04:03 PM
I'm glad to hear that you appreciated the communication, patience, and friendliness I strive to bring to my work. It's important to me to foster a supportive environment for my clients. Should you need anything in the future, please don't hesitate...
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Laura Ponce was an absolute lifesaver! After our first loan officer nearly cost us our home, Laura stepped in with knowledge, professionalism, and genuine care. She guided us through every step with confidence and made the process smooth and...
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Reply from Laura Ponce
September 5th, 2025 07:59 PM
Thank you so much Sarah for trusting me with your process. I am glad it worked out for your family. congrats on becoming a homeowner. :)
was very informative and made the process very simple for us
Reply from Laura Ponce
September 5th, 2025 08:00 PM
Thank you, Bertha it was, a true pleasure working with you both on this transaction. congratulations.
Proper expectations were set from the the beginning, and everything worked out as she said it would. Clear, direct, and great follow through.
Reply from Laura Ponce
September 1st, 2025 12:36 PM
Thank you for sharing your experience. It's gratifying to hear that the expectations we established at the outset were met and that everything unfolded as anticipated. I strive for clarity, direct communication, and reliable follow-through...
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About
Laura has been part of the mortgage industry since 1998. She has held positions such as receptionist, processor, underwriter, branch manager, and now loan officer. Laura believes in servicing her clients to the best of her abilities and ensuring that she builds business relationships means to last a lifetime. Laura loves every aspect of her job; from first time home buyers to real estate investors. Additionally, she enjoys that no two days are ever alike and being challenged regularly keeps her on her toes! And, even after all this time, she truly cannot imagine doing anything else.
Laura is married with two children. Her husband has been working for the Department of Defense for close to 15 years, something that she is very proud about.
Products & Services
Mortgage Loan Officer
VA Home Loan
Mortgage Refinance
Specialities
Purchases, and Refinances. FHA, VA, Conventional, JUMBO and USDA. Specialize in First time home buyer programs. Bilingual Spanish-English
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Positions
- Nova Home Loans - VP and Senior Loan OfficerAug 3rd, 2023 - Current
Memberships
- Hispanic Chamber of Commerce
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- AZ
- NMLS #254336
Achievements
- Chairman's Club Nova Home Loans
- TOP 1% Originators
- NAHREP TOP 250
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Hobbies
- Reading, yoga, working out
Disclaimer
Laura Ponce, VP/Senior Loan Officer, NMLS #254336 | NOVA® Home Loans, NMLS #3087 | BK 0902429 | Equal Housing Opportunity |