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Kyle Cullen - Senior Mortgage Banker | NMLS# 742328 in Chesterfield, MO

Kyle Cullen

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Senior Mortgage Banker | NMLS# 742328

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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5 Star
97%
4 Star
1%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
    S
    Stephanie H
    IMPERIAL, MO
    Posted on July 18th, 2026 01:18 PM
    Kyle is absolutely amazing. We always bring our friends and family to him. Th
    Reply from Kyle Cullen
    July 28th, 2026 01:18 PM
    Thank you so much for your kind words, Stephanie. I'm grateful for your trust and for recommending me to your friends and family. It's wonderful to know that you've had such positive experiences working with me.
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    Ahmad W I
    SAINT CHARLES, MO
    Posted on July 14th, 2026 12:46 PM
    Absolutely stellar!
    Reply from Kyle Cullen
    July 24th, 2026 12:47 PM
    I'm happy to hear you had such a positive experience, Ahmad. Thank you for your kind words!
  • Encompass
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    Danielle F
    MILLSTADT, IL
    Posted on July 10th, 2026 03:12 PM
    Kyle kept us updated through the whole process. As first time home buyers it was nice knowing he was easy to get a hold of and did well at walking us through all the hoops of our USDA
    Reply from Kyle Cullen
    July 20th, 2026 03:13 PM
    Thank you for sharing your experience, Danielle. I'm pleased to know that you felt supported and well-informed throughout the USDA loan process. If you have any further questions or need assistance, please don't hesitate to reach out.
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    Rick N
    TINLEY PARK, IL
    Posted on July 6th, 2026 05:18 PM
    Kyle and the team was great at responding to requests and keeping all parties in the loop. Well done!
    Reply from Kyle Cullen
    August 5th, 2026 05:18 PM
    I'm glad to hear that you found my team and I responsive and communicative, Rick. Your feedback is greatly appreciated, and I'm pleased we could provide a good experience for you.
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    S
    Spencer J S
    SAINT LOUIS, MO
    Posted on July 4th, 2026 03:07 AM
    Kyle was nothing but a pleasure to work with throughout our entire lending process. As first-time home buyers, we were very nervous about everything and Kyle was incredibly thoughtful and patient in answering any questions we had along the...
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    Reply from Kyle Cullen
    July 14th, 2026 05:02 PM
    Thank you for your kind words, Spencer. I'm glad to hear that I could support you and make the lending process less intimidating as first-time home buyers. Your recommendation means a lot to me, and I'm happy that my approach resonated with...
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    Amanda N W
    SAINT LOUIS, MO
    Posted on July 2nd, 2026 07:03 PM
    Kyle was easy to work with, he answered all our questions no matter the time of day, and he made a very stressful process as simple as possible for us.
    Reply from Kyle Cullen
    July 13th, 2026 12:52 PM
    I'm grateful for your feedback, Amanda. It's good to know that I could help simplify the process and provide answers whenever needed. If you have any more questions or need assistance in the future, please feel free to reach out.
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    Grace C D
    TINLEY PARK, IL
    Posted on July 1st, 2026 02:36 PM
    Kyle was amazing from beginning to end. He was always very responsive when I had questions or when concerns came up & there were a few as the property we were purchasing was in Illinois so rules/processed were quite different than Missouri...
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    Reply from Kyle Cullen
    July 13th, 2026 06:43 PM
    I'm grateful for your continued trust and support, Grace. It's nice to hear that I could assist you with the challenges of purchasing a property in Illinois and provide the responsiveness you needed. I'm pleased to work with you again in the...
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    Katie M
    HIGH RIDGE, MO
    Posted on June 23rd, 2026 03:51 PM
    As a first-time homebuyer, the mortgage process felt intimidating, but my lender made everything as smooth as possible. He was responsive, patient, and always willing to answer my questions throughout the process.Even when underwriting requested...
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    Reply from Kyle Cullen
    July 3rd, 2026 03:52 PM
    Thank you so much for your kind words, Katie. I'm pleased to hear that I could make the mortgage process smoother for you as a first-time homebuyer. It's important to me that my clients feel informed and supported, so I'm glad my communication...
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  • Encompass
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    Kelmend A
    SAINT LOUIS, MO
    Posted on June 18th, 2026 03:12 PM
    Everything is explained and there's no hiding fee's like always, so he is sayin advance if is there's something, wo is clear mirror
    Reply from Kyle Cullen
    June 29th, 2026 05:25 PM
    I'm thankful for your feedback, Kelmend. I'm pleased that you found the explanations clear and appreciate the transparency in our process. If you ever have more questions or need further assistance, feel free to reach out.
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    Carolyn M
    FLORISSANT, MO
    Posted on May 28th, 2026 12:33 AM
    Kyle was very patient with me when I had problems with my finances. He hung in there with me until i I came up with a solution. Thanx Kyle
    Reply from Kyle Cullen
    June 8th, 2026 07:12 PM
    I'm grateful for your kind words, Carolyn. I'm pleased I could support you through your financial challenges and help find a solution together. If you need further assistance, don't hesitate to reach out.
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
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    Licenses
    • NMLS# 742328
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149