

Kristy Osborn
Loan Officer

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Kristy and her team did a great job keeping me updated on the status of my loan. They were also very accessible and quickly responded to any questions that I had throughout the process.
Everything was awesome
We called on Kristy after we ran into issues with our original lender 2 weeks before closing. Kristy worked hard and got it done for us on the original closing date. We couldn't have asked for better service.
Kristy Osborn has received a review with 5 star rating from Debra H
Kristy was amazing! I was in a hurry to close quickly and Kristy got everything done in a prompt and efficient manner. She was very friendly and was always available and willing to answer all my questions. She is knowledgeable and explained...
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When we unexpectedly decided to sell our home and buy a new one, I first called the lender we used the last time we bought a house. But he did not call me back for a whole week! So my realtor told me to call Kristy. She had us preapproved same...
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Reply from Owner
August 11th, 2017 12:00 AM
Thanks! You guys were such a pleasure to work with and I'm so happy for you! Enjoy that new home!!
Kristy and her team did an excellent job with my new home loan. I would recommend Service First as a lender. I expecially liked being able to give back to teachers in need of things for their classroom.
Reply from Owner
August 11th, 2017 12:00 AM
Thanks so much! I've been so excited about the "give back" program this summer for teachers! Glad you were able to do that.
Kristy Osborn has received a review with 5 star rating from Stephen R
My Husband and I have been married 31 years and just a couple of months ago, Kristy helped us buy out first home. Kristy is great at what she does, very knowledgeable, and it was all about us! She listened to our story and she knew right away...
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Reply from Owner
July 20th, 2015 12:00 AM
Thanks, Celia! It was such a pleasure to work with you guys and I'm so excited for you!
In the middle of planning my wedding, my fiance and I decided to buy a house too. In the midst of stress and fear, Kristy was a rock. I couldn't believe how knowledgeable she was. She answered every question, even on Sundays, and made us feel...
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Reply from Owner
July 20th, 2015 12:00 AM
You guys are so welcome! Thanks for your kind words!
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Home Equity Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Central Standard Time (CST)
Licenses
- NMLS# 999896
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Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
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