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Laura Royse - Senior Mortgage Banker | NMLS# 764813 in Columbia, MO
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Laura Royse

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Senior Mortgage Banker | NMLS# 764813

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • 3rd Party Review
    M
    Michele B
    LEES SUMMIT, MO
    Posted on May 4th, 2022 12:00 AM
    Laura is by far the best! She makes the mortgage process painless with her knowledge, availability, and her attention to detail.
    Reply from Laura Kogut
    September 20th, 2024 06:41 PM
    Thank you!
  • 3rd Party Review
    A
    Aaron S
    COLUMBIA, MO
    Posted on April 22nd, 2022 12:00 AM
    Laura and Flat Branch made the home buying process smooth and painless!
    Reply from Laura Kogut
    September 20th, 2024 06:41 PM
    Thank you!
  • 3rd Party Review
    M
    Martha E
    COLUMBIA, MO
    Posted on April 21st, 2022 12:00 AM
    Laura Kogut is knowledgable and easy to contact. I had a lot of questions during the loan process and she answered each and every one.
    Reply from Laura Kogut
    September 20th, 2024 06:41 PM
    Thank you!
  • 3rd Party Review
    A
    Abu M
    COLUMBIA, MO
    Posted on February 28th, 2022 12:00 AM
    5 star customer review
    Reply from Laura Kogut
    September 20th, 2024 06:42 PM
    Thank you!
  • 3rd Party Review
    C
    Christina C
    COLUMBIA, MO
    Posted on February 25th, 2022 12:00 AM
    I can't think of a single complaint. Love how this company operates and loved working with Laura. She could not have been any nicer. She answered any questions we had, explained everything in depth and was VERY responsive and patient with us....
    read more
    Reply from Laura Kogut
    September 20th, 2024 06:42 PM
    Thank you!
  • 3rd Party Review
    S
    SARAH E
    ASHLAND, MO
    Posted on December 6th, 2021 12:00 AM
    Laura was amazing! She walked us through each step, answered all our questions, and helped us get the best loan for our situation. We loved working with Laura and the entire Flat Branch team and would recommend them to anyone! Thank you!
    Reply from Laura Kogut
    September 20th, 2024 06:42 PM
    Thank you!
  • 3rd Party Review
    J
    Jennifer C
    STURGEON, MO
    Posted on November 23rd, 2021 12:00 AM
    Laura was knowledgeable and easy to work with during the process of securing my home loan.
    Reply from Laura Kogut
    September 20th, 2024 06:42 PM
    Thank you!
  • 3rd Party Review
    K
    Katherine O
    COLUMBIA, MO
    Posted on November 1st, 2021 12:00 AM
    I'm so thankful for Laura and Melissa. They're hard work and clear communication made a daunring process less so.
    Reply from Laura Kogut
    September 20th, 2024 06:42 PM
    Thank you!
  • 3rd Party Review
    B
    Beatrice S
    COLUMBIA, MO
    Posted on October 29th, 2021 12:00 AM
    Laura Kogut is hands down the best in Columbia! She makes the entire process so easy. I know I can trust her every step of the way. I wouldn’t take my business anywhere else!
    Reply from Laura Kogut
    September 20th, 2024 06:42 PM
    Thank you!
  • 3rd Party Review
    L
    Lindsey K
    COLUMBIA, MO
    Posted on September 1st, 2021 12:00 AM
    Our home buying experience was smooth and Laura was wonderful to work with. She was very knowledgeable and patient with all of our questions. We closed on our home on time with no issues and would recommend her to anyone we know looking for...
    read more
    Reply from Laura Kogut
    September 20th, 2024 06:42 PM
    Thank you!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    USDA
    VA
    Conventional
    Purchase Loans
    Refinance Loans
    Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
    What is the Search Rank Score®?
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    Positions
    • Flat Branch Home Loans - Senior Mortgage Banker
      Nov 1st, 2020 - Current
    • Providence Bank - Vice President Market Manager
      Oct 1st, 2019 - Nov 1st, 2020
    View All
    Memberships
    • Columbia Chamber of Commerce Ambassador
    • Columbia Chamber of Commerce Women's Network
    • Metro Rotary Club
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 764813
    Achievements
    • Masters of Business Administration
    Hobbies
    • Day Trips
    • Holiday Decorating
    • Dog Park, Bike Riding, Diamond Art
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149