

Kristy Osborn
Loan Officer

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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This was the third time we have worked with Kristy on mortgage services and she is always so nice, professional, and personable. Though we've never met in person it feels like she's a friend we can trust and rely on to do a great job.
Super nice and very informative
Kristy was incredible! She kept us informed through the whole process, explained items thoroughly, answered questions promptly, and made my husband and I feel at ease through every step! I have already referred her and her Team to family and...
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Wonderful communication, friendliness, and professionalism.
She explained everything to us and when we didn’t quite understand she broke it down for us. She let us know step by step what was going on. She is amazing:
Kristy and her team were very polite and professional. They kept us informed throughout the whole process.
very informative and on top of things
Kristy was very helpful in getting us on track with signing all the necessary documents, and in communicating important deadlines.
Quick and easy! Kristy made it a smooth process, definitely would recommend using her.
You were willing to answer all of my crazy questions. You made sure I was up to date on all of the information for the process for my loan approval.
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Home Equity Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 999896
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures