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Laura Royse - Senior Mortgage Banker | NMLS# 764813 in Columbia, MO
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Laura Royse

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Senior Mortgage Banker | NMLS# 764813

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    B
    Benjamin J M
    HOLTS SUMMIT, MO
    Posted on August 16th, 2024 12:20 PM
    Laura was fantastic to work with. She was knowledgeable, accessible, professional, authentic, and fun (which really set her apart from so many other professionals nowadays).
    Reply from Laura Kogut
    August 16th, 2024 01:26 PM
    Thank you, Ben! It was an honor helping you and your family! WOW, to be described as “fun” after going through the loan process is the best compliment I’ve gotten to date 🥰
  • Encompass
    S
    Susan M C H
    COLUMBIA, MO
    Posted on August 15th, 2024 07:26 PM
    Laura was FANTASTIC! She made the whole process super easy to follow. She was prompt with her responses and super kind. I had lots of questions and she answered each one of them thoroughly and patiently. She was sure to let us know that she...
    read more
    Reply from Laura Kogut
    August 15th, 2024 07:38 PM
    Awww, thank you much! That means so much to me and I am so incredibly thankful for your trust! Congrats on your new home!!!!
  • Encompass
    K
    Kayla B
    COLUMBIA, MO
    Posted on August 12th, 2024 03:18 PM
    Laura is always highly professional, personable, and takes extremely good care of her clients. As a real estate agent, I know that every client I refer to Laura will receive the absolute best service and consideration. Her communication is...
    read more
    Reply from Laura Kogut
    August 12th, 2024 03:23 PM
    Thanks Kayla! I love that we BOTH have such high service standards! Love ya!
  • Encompass
    J
    Jessi H
    COLUMBIA, MO
    Posted on August 11th, 2024 04:34 PM
    Laura was absolutely amazing. I had no idea what I was doing and she was able to explain everything and get me set up! I am typing this from my first home thanks to Laura!
    Reply from Laura Kogut
    August 11th, 2024 06:10 PM
    Jessi! It was an honor helping you! Congratulations again!!!! 🥰🏠
  • 3rd Party Review
    M
    Michele B
    LEES SUMMIT, MO
    Posted on July 25th, 2024 12:00 AM
    Laura is by far the best! She makes the mortgage process painless with her knowledge, availability, and her attention to detail.
    Reply from Laura Kogut
    September 13th, 2024 12:00 AM
    Thanks Michele!!! Means the world to me!
  • 3rd Party Review
    P
    Perseveranda D
    Columbia, MO
    Posted on June 18th, 2024 12:00 AM
    After going through 2 loan officers, Laura gave me the impression she was going to be the person I can work with, being a first time buyer. She explained things the way I can understand, and guided me well throughout the process. Not to mention,...
    read more
    Reply from Laura Kogut
    September 13th, 2024 12:00 AM
    Thank you Persey! So happy for you!
  • 3rd Party Review
    J
    John M
    COLUMBIA, MO
    Posted on June 3rd, 2024 12:00 AM
    Working with Laura Kogut at Flat Branch Home Loans was easy, clear, and secure. Every bit of information we needed was provided quickly and in a very easy to understand format. Our questions were always answered promptly. Laura made herself...
    read more
    Reply from Laura Kogut
    September 13th, 2024 12:00 AM
    Thank you, John!
  • 3rd Party Review
    B
    Barry B
    WOOLDRIDGE, MO
    Posted on May 31st, 2024 12:00 AM
    Laura was fantastic! She was on top of everything from our first inquiry to closing. There was some concern about being able to close when we needed but Laura pulled everything together and we were able to close when we needed to. \r\n\r\nGreat...
    read more
    Reply from Laura Kogut
    September 13th, 2024 12:01 AM
    So great to work with you Barry! Thank you :)
  • 3rd Party Review
    M
    Megan W
    CENTRALIA, MO
    Posted on May 16th, 2024 12:00 AM
    5 star customer review
    Reply from Laura Kogut
    September 13th, 2024 12:01 AM
    Thanks Megan!
  • 3rd Party Review
    E
    Elsa K
    COLUMBIA, MO
    Posted on May 8th, 2024 12:00 AM
    5 star customer review
    Reply from Laura Kogut
    September 13th, 2024 12:08 AM
    Thank you Elsa!
  • 201–210 of 275
    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    USDA
    VA
    Conventional
    Purchase Loans
    Refinance Loans
    Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
    What is the Search Rank Score®?
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    Positions
    • Flat Branch Home Loans - Senior Mortgage Banker
      Nov 1st, 2020 - Current
    • Providence Bank - Vice President Market Manager
      Oct 1st, 2019 - Nov 1st, 2020
    View All
    Memberships
    • Columbia Chamber of Commerce Ambassador
    • Columbia Chamber of Commerce Women's Network
    • Metro Rotary Club
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 764813
    Achievements
    • Masters of Business Administration
    Hobbies
    • Day Trips
    • Holiday Decorating
    • Dog Park, Bike Riding, Diamond Art
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149