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Lara Locke at CrossCountry Mortgage
Originating Branch Manager | NMLS #949406

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Riverside, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
We had such a great experience with Desiree and Lara over at Locke Your Loan! These ladies were on top of it! The communication, their availability to answer all of our questions, the constant updates! The process was so seamless and efficient!...
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Reply from Owner
March 5th, 2026 08:56 PM
Thank you so much 😊 You both were so amazing and we loved having you as clients. Congratulations from every one of us here in the office. To say we are excited for you guys is an understatement!
Her communication throughout the entire process was clear, consistent, and proactive. No one was ever left guessing. She kept everyone informed every step of the way.
Reply from Lara Locke
March 9th, 2026 05:36 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
My son recently worked with Lara and Desiree at Locke Your Loan for his first home purchase, and we could not have asked for a better experience. As a first-time home buyer, the process can feel overwhelming, but Lara and Desiree were absolutely...
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Reply from Owner
February 26th, 2026 11:27 PM
Cyndee, this means so much. Thank you for taking the time to write this. Helping Scott buy his first home was such a special one for us. First purchases come with a lot of questions and big decisions, and he handled it all with so much thoughtfulness....
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We had a rough ride through buying a home in Alaska due to various issues, but the team at Locke Your Loan was always there to support us and get us across the finish line. Communication was constant and consistent and we were able to get a...
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Reply from Owner
February 13th, 2026 09:09 PM
We are SOOO happy that this home was the one. Thank you so much for being such a great client and I am so glad that we were able to help you both. They whole team was so excited to see you be able to close. Congratulations again from all of...
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Lara and her team have 5 stars across the board for a reason! From beginning to end, they took care of me and my family and did everything they could to get what we wanted. Thank you!!!!!!
Reply from Owner
February 5th, 2026 06:38 PM
Thank you so much. This makes us smile SO big. We am so happy for you and Sara and so excited to see you both step into homeownership. Being part of this with you means a lot to me and the team, and I am grateful you trusted us. Huge congrats,...
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We were so happy with our service and Desiree was so helpful through the process of obtaining a HELOC. We had very specific requests in order to get the loan we wanted and Desiree and Lara were able to meet all of our expectations. We wouldnt...
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Reply from Owner
February 5th, 2026 06:43 PM
This means so much to all of us, thank you. Working with you over the years has been the best, and we are always grateful for the trust you continue to place in our team. Desiree loved helping you, and I am so glad we could make the HELOC work...
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We recently went through a closing on a house with Locke Loan and they have been amazing. There was communication through everything and they are quick with response. They made buying a house easy. Purchasing a home can be really difficult...
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Reply from Owner
February 5th, 2026 06:41 PM
This means so much, thank you! We are all so happy for you and Adrian, and we loved being part of this with you. Buying a home can feel like a lot, so hearing that it felt easy on your end is everything to us. Congrats on the new home, we are...
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Lara Locke at CrossCountry Mortgage has received a review with 5 star rating from Cara G
Reply from Owner
February 3rd, 2026 06:39 PM
Thank you so much Cara! Congratulations to you again, we couldn't be happier for you both.
Working with Lara at Lock Your Loan was an absolute game-changer. From our first conversation, it was clear she wasn't just trying to close a deal—she was looking out for my best interests. She was patient, incredibly responsive, and took the...
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Reply from Lara Locke
February 10th, 2026 04:23 PM
Cara, I truly appreciate your thoughtful feedback. Knowing that I could make a positive impact on your experience is genuinely rewarding. It's important to me to ensure that every customer feels informed and supported throughout the process....
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The lock team was fantastic They answered all my questions help me get things done especially Desiree Thank you so much
Reply from Owner
February 2nd, 2026 06:15 PM
Thank you so much for the kind words! Desiree absolutely loved working with you and we are all so excited for you!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Riverside, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #949406 | Branch NMLS #2648849
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 949406
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CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095