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Laura Royse
Senior Mortgage Banker | NMLS# 764813

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Laura is by far the best! She makes the mortgage process painless with her knowledge, availability, and her attention to detail.
Reply from Laura Kogut
September 20th, 2024 06:41 PM
Thank you!
Laura and Flat Branch made the home buying process smooth and painless!
Reply from Laura Kogut
September 20th, 2024 06:41 PM
Thank you!
Laura Kogut is knowledgable and easy to contact. I had a lot of questions during the loan process and she answered each and every one.
Reply from Laura Kogut
September 20th, 2024 06:41 PM
Thank you!
5 star customer review
Reply from Laura Kogut
September 20th, 2024 06:42 PM
Thank you!
I can't think of a single complaint. Love how this company operates and loved working with Laura. She could not have been any nicer. She answered any questions we had, explained everything in depth and was VERY responsive and patient with us....
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Reply from Laura Kogut
September 20th, 2024 06:42 PM
Thank you!
Laura was amazing! She walked us through each step, answered all our questions, and helped us get the best loan for our situation. We loved working with Laura and the entire Flat Branch team and would recommend them to anyone! Thank you!
Reply from Laura Kogut
September 20th, 2024 06:42 PM
Thank you!
Laura was knowledgeable and easy to work with during the process of securing my home loan.
Reply from Laura Kogut
September 20th, 2024 06:42 PM
Thank you!
I'm so thankful for Laura and Melissa. They're hard work and clear communication made a daunring process less so.
Reply from Laura Kogut
September 20th, 2024 06:42 PM
Thank you!
Laura Kogut is hands down the best in Columbia! She makes the entire process so easy. I know I can trust her every step of the way. I wouldn’t take my business anywhere else!
Reply from Laura Kogut
September 20th, 2024 06:42 PM
Thank you!
Our home buying experience was smooth and Laura was wonderful to work with. She was very knowledgeable and patient with all of our questions. We closed on our home on time with no issues and would recommend her to anyone we know looking for...
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Reply from Laura Kogut
September 20th, 2024 06:42 PM
Thank you!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
FHA
USDA
VA
Conventional
Purchase Loans
Refinance Loans
Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerNov 1st, 2020 - Current
- Providence Bank - Vice President Market ManagerOct 1st, 2019 - Nov 1st, 2020
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Memberships
- Columbia Chamber of Commerce Ambassador
- Columbia Chamber of Commerce Women's Network
- Metro Rotary Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 764813
Achievements
- Masters of Business Administration
Hobbies
- Day Trips
- Holiday Decorating
- Dog Park, Bike Riding, Diamond Art
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149