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Lara Locke at CrossCountry Mortgage
Originating Branch Manager | NMLS #949406

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Riverside, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
Lara, Desiree, and their entire team were wonderful to work with! As a first-time homebuyer, I had so many questions throughout the process, and they were always patient, knowledgeable, and happy to help.I especially loved their weekly updates...
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Reply from Owner
August 14th, 2026 12:19 PM
Thank you Cori and congratulations again on your new home! The picture you uploaded is adorable xo
everything went very smooth all along from beginning to end...communication was great.
Reply from Lara Locke
August 13th, 2026 08:59 PM
Fanny, I'm glad to hear that everything went smoothly from start to finish. I appreciate your positive feedback on our communication throughout the process.
We had a wonderful experience working with Lara and team. Desiree was incredibly thorough, thoughtful, and consistent throughout the entire process. She communicated clearly, followed through on every detail, and helped us navigate any challenges...
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Reply from Owner
August 4th, 2026 06:27 PM
Thank you so much for this. Your kind words mean more than you know. It was such a pleasure getting to be part of this chapter with you, and we're so grateful you trusted us along the way. Desiree puts her whole heart into what she does, so...
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Staff walked us step by step through the entire process with outstanding communication.
Reply from Lara Locke
August 4th, 2026 01:36 PM
William, I appreciate your feedback on our communication and guidance throughout the process. It's good to know that our step-by-step approach was helpful to you. Thank you for taking the time to share your experience.
I always know communication is going to be excellent from all in the office and that's paramount for scheduled timelines and a smooth transaction. Thank you Locke Your Loan
Reply from Lara Locke
August 3rd, 2026 08:11 PM
Bruce, I'm grateful for your kind words about our communication. It's good to know that our efforts contribute to a smooth transaction and meet your expectations. Thank you for your trust in Locke Your Loan.
My husband and I reached out to Locke Your Loan to learn about the home-buying process to prepare to buy a home in the future. Each meeting with Lara and her team was clear, informative and transparent. We learned we were more ready than we...
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Reply from Owner
July 9th, 2026 09:44 PM
Thank you so much, this means the world to us! We are so happy for you all and so grateful we got to be part of such a special milestone. Thank you for trusting us and Sarah to get you in a home. Congratulations again from the whole team ❤️
My fiancé and I had the pleasure of working with Desiree and she was veryyyyyy kind, professional, and very helpful. They made this entire experience such a pain-free one, and were very hands on about the entire process. Would highly recommend....
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Reply from Owner
June 30th, 2026 09:30 PM
Thank you so much, Melissa! We are so happy for both of you as you settle into your new home. It means a lot that you took the time to share your experience, and we truly appreciate your kind words. Thank you for trusting us to be part of such...
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I had contacted Lara's office inquiring about my options for refinancing. From the beginning Lara provided the best options for me financially, not what would be best for her financially. Throughout the whole process I was kept up to date weekly...
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Reply from Owner
June 15th, 2026 06:39 PM
One of the things that matters most to me is helping clients make the decision that's right for their goals, not ours. I'm so glad you felt supported and informed throughout the process, even during the quieter moments when there wasn't much...
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As a first time home buyer, the mortgage process felt overwhelming and discouraging at times but Lara, Desiree and the entire team at Locke Your Loan made it an incredible experience.They were very professional, knowledgeable and always kept...
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Reply from Owner
June 15th, 2026 06:36 PM
Jamie, thank you so much for taking the time to share this. It truly means a lot to our team.Buying your first home can bring a lot of emotions, and we're so glad we could help make the process feel a little less overwhelming. It was an absolute...
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Worked with Desiree and Lara. Both were amazing and kept me updated during each step of the process. They also did a great job of explaining things I simply didn’t understand. Great team to
Work with.
Reply from Owner
June 2nd, 2026 03:17 PM
Thank you so much for your kind words Al! It was a pleasure working with you throughout the process. We truly appreciate the opportunity and wish you all the best in this next chapter!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Riverside, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #949406 | Branch NMLS #2648849
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 949406
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- cooking
- reading
- hiking
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CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095